9 Ways to Get Discounts on Homeowners Insurance in Fort Collins, CO

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Fire Resistive Construction Home Insurance Discount in Fort Collins, CO | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,338
Brick Veneer -67 1,271
Masonry -67 1,271
Superior -120 1,218

Fort Collins, CO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -187 1,151
One Claim +94 1,432
Two Claims +174 1,512

Fort Collins, CO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,338 -174 1,164

Top Discounts for Homeowners Insurance in Fort Collins, CO | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -388 950
Home nearby Fire Station -40 1,298
Home nearby Police Station -13 1,325
[['Stone Coated Steel', 936.6, 401.4], ['Metal', 1070.4, 267.5999999999999], ['Slate or Tile', 1137.3, 200.70000000000005], ['Asphalt shingles', 1204.2, 133.79999999999995], ['Wood', 'No Discounts', 1338.0]]

Fort Collins, CO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -401 937
Metal -268 1,070
Slate or Tile -201 1,137
Asphalt shingles -134 1,204
Wood No Discounts 1,338

Fort Collins, CO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-161 1,178
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-94 1,245
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-134 1,204
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-134 1,204
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-80 1,258
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-120 1,218
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-54 1,285

Hip Roof Discounts for Home insurance owners in Fort Collins, CO | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,338 16 1,084

Fort Collins, CO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,338 -26 1,312

Fort Collins, CO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -107 1,231
Home + Two Car -228 1,111
Home + Three Car -321 1,017

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