Gavop's guide to buying homeowners insurance in Brazosport, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brazosport, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oyster Creek Ct, Ash Ln, Murex St, Riverview Dr, E River Dr, Cottonwood St, Duncan Dr, Co Rd 459G, Bois D Arc St, Coronado Dr | $108,500 | $90,000 | $75,000-$100,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Co Rd 504A, Lack Ln, Kastl St, N Calla Lily Ct, S Lazy Ln, W Front St, Co Rd 605C, Indian Hawthorn, W Plantation Dr, Silver Bay Ct | $89,500 | $80,000 | $75,000-$100,000 | $78,000 | $60,000 | $50,000-$75,000 |
| Drury Ln, E Brazos St, Glenwood St, Majestic Oak Cir, Frontage Rd, W Big Slough Rd, Galley Way, Elm, White Oak Ct, Dixie Dr N | $87,000 | $70,000 | $75,000-$100,000 | $83,000 | $80,000 | $75,000-$100,000 |
| Anderson Loop, C Ave, Lakewood Dr, Timberwood Dr, Azalea St, Cactus, Cobia Ln, Indian, Grove St, Co Rd 459B | $88,500 | $80,000 | $50,000-$75,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Fern Ct, Johnson Cook Rd, Bald Prairie Dr, Pelican Pl, Seagull, Baldwin Rd, Bluebell Ct, Vinca Ct, Arrow Wood St, Old Surfside Rd | $100,000 | $90,000 | $100,000-$125,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Dixie Dr, Co Rd 721A, Ash Ct, N Ave R, Pompano Ln, Juniper St, E Bernard St, Railroad Dr, 2004, W 2nd St | $98,000 | $80,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| F Ave, White Oak Dr, Jasmine St, Bumelia St, Oak Park Dr, Hybiscus Ct, Wisteria St, Gifford Rd, Zinnia Ct, W 9th St | $86,500 | $70,000 | $100,000-$125,000 | $88,000 | $70,000 | $100,000-$125,000 |
| Co Rd 830, Jeffers Rd, Davidson St, N Ave G, Aloe Vera Ct, S Bachelor Button St, Cemetary Rd, Lewis St, Winding Way St, Forest Oaks Ln | $119,000 | $100,000 | $100,000-$125,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Co Rd 329, N Gulf Blvd, Jolly Roger Dr, Revere St, Angel Wing St, Sequoia St, Co Rd 434, Co Rd 710, Anchusa St, Seagull Rd | $88,500 | $80,000 | $75,000-$100,000 | $108,000 | $100,000 | $125,000-$150,000 |
| Lantana Ct, Shady Creek Ln, Co Rd 462A, Susan Ct, That Way St, Dutch Lake Ct, Juniper Ct, Timberlane St, Skinner St, 287B | $144,500 | $120,000 | $100,000-$125,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $832 |
| Superior Protection Discount | -$100 | $903 |
| Fire & Security Discount | -$110 | $892 |
| Hail Resistant Roof Discount | -$20 | $983 |
| Newly Constructed Home Discount | -$271 | $732 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brazoria County | $1,000 | $1,397 | $2,397 | $1,015 | $2,015 | $382 |
| Brazosport, TX | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| Lake Jackson, TX | $400 | $969 | $1,369 | $704 | $1,104 | $265 |
| Wild Peach Village, TX | $1,500 | $1,653 | $3,153 | $1,201 | $2,701 | $452 |
| Hillcrest, TX | $100 | $1,740 | $1,840 | $1,264 | $1,364 | $475 |
| Santa Fe, TX | $2,000 | $977 | $2,977 | $710 | $2,710 | $267 |
| Manvel, TX | $500 | $964 | $1,464 | $700 | $1,200 | $263 |
| Dickinson, TX | $2,500 | $953 | $3,453 | $692 | $3,192 | $260 |
| Missouri City, TX | $300 | $1,412 | $1,712 | $1,026 | $1,326 | $386 |
| Shoreacres, TX | $2,000 | $1,758 | $3,758 | $1,277 | $3,277 | $480 |
| Pleak, TX | $200 | $1,726 | $1,926 | $1,254 | $1,454 | $472 |
| Sugar Land, TX | $2,000 | $1,269 | $3,269 | $922 | $2,922 | $347 |
| Home Insurance Company Brazosport, TX | Homeowners Insurance Agency Brazosport, TX | Address | Popularity Score | Distance from Brazosport (miles) |
|---|---|---|---|---|
| Allstate | Vicki Melass | 302 Plantation Dr, Lake Jackson, TX, 77566 | 8.7 | |
| State Farm | Ken Phelps | 4207 Fairmont Pkwy, Pasadena, TX, 77504-3324 | 45.0 | |
| State Farm | John Bowers | 1650 Highway 6 Ste 450, Sugar Land, TX, 77478-4928 | 46.0 | |
| Farmers | Claudia Aguilar | 1107 N Brazosport Blvd, Freeport, TX, 77541 | 5.6 | |
| Farmers | Rob Schmerler | 6575 West Loop S Ste 185, Bellaire, TX, 77401 | 49.7 | |
| Farmers | Lois Spicer | 4189 Bellaire Blvd Ste 252, Houston, TX, 77025 | 49.3 | |
| Travelers | Deshazo Insurance Agency | 13515 Southwest Fwy Ste 209, Sugar Land, TX, 77478 | 46.6 | |
| Farmers | Gustavo Silguero | 2900 Woodridge Dr Ste 302, Houston, TX, 77087 | 48.0 | |
| Farmers | Victor Pena | 5817 Bissonnet St, Bellaire, TX, 77401 | 49.4 | |
| Farmers | Ronald Scharn | 13313 Southwest Fwy Ste 291, Sugar Land, TX, 77478 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Brazoria County, TX | $164,300 | $1,414 | $930 | $2,180 | $1,250 |
| Brazosport, TX | $119,700 | $1,003 | $660 | $1,540 | $880 |
| Lake Jackson, TX | $154,800 | $980 | $650 | $1,510 | $860 |
| Wild Peach Village, TX | $139,700 | $1,673 | $1,100 | $2,580 | $1,480 |
| Hillcrest, TX | $169,800 | $1,761 | $1,160 | $2,710 | $1,550 |
| Santa Fe, TX | $159,800 | $988 | $650 | $1,520 | $870 |
| Manvel, TX | $181,400 | $976 | $640 | $1,500 | $860 |
| Dickinson, TX | $145,600 | $964 | $640 | $1,490 | $850 |
| Missouri City, TX | $171,000 | $1,429 | $940 | $2,200 | $1,260 |
| Shoreacres, TX | $176,900 | $1,779 | $1,170 | $2,740 | $1,570 |
| Pleak, TX | $164,800 | $1,747 | $1,150 | $2,690 | $1,540 |
| Sugar Land, TX | $231,300 | $1,285 | $850 | $1,980 | $1,130 |