How Can I Make My Huntsville, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Huntsville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Huntsville, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $42,000 $40,000 $25,000-$50,000
2 Bedroom $110,000 $100,000 $100,000-$125,000
3 Bedroom $102,000 $90,000 $75,000-$100,000
4 Bedroom $209,500 $190,000 $200,000-$250,000
5 Bedroom $241,000 $200,000 $250,000-$300,000

Choose the Best Huntsville, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $350
Unemployed 650-699 Credit Score <$25,000 No Pets, Smoker $370
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Smoker $60

Choose the Right Deductible for your Huntsville, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $760 $860 $610 $710 $150
Rockingham County, NC $2,000 $520 $1,020 $440 $2,440 $-1,420
Huntsville, NC $1,500 $470 $970 $390 $1,890 $-920
Wentworth, NC $400 $590 $990 $490 $890 $100
Stokes County, NC $1,500 $590 $1,090 $510 $2,010 $-920
Sandy Level, VA $500 $250 $750 $210 $710 $40
Wallburg, NC $2,500 $630 $1,130 $520 $3,020 $-1,890
Fieldale, VA $100 $330 $430 $270 $370 $60
Whitsett, NC $700 $780 $1,280 $640 $1,340 $-60
South Liberty, NC $100 $670 $770 $560 $660 $110
Ramseur, NC $2,000 $360 $860 $300 $2,300 $-1,440
Court House, VA $500 $590 $1,090 $500 $1,000 $90
South Knobs, NC $2,500 $430 $930 $350 $2,850 $-1,920

Identify Top Home Insurance Agents near Huntsville, NC | Back to Top

Home Insurance Company Huntsville, NC Homeowners Insurance Agency Huntsville, NC Address Popularity Score Distance from Huntsville (miles)
Nationwide Stormie Speaks Agency 328 N Main St, Walnut Cove, NC, 27052
9.3
State Farm Keith Kepler 1601 Westover Ter Ste C, Greensboro, NC, 27408-7117
17.3
State Farm Anne Gundlach 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526
18.4
Allstate Tamara Holloway 3920 Battleground Ave Ste 106, Greensboro, NC, 27410
13.0
State Farm Ron Joyce 106 E Decatur St, Madison, NC, 27025-1906
5.5
Erie The Harper Agency 1037 S Main Street, Burlington, NC, 27215
33.4
Allstate H. Kim 5709 High Point Rd Ste 201, Greensboro, NC, 27407
20.9
Travelers Rakestraw Insurance Center Inc 725 N Hwy Street, Madison, NC, 27025
5.9
State Farm Eric Everly 4446 Us Highway 220 N, Summerfield, NC, 27358-9415
9.8
State Farm Drew Baker 608 Pisgah Ch Rd, Greensboro, NC, 27455-2554
15.8

Compare Rates for Huntsville, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $860 $630 $1,180 $550
Rockingham County, NC $100,800 $430 $290 $610 $320
Huntsville, NC $114,600 $530 $370 $740 $370
Wentworth, NC $116,700 $690 $460 $970 $510
Stokes County, NC $121,000 $680 $470 $930 $460
Sandy Level, VA $61,900 $340 $240 $480 $240
Wallburg, NC $163,800 $700 $500 $990 $490
Fieldale, VA $69,500 $380 $270 $540 $270
Whitsett, NC $152,300 $780 $560 $1,080 $520
South Liberty, NC $142,100 $670 $490 $940 $450
Ramseur, NC $97,500 $570 $410 $820 $410
Court House, VA $156,600 $850 $580 $1,220 $640
South Knobs, NC $112,500 $460 $310 $660 $350