Gavop's guide to buying homeowners insurance in Adams, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Adams, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hazel Ave, Gray Rd, Middle Ln, Kriebel Ln, Freedom Way, T781, Bomar Ct, Ramblewood Ln, Long Bow Ln, Cahall Ln | $189,000 | $160,000 | $175,000-$200,000 | $334,500 | $310,000 | $300,000-$350,000 |
| Caloma Ln, Norton Dr, Heritage Creek Dr, School St, Duncan Aly, Bluff Ave, Burford Ln, Spring Ave, Williams Ln, Merced Ln | $174,000 | $160,000 | $125,000-$150,000 | $207,500 | $180,000 | $200,000-$250,000 |
| T528, Arch St, Beaver St Exd, Adams Pointe Blvd N, Dodds Ave, Laddie Ln, Adams Woods Dr, Purvis Ln, Cherry Aly, Anderson Ave | $241,000 | $220,000 | $250,000-$300,000 | $375,000 | $340,000 | $400,000-$500,000 |
| Hook St, Allegheny Ave, Beaver St, Morning Grove Ln, T396, T386, Seven Fields Blvd, W School St, Main St Exd, Eagle Rd | $149,500 | $120,000 | $150,000-$175,000 | $238,500 | $220,000 | $200,000-$250,000 |
| George St, Glade Run Rd, Cedar St, Cliffside Dr, Reservoir Rd, Stanton Ave, Cherry St, Braddock Ct, Maxwell Ln, Old Orchard Dr | $234,500 | $210,000 | $250,000-$300,000 | $296,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $690 |
| Superior Protection Discount | -$85 | $767 |
| Fire & Security Discount | -$85 | $767 |
| Hail Resistant Roof Discount | -$17 | $835 |
| Newly Constructed Home Discount | -$187 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butler County | $1,000 | $748 | $1,748 | $544 | $1,544 | $205 |
| Adams, PA | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Castle Shannon, PA | $400 | $593 | $993 | $431 | $831 | $162 |
| Versailles, PA | $700 | $488 | $1,188 | $355 | $1,055 | $133 |
| Neshannock, PA | $400 | $691 | $1,091 | $502 | $902 | $189 |
| Arona, PA | $1,500 | $552 | $2,052 | $401 | $1,901 | $151 |
| Weirton, WV | $300 | $601 | $901 | $437 | $737 | $164 |
| Farrell, PA | $700 | $717 | $1,417 | $521 | $1,221 | $196 |
| Blairsville, PA | $400 | $563 | $963 | $409 | $809 | $154 |
| Hostetter, PA | $700 | $740 | $1,440 | $538 | $1,238 | $202 |
| Smicksburg, PA | $300 | $494 | $794 | $359 | $659 | $135 |
| Beallsville, PA | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Home Insurance Company Adams, PA | Homeowners Insurance Agency Adams, PA | Address | Popularity Score | Distance from Adams (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Francis J Craig Agency Inc | 225 Northgate Dr, Warrendale, PA, 15086 | 5.9 | |
| State Farm | Jaison Rinker | 5006 Wm Flynn Hwy, Gibsonia, PA, 15044-8406 | 8.3 | |
| Erie | Riley Insurance Agency Llc | 2484 Wildwood Road, Allison Park, PA, 15101 | 8.8 | |
| Farmers | Western Pa Insured Professionals | 665 Evans City Rd, Butler, PA, 16001 | 9.5 | |
| Erie | Hunt Insurance Services Inc. | 510 Pittsburgh Street, Mars, PA, 16046 | 1.5 | |
| Allstate | Aaron Buhl | 4204 E Ewalt Rd, Gibsonia, PA, 15044 | 7.2 | |
| State Farm | Ron Boller | 907 Presque Isle Drive, Pittsburgh, PA, 15239-2725 | 23.6 | |
| Liberty Mutual Independent | Spodek Insurance | 4349 Murray Ave, Pittsburgh, PA, 15217 | 20.9 | |
| Erie | D Johnson Insurance Agency | 12806 Frankstown Road, Pittsburgh, PA, 15235 | 19.0 | |
| State Farm | Jim Hinkle | 315 S Main Street, Zelienople, PA, 16063-2501 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,030 | $490 |
| Butler County, PA | $190,000 | $758 | $550 | $1,080 | $530 |
| Adams, PA | $365,700 | $852 | $620 | $1,210 | $590 |
| Castle Shannon, PA | $121,100 | $600 | $410 | $830 | $420 |
| Versailles, PA | $63,900 | $494 | $340 | $710 | $370 |
| Neshannock, PA | $174,300 | $699 | $480 | $960 | $480 |
| Arona, PA | $86,200 | $559 | $410 | $790 | $380 |
| Weirton, WV | $91,500 | $608 | $410 | $850 | $440 |
| Farrell, PA | $59,400 | $726 | $520 | $1,000 | $480 |
| Blairsville, PA | $90,500 | $570 | $400 | $780 | $380 |
| Hostetter, PA | $172,400 | $749 | $540 | $1,030 | $490 |
| Smicksburg, PA | $65,700 | $500 | $370 | $720 | $350 |
| Beallsville, PA | $102,100 | $600 | $440 | $860 | $420 |