Gavop's guide to buying homeowners insurance in Hampstead, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hampstead, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Dr, Eves Way, Lynncrest Dr, Wineberry Dr, Creswell Ter, Indian Ct, Foxtail Ct, Leister Rd, Sharecropper Dr, Weaver Ln | $311,500 | $290,000 | $300,000-$350,000 | $219,000 | $190,000 | $175,000-$200,000 |
| Wolf Hill Dr, Buckskin Trl, Downhill Trl, Dana Ct, Sunder Dr, Sterling Ct, State Hwy 482, St Paul Rd, Wembly Dr, Dana Ave | $194,500 | $170,000 | $200,000-$250,000 | $419,000 | $350,000 | $400,000-$500,000 |
| Springhill la, Crystal Ct, Christopher Way, Panther Dr, White Oak Ct, Highfield Ct, Marksman Ct, North Ave, Three Wood Dr, Argyle Ct | $241,000 | $190,000 | $200,000-$250,000 | $381,000 | $330,000 | $300,000-$350,000 |
| Herdsman Dr, Hunter Rd N, Ralph Dell Rd, Clearview Ave, Rohrbaugh Rd, Houck Rd, Babe Dr, Redtail Dr, Wertz Rd, Creel Dr | $267,500 | $240,000 | $200,000-$250,000 | $454,500 | $390,000 | $400,000-$500,000 |
| Dutrow Rd, Winterberry Ln, Rinaman Ave, Trenton Mill Rd, Doss Garland Dr, State Hwy 88, Brigadoon Dr, Terrace Ct, Rock Brook Village, Gablehammer Rd | $207,500 | $170,000 | $200,000-$250,000 | $328,500 | $280,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $683 |
| Home and Two Car | -$126 | $616 |
| Home and Three Car | -$171 | $572 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $2,000 | $1,002 | $3,002 | $729 | $2,729 | $274 |
| Hampstead, MD | $2,000 | $734 | $2,734 | $533 | $2,533 | $200 |
| Westminster, MD | $100 | $738 | $838 | $536 | $636 | $202 |
| West Manheim, PA | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Sykesville, MD | $100 | $1,169 | $1,269 | $849 | $949 | $319 |
| Orrtanna, PA | $1,000 | $728 | $1,728 | $529 | $1,529 | $199 |
| West Laurel, MD | $200 | $1,168 | $1,368 | $849 | $1,049 | $319 |
| Konterra, MD | $2,000 | $1,113 | $3,113 | $809 | $2,809 | $304 |
| Quincy, PA | $300 | $665 | $965 | $483 | $783 | $182 |
| Havre de Grace, MD | $2,000 | $797 | $2,797 | $579 | $2,579 | $218 |
| Hyattsville, MD | $300 | $822 | $1,122 | $597 | $897 | $225 |
| Antrim, PA | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Home Insurance Company Hampstead, MD | Homeowners Insurance Agency Hampstead, MD | Address | Popularity Score | Distance from Hampstead (miles) |
|---|---|---|---|---|
| State Farm | Shawna Krivoy | 2345 York Road Suite 101, Timonium, MD, 21093-2261 | 16.3 | |
| Allstate | Kirby Agency Inc | Jck Ctr 332 140 Vlg Rd, Westminster, MD, 21157 | 7.5 | |
| Travelers | Kirby Insurance Agency Inc | 332-140 Village Road Ste 6, Westminster, MD, 21157 | 7.5 | |
| Liberty Mutual Independent | Henry M Murray Agency Inc | 2498 Riva Rd, Annapolis, MD, 21401 | 46.6 | |
| Erie | Rosenkilde And Associates | 11350 Mccormick Ep 2 Road Suite 904, Hunt Valley, MD, 21031 | 13.4 | |
| Farmers | Joshua Fitzpatrick | 312 Main St Ste 50, Gaithersburg, MD, 20878 | 39.6 | |
| State Farm | Juan Portillo | 4009 Sandy Spring Rd Ste 203, Burtonsville, MD, 20866 | 34.8 | |
| Travelers | Advantage Group Inc | 205 E Main St 2nd Fl, Westminster, MD, 21157 | 7.7 | |
| Farmers | Chandira Hickson | 2333 Baltimore Blvd Ste B, Finksburg, MD, 21048 | 7.2 | |
| Travelers | Insurance Brokers Of Maryland Llc | One Creamery Way, Emmitsburg, MD, 21727 | 25.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Carroll County, MD | $328,100 | $1,015 | $800 | $1,280 | $480 |
| Hampstead, MD | $239,400 | $743 | $590 | $940 | $350 |
| Westminster, MD | $241,800 | $747 | $590 | $940 | $350 |
| West Manheim, PA | $224,500 | $709 | $490 | $990 | $500 |
| Sykesville, MD | $359,000 | $1,183 | $930 | $1,490 | $560 |
| Orrtanna, PA | $166,100 | $737 | $510 | $1,040 | $530 |
| West Laurel, MD | $358,600 | $1,182 | $930 | $1,490 | $560 |
| Konterra, MD | $340,900 | $1,127 | $890 | $1,420 | $530 |
| Quincy, PA | $159,200 | $673 | $450 | $930 | $480 |
| Havre de Grace, MD | $275,800 | $806 | $640 | $1,020 | $380 |
| Hyattsville, MD | $289,000 | $832 | $660 | $1,050 | $390 |
| Antrim, PA | $202,400 | $675 | $450 | $930 | $480 |