Gavop tells you how to get the best homeowners insurance in Cowley County, KS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $127,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $153,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $835 |
| Superior Protection Discount | -$89 | $905 |
| Fire & Security Discount | -$70 | $925 |
| Hail Resistant Roof Discount | -$30 | $964 |
| Newly Constructed Home Discount | -$229 | $766 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cowley County | $700 | $982 | $1,682 | $714 | $1,414 | $268 |
| Cowley County, KS | $700 | $982 | $1,682 | $714 | $1,414 | $268 |
| Harvey, KS | $100 | $1,426 | $1,526 | $1,036 | $1,136 | $390 |
| Palestine, KS | $700 | $1,175 | $1,875 | $854 | $1,554 | $321 |
| Latham, KS | $200 | $642 | $842 | $467 | $667 | $176 |
| Richland, KS | $1,000 | $1,381 | $2,381 | $1,004 | $2,004 | $377 |
| Wellington, KS | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Derby, KS | $1,000 | $1,006 | $2,006 | $731 | $1,731 | $275 |
| Rosalia, KS | $100 | $1,231 | $1,331 | $895 | $995 | $336 |
| Conway, KS | $1,500 | $1,095 | $2,595 | $796 | $2,296 | $299 |
| Little Caney, KS | $500 | $1,188 | $1,688 | $863 | $1,363 | $325 |
| Home Insurance Company Cowley County, KS | Homeowners Insurance Agency Cowley County, KS | Address | Popularity Score | Distance from Cowley County (miles) |
|---|---|---|---|---|
| Travelers | Buterbaugh & Handlin | 808 Millington, Winfield, KS, 67156 | 8.8 | |
| Travelers | Buterbaugh & Handlin | 808 Millington, Winfield, KS, 67156 | 8.7 | |
| State Farm | Andre Hale | 6121 E Central Ave, Wichita, KS, 67208-4209 | 39.4 | |
| Farmers | Sue Bailey | 534 N Ridge Rd Ste A, Wichita, KS, 67212 | 45.2 | |
| State Farm | Paul Brucks | 2121 N Tyler Rd Ste 203, Wichita, KS, 67212-4900 | 47.4 | |
| State Farm | Jim Maddox | 2020 N Webb Rd, Wichita, KS, 67206-3409 | 39.7 | |
| Travelers | Insurance Services Inc | Po Box 113, Caldwell, KS, 67022 | 44.7 | |
| State Farm | Jim Morgan | 13303 W Maple St Ste 103, Wichita, KS, 67235-8758 | 47.4 | |
| Travelers | Insurance Services Inc | 101 North Main St, Caldwell, KS, 67022 | 44.7 | |
| State Farm | Todd Benway | 958 N Buckner St, Derby, KS, 67037-1823 | 32.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Cowley County, KS | $85,700 | $994 | $780 | $1,340 | $560 |
| Cowley County, KS | $85,700 | $994 | $780 | $1,340 | $560 |
| Harvey, KS | $158,000 | $1,443 | $1,130 | $1,950 | $820 |
| Palestine, KS | $105,100 | $1,189 | $930 | $1,610 | $680 |
| Latham, KS | $32,500 | $650 | $510 | $880 | $370 |
| Richland, KS | $146,900 | $1,398 | $1,090 | $1,890 | $800 |
| Wellington, KS | $76,000 | $843 | $660 | $1,140 | $480 |
| Derby, KS | $155,200 | $1,018 | $790 | $1,370 | $580 |
| Rosalia, KS | $115,400 | $1,246 | $970 | $1,680 | $710 |
| Conway, KS | $91,700 | $1,108 | $860 | $1,500 | $640 |
| Little Caney, KS | $107,500 | $1,202 | $940 | $1,620 | $680 |