Gavop's guide to buying homeowners insurance in Huntsville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $209,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $241,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $526 |
| Superior Protection Discount | -$58 | $591 |
| Fire & Security Discount | -$52 | $597 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$143 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockingham County | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Huntsville, NC | $1,500 | $642 | $2,142 | $466 | $1,966 | $175 |
| Wentworth, NC | $400 | $689 | $1,089 | $501 | $901 | $188 |
| Stokes County, NC | $1,500 | $709 | $2,209 | $515 | $2,015 | $194 |
| Sandy Level, VA | $500 | $339 | $839 | $246 | $746 | $93 |
| Wallburg, NC | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Fieldale, VA | $100 | $414 | $514 | $301 | $401 | $113 |
| Whitsett, NC | $700 | $972 | $1,672 | $707 | $1,407 | $266 |
| South Liberty, NC | $100 | $608 | $708 | $442 | $542 | $166 |
| Ramseur, NC | $2,000 | $612 | $2,612 | $444 | $2,444 | $167 |
| Court House, VA | $500 | $778 | $1,278 | $565 | $1,065 | $212 |
| South Knobs, NC | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Home Insurance Company Huntsville, NC | Homeowners Insurance Agency Huntsville, NC | Address | Popularity Score | Distance from Huntsville (miles) |
|---|---|---|---|---|
| Nationwide | Stormie Speaks Agency | 328 N Main St, Walnut Cove, NC, 27052 | 9.3 | |
| State Farm | Keith Kepler | 1601 Westover Ter Ste C, Greensboro, NC, 27408-7117 | 17.3 | |
| State Farm | Anne Gundlach | 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526 | 18.4 | |
| Allstate | Tamara Holloway | 3920 Battleground Ave Ste 106, Greensboro, NC, 27410 | 13.0 | |
| State Farm | Ron Joyce | 106 E Decatur St, Madison, NC, 27025-1906 | 5.5 | |
| Erie | The Harper Agency | 1037 S Main Street, Burlington, NC, 27215 | 33.4 | |
| Allstate | H. Kim | 5709 High Point Rd Ste 201, Greensboro, NC, 27407 | 20.9 | |
| Travelers | Rakestraw Insurance Center Inc | 725 N Hwy Street, Madison, NC, 27025 | 5.9 | |
| State Farm | Eric Everly | 4446 Us Highway 220 N, Summerfield, NC, 27358-9415 | 9.8 | |
| State Farm | Drew Baker | 608 Pisgah Ch Rd, Greensboro, NC, 27455-2554 | 15.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,260 | $660 |
| Rockingham County, NC | $109,600 | $652 | $470 | $930 | $460 |
| Huntsville, NC | $131,100 | $649 | $440 | $920 | $480 |
| Wentworth, NC | $144,600 | $697 | $510 | $980 | $470 |
| Stokes County, NC | $123,900 | $718 | $500 | $980 | $480 |
| Sandy Level, VA | $63,300 | $343 | $250 | $480 | $230 |
| Wallburg, NC | $159,000 | $886 | $640 | $1,270 | $630 |
| Fieldale, VA | $75,300 | $419 | $300 | $580 | $280 |
| Whitsett, NC | $186,700 | $984 | $720 | $1,360 | $640 |
| South Liberty, NC | $98,400 | $615 | $410 | $840 | $430 |
| Ramseur, NC | $99,200 | $619 | $410 | $870 | $460 |
| Court House, VA | $162,900 | $787 | $530 | $1,120 | $590 |
| South Knobs, NC | $123,000 | $736 | $500 | $1,020 | $520 |