Gavop shows you how to buy homeowners insurance in Pea Ridge, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $112,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $237,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $274,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $559 |
| Superior Protection Discount | -$68 | $613 |
| Fire & Security Discount | -$61 | $620 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$143 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cabell County | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Pea Ridge, WV | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Milton, WV | $400 | $750 | $1,150 | $545 | $945 | $205 |
| Guyan, OH | $2,000 | $586 | $2,586 | $426 | $2,426 | $160 |
| Coal Grove, OH | $300 | $568 | $868 | $413 | $713 | $155 |
| Ashland, KY | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Chapmanville, WV | $500 | $703 | $1,203 | $511 | $1,011 | $192 |
| Kermit Harvey, WV | $1,500 | $551 | $2,051 | $401 | $1,901 | $151 |
| Sutton, OH | $100 | $578 | $678 | $420 | $520 | $158 |
| Garrison, KY | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Chattaroy, WV | $200 | $621 | $821 | $452 | $652 | $170 |
| Cedar Grove, WV | $1,000 | $584 | $1,584 | $424 | $1,424 | $160 |
| Home Insurance Company Pea Ridge, WV | Homeowners Insurance Agency Pea Ridge, WV | Address | Popularity Score | Distance from Pea Ridge (miles) |
|---|---|---|---|---|
| State Farm | Tyler Bullington | 4640 Us Route 60 Ste 3, Huntington, WV, 25705-1968 | 2.6 | |
| Nationwide | Hatfield Insurance Agency Llc | 14 Perry Morris Sq, Milton, WV, 25541 | 9.8 | |
| State Farm | Ray Crabtree | 179 Eastern Heights Shp Ctr, Huntington, WV, 25705 | 3.3 | |
| Erie | Gesner Insurance Agency Inc. | 526 6th Avenue, Huntington, WV, 25701 | 7.5 | |
| Allstate | Timothy White | 630 7th St, Huntington, WV, 25701 | 7.4 | |
| Allstate | Kristi M. Salmons | 1224 5th Ave, Huntington, WV, 25701 | 6.9 | |
| State Farm | Jon Conley | 131 5th Ave, Huntington, WV, 25701-1807 | 7.9 | |
| State Farm | Jeff Smith | 638 8th Street, Huntington, WV, 25701-2120 | 7.3 | |
| State Farm | Jon L Garton | 512 Adams Ave, Huntington, WV, 25701-1030 | 8.3 | |
| State Farm | Jim Moreland | 512 Adams Ave, Huntington, WV, 25701-1030 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $510 | $990 | $480 |
| Cabell County, WV | $119,800 | $725 | $490 | $1,010 | $520 |
| Pea Ridge, WV | $142,900 | $681 | $500 | $960 | $460 |
| Milton, WV | $124,100 | $759 | $520 | $1,060 | $540 |
| Guyan, OH | $89,100 | $593 | $430 | $820 | $390 |
| Coal Grove, OH | $83,300 | $575 | $410 | $820 | $410 |
| Ashland, KY | $93,900 | $638 | $430 | $880 | $450 |
| Chapmanville, WV | $108,500 | $712 | $510 | $1,020 | $510 |
| Kermit Harvey, WV | $66,600 | $558 | $410 | $800 | $390 |
| Sutton, OH | $86,500 | $585 | $400 | $840 | $440 |
| Garrison, KY | $70,500 | $652 | $460 | $930 | $470 |
| Chattaroy, WV | $84,700 | $629 | $450 | $890 | $440 |
| Cedar Grove, WV | $74,700 | $591 | $430 | $830 | $400 |