Gavop shows you how to buy homeowners insurance in Parkville, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $112,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $332,500 | $300,000 | $300,000-$350,000 |
| 3 Bedroom | $412,500 | $370,000 | $350,000-$400,000 |
| 4 Bedroom | $430,000 | $380,000 | $350,000-$400,000 |
| 5 Bedroom | $781,000 | $660,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $777 |
| Superior Protection Discount | -$84 | $852 |
| Fire & Security Discount | -$94 | $842 |
| Hail Resistant Roof Discount | -$19 | $917 |
| Newly Constructed Home Discount | -$243 | $693 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Parkville, MO | Homeowners Insurance Agency Parkville, MO | Address | Popularity Score | Distance from Parkville (miles) |
|---|---|---|---|---|
| Travelers | Abba Insurance Llc | 2427 Burlington Ste 201, North Kansas City, MO, 64116 | 8.1 | |
| Farmers | Justin Mcclain | 11108 N Oak Trfy Ste 207, Kansas City, MO, 64155 | 8.9 | |
| State Farm | Brady Crawford | 8080 Ward Pkwy Ste 100, Kansas City, MO, 64114-2041 | 16.8 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Road Suite 200, Kansas City, MO, 64154 | 3.7 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Rd Ste 200 Kansas City, Kansas City, MO, 64154 | 3.7 | |
| State Farm | Tim Dugan | 6453 N Cosby Ave, Kansas City, MO, 64151-2378 | 3.1 | |
| Farmers | Jason Ayers | 5752 N Broadway St, Kansas City, MO, 64118 | 6.5 | |
| Liberty Mutual Independent | Krueger & James Insurance Agency | 1126 Swift Ave, North Kansas City, MO, 64116 | 9.0 | |
| State Farm | Jeff Zigmant | 6008 N Highway 9 Ste B, Parkville, MO, 64152-3673 | 1.4 | |
| State Farm | Chris Hoy | 8640 N Green Hills Rd Ste 40, Kansas City, MO, 64154-1903 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,490 | $700 |
| Platte County, MO | $204,900 | $1,139 | $760 | $1,560 | $800 |
| Parkville, MO | $358,400 | $936 | $660 | $1,300 | $640 |
| Merriam, KS | $154,700 | $1,017 | $790 | $1,370 | $580 |
| Prairie Village, KS | $243,800 | $972 | $760 | $1,310 | $550 |
| Kearney, MO | $199,000 | $862 | $580 | $1,190 | $610 |
| Buckner, MO | $96,200 | $933 | $670 | $1,330 | $660 |
| Eudora, KS | $167,700 | $1,053 | $820 | $1,420 | $600 |
| Kentucky, KS | $135,100 | $1,345 | $1,050 | $1,820 | $770 |
| Louisburg, KS | $162,300 | $1,460 | $1,140 | $1,970 | $830 |
| Strasburg, MO | $48,800 | $735 | $490 | $1,040 | $550 |
| Muscotah, KS | $51,700 | $818 | $640 | $1,100 | $460 |
| Drexel, MO | $96,700 | $934 | $660 | $1,300 | $640 |