Gavop shows you how to buy homeowners insurance in Highlands, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Highlands, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Starflower Ln, Steele Rd, Listi Ln, Bluebonnet St, S 11th St, Lily Ln, Madeline St, Royal St, Summertree Dr, E Wallisville Rd | $111,000 | $90,000 | $125,000-$150,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Riverside St, Woodhaven St, Sunrise, E Canal Rd, Dunford Ct, W Canal Rd, Sue Ln, Begonia Blvd, Sycamore Dr, Pine View Rd | $102,000 | $90,000 | $100,000-$125,000 | $109,500 | $90,000 | $100,000-$125,000 |
| E San Jacinto St, Rey Rd, Heather St, Periwinkle Pl, Sunflower St, Harrison St, Kerry Rd, Lanl Ln, Thorn St, Paradise Rd | $93,000 | $80,000 | $75,000-$100,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Fig Orchard Rd, Harlem St, James Ln, Wisteria Way, Violet View Dr, E Wallisville Rd, Meadowlake Ln, Sweet Pea St, Allen Ln, W Oak St | $84,000 | $70,000 | $50,000-$75,000 | $86,000 | $80,000 | $50,000-$75,000 |
| S 9th St, Tameyoza Ln, Golden Bend Dr, Orchid St, W Highlands Xing, Hackberry Dr, Foxglove St, del Monte Ln, Lone Oak Dr, Ellis School Rd | $69,500 | $60,000 | $50,000-$75,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$201 | $857 |
| Superior Protection Discount | -$95 | $963 |
| Fire & Security Discount | -$116 | $942 |
| Hail Resistant Roof Discount | -$32 | $1,027 |
| Newly Constructed Home Discount | -$296 | $762 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,618 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Highlands, TX | Homeowners Insurance Agency Highlands, TX | Address | Popularity Score | Distance from Highlands (miles) |
|---|---|---|---|---|
| State Farm | Charlie Pierce | 15210 Spring Cypress Rd Ste K, Cypress, TX, 77429-6448 | 37.9 | |
| State Farm | Paul Wankowicz | 3413 Garth Rd, Baytown, TX, 77521-3851 | 6.1 | |
| State Farm | David Cohen | 3401 Louisiana St Ste 330, Houston, TX, 77002-9550 | 20.0 | |
| State Farm | Natalie Barry | 2302 Fannin St Ste 150, Houston, TX, 77002-9143 | 19.4 | |
| Travelers | Slocomb Insurance Agency Inc | 13301 East Fwy Ste 308, Houston, TX, 77015 | 8.4 | |
| State Farm | Angelica Vasquez | 3303 N Main St Unit 2, Houston, TX, 77009-5662 | 18.8 | |
| Farmers | Maria Valdez | 1527 Airline Dr, Houston, TX, 77009 | 19.5 | |
| Allstate | Sean Mertz | 3130 Strawberry Rd Ste A, Pasadena, TX, 77504 | 13.1 | |
| State Farm | Leslie Bourgeois | 1080 W Sam Hou Pkwy N Ste 145, Houston, TX, 77043-5014 | 30.4 | |
| Allstate | Sean Mertz | 5311 Fm 1960 Rd E Ste F, Humble, TX, 77346 | 15.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| Highlands, TX | $100,700 | $1,059 | $700 | $1,630 | $930 |
| Southeast Harris, TX | $151,300 | $1,367 | $900 | $2,110 | $1,210 |
| Liberty-Dayton, TX | $97,600 | $1,508 | $1,000 | $2,320 | $1,320 |
| League City, TX | $218,900 | $1,266 | $840 | $1,950 | $1,110 |
| Hedwig Village, TX | $1,010,700 | $1,111 | $730 | $1,710 | $980 |
| Manvel, TX | $181,400 | $976 | $640 | $1,500 | $860 |
| Iowa Colony, TX | $226,000 | $1,892 | $1,250 | $2,910 | $1,660 |
| Bayou Vista, TX | $224,000 | $1,887 | $1,250 | $2,910 | $1,660 |
| Hitchcock, TX | $92,700 | $1,056 | $700 | $1,630 | $930 |
| Pecan Grove, TX | $210,200 | $1,012 | $670 | $1,560 | $890 |
| Fannett, TX | $186,900 | $1,803 | $1,190 | $2,780 | $1,590 |