Gavop shows you how to buy homeowners insurance in Fords, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Fords, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gill Ln, Grissom Pl, Maxwell Ave, Karkus Ave, Farmingdale Rd, Harned Ave, Pikeview Ln, Woodbridge Ter, S Ridgedale Pl, Hall St | $226,000 | $200,000 | $200,000-$250,000 | $98,500 | $80,000 | $75,000-$100,000 |
| S Church St, Plaza Dr, Co Rd 501, Joyce Pl, Overlook Ter, Primrose Ln, Alvin Pl, Izola Ave, Lafayette Rd, S Maple St | $207,500 | $200,000 | $150,000-$175,000 | $285,500 | $230,000 | $300,000-$350,000 |
| W Pond Rd, Coddington Ave, Geraldine St, Lillian St, Winchester Rd, Anna St, Highland Ter, Wick Dr, Janci Ct, Tulip Dr N | $307,500 | $250,000 | $300,000-$350,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Varady Dr, Evergreen Ave, Bina Pl, Dorothy St, Wildwood Ave, Clyde Ave, Glenwood Ter, Wadsworth Ln, Glen Dr, Koyen St | $236,000 | $190,000 | $200,000-$250,000 | $272,000 | $220,000 | $300,000-$350,000 |
| Worden Ave, S Grove Ave, Lafayette Rd, Carr Pl, Creighton Ct, Wittenberg Dr, Newton St, Hoy Ave, Wall St, Cricket Ln | $213,000 | $190,000 | $250,000-$300,000 | $176,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $725 |
| Superior Protection Discount | -$78 | $785 |
| Fire & Security Discount | -$86 | $776 |
| Hail Resistant Roof Discount | -$17 | $845 |
| Newly Constructed Home Discount | -$198 | $664 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,218 |
| Home Insurance Company Fords, NJ | Homeowners Insurance Agency Fords, NJ | Address | Popularity Score | Distance from Fords (miles) |
|---|---|---|---|---|
| State Farm | Angel Rodriguez | 815 Elizabeth Ave Ste 200, Elizabeth, NJ, 07201-2787 | 9.8 | |
| State Farm | John Klein | 505 Boulevard, Kenilworth, NJ, 07033-1603 | 9.2 | |
| State Farm | Anna Kim | 304 Harrington Ave Ste 2a, Closter, NJ, 07624-1902 | 34.9 | |
| Travelers | Mcpherson & Newland Insurance | 20 Bloomfield Ave, Flemington, NJ, 8822 | 28.8 | |
| Allstate | Emad Soliman | 844 Bergen Ave, Jersey City, NJ, 7306 | 18.1 | |
| State Farm | Max Smirnov | 1051 Stuyvesant Ave, Union, NJ, 07083-3626 | 10.9 | |
| Travelers | A & L Insurance Agency Llc | 717 Atlantic City Blvd, Beachwood, NJ, 8722 | 42.6 | |
| Farmers | Steve Madurski | 1614 Irving St, Rahway, NJ, 7065 | 5.0 | |
| State Farm | Michael Lyne | 472 Westfield Ave, Clark, NJ, 07066-1756 | 5.6 | |
| Farmers | Paul Tye | 1778 Lincoln Hwy Ste 27, Edison, NJ, 8817 | 5.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,540 | $800 |
| Middlesex County, NJ | $329,000 | $1,021 | $740 | $1,460 | $720 |
| Fords, NJ | $293,900 | $863 | $610 | $1,220 | $610 |
| Colts Neck, NJ | $758,400 | $1,174 | $800 | $1,660 | $860 |
| Hawthorne, NJ | $377,700 | $868 | $580 | $1,190 | $610 |
| Closter, NJ | $625,700 | $1,090 | $780 | $1,550 | $770 |
| Barnum Island, NY | $446,900 | $2,146 | $1,460 | $2,980 | $1,520 |
| Munsey Park, NY | $1,505,700 | $1,212 | $820 | $1,730 | $910 |
| Marksboro, NJ | $225,000 | $903 | $660 | $1,290 | $630 |
| Plainview, NY | $536,600 | $848 | $600 | $1,180 | $580 |
| Pleasantville, NY | $571,300 | $847 | $580 | $1,170 | $590 |