Gavop tells you how to get the best homeowners insurance in Reddies River, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $130,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $166,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $188,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $332,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $545 |
| Superior Protection Discount | -$58 | $591 |
| Fire & Security Discount | -$58 | $591 |
| Hail Resistant Roof Discount | -$13 | $636 |
| Newly Constructed Home Discount | -$149 | $500 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wilkes County | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| Reddies River, NC | $700 | $641 | $1,341 | $466 | $1,166 | $175 |
| Fairplains, NC | $500 | $599 | $1,099 | $435 | $935 | $164 |
| Lewis Fork, NC | $2,500 | $751 | $3,251 | $546 | $3,046 | $205 |
| Brushy Mountain, NC | $400 | $812 | $1,212 | $590 | $990 | $222 |
| Walnut Hill, NC | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Long View, NC | $500 | $550 | $1,050 | $400 | $900 | $150 |
| Stewarts Creek, NC | $2,500 | $861 | $3,361 | $625 | $3,125 | $235 |
| White Plains, NC | $400 | $614 | $1,014 | $446 | $846 | $168 |
| Long Hill, NC | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| South Westfield, NC | $300 | $711 | $1,011 | $517 | $817 | $194 |
| North Cove, NC | $1,000 | $535 | $1,535 | $389 | $1,389 | $146 |
| Home Insurance Company Reddies River, NC | Homeowners Insurance Agency Reddies River, NC | Address | Popularity Score | Distance from Reddies River (miles) |
|---|---|---|---|---|
| Erie | Connor Insurance Agency | 4145 Slanting Bridge Road, Sherrills Ford, NC, 28673 | 43.5 | |
| Nationwide | Jason Herman Insurance Agency Llc | 103 3rd St Se, Conover, NC, 28613 | 32.6 | |
| Travelers | Deal Insurance Group | 810 N Moravian Street, Wilkesboro, NC, 28697 | 4.9 | |
| Allstate | Justin Osborn | 107 Kilson Dr Ste 101, Mooresville, NC, 28117 | 47.0 | |
| State Farm | Paul Parker | 1203 E Main St, Lincolnton, NC, 28092-3839 | 48.3 | |
| Travelers | Deal Insurance Group | 810 N Moravian St, Wilkesboro, NC, 28697 | 4.9 | |
| Erie | Security Underwriters Inc. | 6380 Shallowford Road Lewsiville, Lewisville, NC, 27023 | 46.6 | |
| Travelers | Whitley - Reavis Insurance | 6201 Towncenter Drive Ste 110, Clemmons, NC, 27012 | 49.0 | |
| State Farm | Sheryl Hill | 110 Charleston Drive, Mooresville, NC, 28117-7703 | 45.9 | |
| Travelers | Benfield Insurance | 78 E Main Ave, Taylorsville, NC, 28681 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Wilkes County, NC | $123,700 | $717 | $510 | $1,000 | $490 |
| Reddies River, NC | $114,900 | $649 | $460 | $930 | $470 |
| Fairplains, NC | $96,700 | $606 | $410 | $860 | $450 |
| Lewis Fork, NC | $128,200 | $760 | $520 | $1,060 | $540 |
| Brushy Mountain, NC | $142,700 | $822 | $580 | $1,130 | $550 |
| Walnut Hill, NC | $179,600 | $960 | $680 | $1,370 | $690 |
| Long View, NC | $87,800 | $557 | $400 | $760 | $360 |
| Stewarts Creek, NC | $97,000 | $871 | $640 | $1,230 | $590 |
| White Plains, NC | $99,600 | $621 | $440 | $860 | $420 |
| Long Hill, NC | $128,700 | $762 | $540 | $1,050 | $510 |
| South Westfield, NC | $119,500 | $720 | $520 | $1,020 | $500 |
| North Cove, NC | $85,000 | $542 | $400 | $760 | $360 |