Closing costs in NY are very high. There are fees that are paid here that are not paid in other parts of the US. It does make financing quite expensive.
Interest Rate
The rate was very competitive with other lenders. I am a mortgage specialist and was able to do a lot of comparison shopping. I didn't want to use an online lender. I preferred a traditional bank.
Loan Officer Service
Being in the business myself, I like someone who is very thorough and detailed. My loan officer was that. He was terrific, always giving me information and providing me with updates along the way. I have since recommended him to many people.
Overall Rating
Pros
They are a reputable company that has been around for a long time. They offered traditional products as well as newer products. It was an easy process and they were able to help me finance my dream.
Cons
Sometimes when I call for service it can be a hassle. You get the runaround and can get transferred from one area to another,