Gavop's guide to buying homeowners insurance in Lake Morton-Berrydale, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $131,000 | $110,000 | $150,000-$175,000 |
| 2 Bedroom | $247,500 | $200,000 | $250,000-$300,000 |
| 3 Bedroom | $279,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $537,500 | $440,000 | $600,000-$700,000 |
| 5 Bedroom | $438,500 | $390,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $661 |
| Superior Protection Discount | -$79 | $708 |
| Fire & Security Discount | -$55 | $732 |
| Hail Resistant Roof Discount | -$24 | $763 |
| Newly Constructed Home Discount | -$173 | $614 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King County | $1,500 | $1,080 | $2,580 | $785 | $2,285 | $295 |
| Lake Morton-Berrydale, WA | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
| Dash Point, WA | $300 | $1,334 | $1,634 | $969 | $1,269 | $365 |
| Frederickson, WA | $1,500 | $678 | $2,178 | $493 | $1,993 | $185 |
| Medina, WA | $400 | $2,790 | $3,190 | $2,028 | $2,428 | $762 |
| Clyde Hill, WA | $2,000 | $2,787 | $4,787 | $2,025 | $4,025 | $762 |
| Graham, WA | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| Manchester, WA | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Mill Creek East, WA | $400 | $1,011 | $1,411 | $735 | $1,135 | $276 |
| Kingston, WA | $1,000 | $705 | $1,705 | $512 | $1,512 | $193 |
| Clinton, WA | $400 | $941 | $1,341 | $684 | $1,084 | $257 |
| Machias, WA | $1,000 | $763 | $1,763 | $554 | $1,554 | $208 |
| Home Insurance Company Lake Morton-Berrydale, WA | Homeowners Insurance Agency Lake Morton-Berrydale, WA | Address | Popularity Score | Distance from Lake Morton-Berrydale (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Duane Weber Insurance | 327 5th Ave S, Kent, WA, 98032 | 7.1 | |
| Allstate | Mike Beardsley | 224 E Main St, Auburn, WA, 98002 | 6.0 | |
| State Farm | Ross Olive | Ste 140 28610 Maple Valley Hwy Se, Maple Valley, WA, 98038-8199 | 4.5 | |
| Allstate | Thomas Abraham | 21010 108th Ave Se, Kent, WA, 98031 | 7.1 | |
| Allstate | Ryan Dunne | 204 Central Ave N Ste 102, Kent, WA, 98032 | 6.9 | |
| Farmers | Sheila Mac Lane | 11041 Main St, Bellevue, WA, 98004 | 19.6 | |
| Allstate | Thida Sin | 10423 Main St Ste 1a, Bellevue, WA, 98004 | 19.7 | |
| State Farm | Scott Hubert | One East Main St, Auburn, WA, 98002 | 6.2 | |
| Allstate | Steve Waiss | 17621 108th Ave Se, Renton, WA, 98055 | 8.9 | |
| Farmers | Kevin Busby | 21620 84th Ave S Ste 1, Kent, WA, 98032 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,120 | $580 |
| King County, WA | $446,600 | $1,093 | $740 | $1,560 | $820 |
| Lake Morton-Berrydale, WA | $363,600 | $787 | $540 | $1,120 | $580 |
| Dash Point, WA | $486,900 | $1,350 | $960 | $1,920 | $960 |
| Frederickson, WA | $229,700 | $686 | $490 | $980 | $490 |
| Medina, WA | $1,692,700 | $2,824 | $1,920 | $3,900 | $1,980 |
| Clyde Hill, WA | $1,686,700 | $2,821 | $1,950 | $4,030 | $2,080 |
| Graham, WA | $244,300 | $703 | $510 | $960 | $450 |
| Manchester, WA | $261,800 | $653 | $460 | $910 | $450 |
| Mill Creek East, WA | $399,700 | $1,023 | $730 | $1,420 | $690 |
| Kingston, WA | $314,400 | $713 | $510 | $1,010 | $500 |
| Clinton, WA | $370,600 | $952 | $690 | $1,360 | $670 |
| Machias, WA | $257,700 | $772 | $520 | $1,070 | $550 |