Gavop's guide to buying homeowners insurance in Quinlan, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $142,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $178,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $216,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $909 |
| Superior Protection Discount | -$95 | $961 |
| Fire & Security Discount | -$74 | $983 |
| Hail Resistant Roof Discount | -$32 | $1,025 |
| Newly Constructed Home Discount | -$275 | $782 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hunt County | $2,500 | $1,370 | $3,870 | $996 | $3,496 | $374 |
| Quinlan, TX | $1,500 | $1,044 | $2,544 | $759 | $2,259 | $285 |
| East Tawakoni, TX | $500 | $1,577 | $2,077 | $1,146 | $1,646 | $431 |
| Wills Point, TX | $1,000 | $1,043 | $2,043 | $758 | $1,758 | $285 |
| Campbell, TX | $500 | $1,441 | $1,941 | $1,048 | $1,548 | $394 |
| Wylie, TX | $200 | $1,338 | $1,538 | $972 | $1,172 | $366 |
| Princeton, TX | $2,500 | $971 | $3,471 | $706 | $3,206 | $265 |
| Trenton, TX | $200 | $1,383 | $1,583 | $1,005 | $1,205 | $378 |
| Eustace, TX | $1,500 | $1,360 | $2,860 | $989 | $2,489 | $372 |
| Tira, TX | $300 | $1,411 | $1,711 | $1,025 | $1,325 | $386 |
| Cedar Creek Lake, TX | $700 | $1,042 | $1,742 | $758 | $1,458 | $285 |
| Home Insurance Company Quinlan, TX | Homeowners Insurance Agency Quinlan, TX | Address | Popularity Score | Distance from Quinlan (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Select Insurance Group | 6009 Wesley St, Greenville, TX, 75402 | 14.0 | |
| Travelers | Thumann Agency | 12770 Coit Rd Ste 110, Dallas, TX, 75251 | 36.5 | |
| Farmers | Robert Bob King | 9741 Preston Rd Ste 301, Frisco, TX, 75033 | 42.1 | |
| Farmers | Ann Demoya | 1311 E Belt Line Rd Ste 5, Carrollton, TX, 75006 | 44.5 | |
| Farmers | Kevin Kohler | 10222 Midway Rd, Dallas, TX, 75229 | 40.6 | |
| Travelers | Jeff Martin Insurance Agency | 800 E Campbell Rd Ste 155, Richardson, TX, 75081 | 33.5 | |
| State Farm | Dennis Baker | 2550 Eldorado Pkwy, Mckinney, TX, 75070-4365 | 34.6 | |
| State Farm | Jon Essary | 1214 W Davis St, Dallas, TX, 75208-5129 | 42.3 | |
| State Farm | Andrew Shull | 500 N Custer Rd Ste 105, Mckinney, TX, 75071-8008 | 40.1 | |
| Liberty Mutual Independent | K & S Insurance Agency | 2255 Ridge Road, Suite 333, Rockwall, TX, 75087 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hunt County, TX | $105,000 | $1,387 | $920 | $2,140 | $1,220 |
| Quinlan, TX | $100,000 | $1,056 | $700 | $1,630 | $930 |
| East Tawakoni, TX | $118,200 | $1,596 | $1,050 | $2,460 | $1,410 |
| Wills Point, TX | $92,600 | $1,056 | $700 | $1,630 | $930 |
| Campbell, TX | $87,500 | $1,459 | $960 | $2,250 | $1,290 |
| Wylie, TX | $173,500 | $1,354 | $890 | $2,090 | $1,200 |
| Princeton, TX | $156,300 | $983 | $650 | $1,510 | $860 |
| Trenton, TX | $76,300 | $1,400 | $920 | $2,160 | $1,240 |
| Eustace, TX | $72,200 | $1,377 | $910 | $2,120 | $1,210 |
| Tira, TX | $81,400 | $1,428 | $940 | $2,200 | $1,260 |
| Cedar Creek Lake, TX | $92,400 | $1,055 | $700 | $1,620 | $920 |