Gavop's guide to buying homeowners insurance in Wister, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $116,500 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $145,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $153,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $147,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $854 |
| Superior Protection Discount | -$104 | $937 |
| Fire & Security Discount | -$83 | $958 |
| Hail Resistant Roof Discount | -$31 | $1,010 |
| Newly Constructed Home Discount | -$229 | $812 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,222 |
| Home Insurance Company Wister, OK | Homeowners Insurance Agency Wister, OK | Address | Popularity Score | Distance from Wister (miles) |
|---|---|---|---|---|
| State Farm | John Hamilton | 1201 N Broadway St, Poteau, OK, 74953-2616 | 17.1 | |
| Farmers | Brian Brooks | 413 E Broadway St, Spiro, OK, 74959 | 26.4 | |
| Travelers | Shore Insurance Agency | 801 North Broadway, Poteau, OK, 74953 | 17.0 | |
| Liberty Mutual Independent | Hilton Insurance | 111 E Ray Fine Blvd, Roland, OK, 74954 | 39.2 | |
| Farmers | Gregory Wilson | 410 W Ray Fine Blvd, Roland, OK, 74954 | 38.4 | |
| Allstate | Lyle Whitworth | 700 S Broadway St, Poteau, OK, 74953 | 16.3 | |
| Farmers | Keith Patton | 503 N Pocola Blvd, Pocola, OK, 74902 | 32.5 | |
| State Farm | Janiece Vest | 110 Selmon Rd, Eufaula, OK, 74432-2408 | 48.0 | |
| State Farm | Laverne Anderson | 706 W Broadway St, Spiro, OK, 74959-2462 | 25.8 | |
| State Farm | Wade Vann | 207 S Roland Rd, Roland, OK, 74954-5287 | 39.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,010 | $2,130 | $1,120 |
| Le Flore County, OK | $87,200 | $1,095 | $800 | $1,550 | $750 |
| Wister, OK | $122,600 | $1,042 | $740 | $1,450 | $710 |
| Hartford, AR | $65,300 | $824 | $590 | $1,130 | $540 |
| Tuskahoma, OK | $57,000 | $906 | $620 | $1,300 | $680 |
| Quinton, OK | $80,300 | $794 | $530 | $1,130 | $600 |
| Sequoyah County, OK | $92,500 | $1,136 | $770 | $1,600 | $830 |
| Remy, OK | $177,100 | $1,849 | $1,310 | $2,610 | $1,300 |
| Gore, OK | $94,000 | $1,235 | $850 | $1,750 | $900 |
| Redbird Smith, OK | $47,900 | $819 | $570 | $1,120 | $550 |
| Finley-Rattan, OK | $87,900 | $1,183 | $800 | $1,640 | $840 |
| Paradise Hill, OK | $181,300 | $1,876 | $1,350 | $2,570 | $1,220 |