Gavop shows you how to buy homeowners insurance in Fayetteville, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $128,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $235,500 | $210,000 | $175,000-$200,000 |
| 5 Bedroom | $130,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $620 |
| Superior Protection Discount | -$74 | $664 |
| Fire & Security Discount | -$59 | $679 |
| Hail Resistant Roof Discount | -$15 | $723 |
| Newly Constructed Home Discount | -$184 | $553 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Fayetteville, TN | Homeowners Insurance Agency Fayetteville, TN | Address | Popularity Score | Distance from Fayetteville (miles) |
|---|---|---|---|---|
| State Farm | Peggy Hubbard | 291 N Ellington Pkwy, Lewisburg, TN, 37091-2878 | 24.0 | |
| Erie | Guess Insurance | 101 South Woodland, Manchester, TN, 37355 | 35.4 | |
| Farmers | John Laforte | 925 S Church St Ste C300, Murfreesboro, TN, 37130 | 48.3 | |
| Erie | Landers Insurance Agency | 1412 Trotwood Avenue, Ste. 16, Columbia, TN, 38401 | 42.5 | |
| Travelers | Reducemyinsurance Net | 640 Broadmor Blvd Ste 100, Murfreesboro, TN, 37129 | 49.3 | |
| Travelers | V R Williams & Company | 1784 Sharp Springs Road, Winchester, TN, 37398 | 26.6 | |
| Farmers | Steve Michel | 1715 Old Fort Pkwy Ste 600, Murfreesboro, TN, 37129 | 48.7 | |
| Erie | Service Insurance Agency Inc. | 2145 Mercury Blvd Suite 107, Murfreesboro, TN, 37130 | 48.9 | |
| State Farm | Randy Cunningham | 202 Washington St E, Fayetteville, TN, 37334-2546 | 0.5 | |
| State Farm | Bill Cunningham | 4120 Thorton Taylor Pkwy C, Fayetteville, TN, 37334 | 0.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,430 | $710 |
| Lincoln County, TN | $117,500 | $900 | $620 | $1,240 | $620 |
| Fayetteville, TN | $101,700 | $738 | $510 | $1,050 | $540 |
| Ardmore, AL | $109,600 | $1,046 | $760 | $1,450 | $690 |
| Marshall County, TN | $119,300 | $905 | $620 | $1,290 | $670 |
| Shelbyville, TN | $109,100 | $761 | $510 | $1,070 | $560 |
| Princeton, AL | $82,200 | $873 | $630 | $1,200 | $570 |
| Manchester, TN | $112,100 | $770 | $560 | $1,100 | $540 |
| Sewanee, TN | $297,700 | $1,373 | $970 | $1,950 | $980 |
| Lawrence County, TN | $98,800 | $840 | $570 | $1,160 | $590 |
| Morrison, TN | $84,200 | $803 | $540 | $1,150 | $610 |
| Grant, AL | $142,900 | $867 | $620 | $1,200 | $580 |
| Murfreesboro, TN | $198,800 | $1,077 | $760 | $1,520 | $760 |