Gavop's guide to buying homeowners insurance in Taliaferro County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $138,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $243,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $681 |
| Superior Protection Discount | -$74 | $746 |
| Fire & Security Discount | -$74 | $746 |
| Hail Resistant Roof Discount | -$25 | $796 |
| Newly Constructed Home Discount | -$164 | $656 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taliaferro County | $1,500 | $810 | $2,310 | $589 | $2,089 | $221 |
| Taliaferro County, GA | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Lincolnton, GA | $200 | $739 | $939 | $537 | $737 | $202 |
| Bostwick, GA | $1,000 | $1,053 | $2,053 | $765 | $1,765 | $288 |
| Athens, GA | $500 | $972 | $1,472 | $707 | $1,207 | $266 |
| Elbert County, GA | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Winterville, GA | $400 | $654 | $1,054 | $475 | $875 | $179 |
| Davisboro, GA | $700 | $672 | $1,372 | $488 | $1,188 | $184 |
| Riddleville, GA | $100 | $823 | $923 | $598 | $698 | $225 |
| Tennille, GA | $1,500 | $483 | $1,983 | $351 | $1,851 | $132 |
| Augusta-Richmond County consolidated government, GA | $400 | $737 | $1,137 | $536 | $936 | $201 |
| Home Insurance Company Taliaferro County, GA | Homeowners Insurance Agency Taliaferro County, GA | Address | Popularity Score | Distance from Taliaferro County (miles) |
|---|---|---|---|---|
| State Farm | Shane Dekle | 665 Highway 29 N, Athens, GA, 30601-1541 | 40.2 | |
| Allstate | Mack Mcclung | 2971 Monroe Hwy Ste 103, Bogart, GA, 30622 | 44.5 | |
| State Farm | Tim Hutcheson | 306 Village Cir, Social Circle, GA, 30025-3234 | 49.0 | |
| State Farm | Steve Denman | 47 Greensboro Hwy, Watkinsville, GA, 30677-2515 | 36.9 | |
| State Farm | Stephanie Wallace | 3149 Atlanta Hwy Ste 4c, Athens, GA, 30606-8392 | 42.1 | |
| State Farm | Jimmy Boyett | 6378 Highway 72 W, Colbert, GA, 30628-2400 | 38.6 | |
| Allstate | Kevin Christian | 3200 Atlanta Hwy, Athens, GA, 30606 | 42.3 | |
| Allstate | Matt Murphy | 420 Furys Ferry Rd, Martinez, GA, 30907 | 46.3 | |
| State Farm | Rhett Butler | 2500 Lexington Rd, Athens, GA, 30605-2402 | 37.5 | |
| State Farm | Chris Thomas | 1011 Stonebridge Pkwy Ste 104, Watkinsville, GA, 30677-6011 | 38.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,430 | $750 |
| Taliaferro County, GA | $59,100 | $820 | $570 | $1,170 | $600 |
| Taliaferro County, GA | $59,100 | $820 | $600 | $1,170 | $570 |
| Lincolnton, GA | $100,300 | $748 | $520 | $1,030 | $510 |
| Bostwick, GA | $174,600 | $1,066 | $780 | $1,480 | $700 |
| Athens, GA | $162,200 | $984 | $720 | $1,360 | $640 |
| Elbert County, GA | $81,800 | $591 | $400 | $810 | $410 |
| Winterville, GA | $107,600 | $662 | $480 | $940 | $460 |
| Davisboro, GA | $88,800 | $680 | $470 | $950 | $480 |
| Riddleville, GA | $116,300 | $833 | $600 | $1,170 | $570 |
| Tennille, GA | $61,200 | $489 | $360 | $670 | $310 |
| Augusta-Richmond County consolidated government, GA | $99,900 | $746 | $540 | $1,040 | $500 |