Gavop's guide to buying homeowners insurance in Nixonton, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $191,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $164,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $255,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $419,500 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $689 |
| Superior Protection Discount | -$82 | $738 |
| Fire & Security Discount | -$82 | $738 |
| Hail Resistant Roof Discount | -$16 | $803 |
| Newly Constructed Home Discount | -$180 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pasquotank County | $2,000 | $849 | $2,849 | $617 | $2,617 | $232 |
| Nixonton, NC | $1,500 | $810 | $2,310 | $589 | $2,089 | $221 |
| Poplar Branch, NC | $300 | $779 | $1,079 | $566 | $866 | $213 |
| Duck, NC | $2,000 | $2,336 | $4,336 | $1,697 | $3,697 | $638 |
| Atlantic, NC | $200 | $947 | $1,147 | $688 | $888 | $259 |
| Roper, NC | $700 | $511 | $1,211 | $371 | $1,071 | $140 |
| Lees Mill, NC | $500 | $528 | $1,028 | $383 | $883 | $144 |
| Hall, NC | $1,000 | $922 | $1,922 | $670 | $1,670 | $252 |
| Ahoskie, NC | $500 | $576 | $1,076 | $419 | $919 | $157 |
| Portsmouth, VA | $1,500 | $771 | $2,271 | $560 | $2,060 | $211 |
| Windsor, NC | $100 | $846 | $946 | $615 | $715 | $231 |
| Bertie County, NC | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| Home Insurance Company Nixonton, NC | Homeowners Insurance Agency Nixonton, NC | Address | Popularity Score | Distance from Nixonton (miles) |
|---|---|---|---|---|
| Nationwide | The Bembridge Insurance Agencies Inc | 115 W Market Street, Hertford, NC, 27944 | 15.1 | |
| Allstate | C. Scott Dashiell | 903 Halstead Blvd, Elizabeth City, NC, 27909 | 3.9 | |
| Allstate | Dan Pittman Insurance Agency | 123 S King St, Windsor, NC, 27983 | 44.8 | |
| Nationwide | Midgett Insurance Agency | 3900 N Croatan Highway, Kitty Hawk, NC, 27949-3836 | 30.9 | |
| State Farm | Wendy Ruffin-Barnes | 101 S Academy Street, Ahoskie, NC, 27910-2453 | 44.1 | |
| Allstate | Outer Banks Insurance Agency | 2009 S Croatan Hwy , Kill Devil Hills, NC, 27948 | 35.4 | |
| Nationwide | Weatherly Insurance Agency Inc | 1805 W. City Dr.Ste J, Elizabeth City, NC, 27909 | 5.1 | |
| State Farm | Larry Spivey | 1106 N Broad St, Edenton, NC, 27932-1506 | 24.9 | |
| Nationwide | The Bembridge Insurance Agencies Inc | 197 Us Hwy 158 East, Camden, NC, 27921 | 7.0 | |
| Nationwide | Thomas S Davis Clu Chfc | 857 Halstead Blvd, Elizabeth City, NC, 27909-6918 | 4.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,280 | $650 |
| Pasquotank County, NC | $158,900 | $859 | $630 | $1,190 | $560 |
| Nixonton, NC | $184,100 | $820 | $590 | $1,160 | $570 |
| Poplar Branch, NC | $226,800 | $788 | $560 | $1,130 | $570 |
| Duck, NC | $542,300 | $2,364 | $1,680 | $3,260 | $1,580 |
| Atlantic, NC | $309,800 | $958 | $700 | $1,350 | $650 |
| Roper, NC | $80,800 | $517 | $350 | $730 | $380 |
| Lees Mill, NC | $83,600 | $534 | $360 | $740 | $380 |
| Hall, NC | $171,700 | $933 | $660 | $1,290 | $630 |
| Ahoskie, NC | $100,700 | $583 | $400 | $800 | $400 |
| Portsmouth, VA | $169,400 | $780 | $570 | $1,110 | $540 |
| Windsor, NC | $81,500 | $856 | $620 | $1,220 | $600 |
| Bertie County, NC | $78,900 | $856 | $610 | $1,220 | $610 |