Gavop tells you how to get the best homeowners insurance in Hanover, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $135,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $220,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $202,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $402,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $553 |
| Superior Protection Discount | -$67 | $599 |
| Fire & Security Discount | -$47 | $619 |
| Hail Resistant Roof Discount | -$20 | $646 |
| Newly Constructed Home Discount | -$193 | $473 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $2,000 | $714 | $2,714 | $519 | $2,519 | $195 |
| Hanover, PA | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Grantley, PA | $400 | $827 | $1,227 | $601 | $1,001 | $226 |
| Spring Garden, PA | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Penbrook, PA | $300 | $637 | $937 | $463 | $763 | $174 |
| Conestoga, PA | $1,500 | $796 | $2,296 | $579 | $2,079 | $218 |
| Middle Paxton, PA | $100 | $778 | $878 | $565 | $665 | $212 |
| Hamilton, PA | $1,000 | $676 | $1,676 | $491 | $1,491 | $185 |
| Lititz, PA | $100 | $634 | $734 | $461 | $561 | $173 |
| Mount Briar, MD | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Lebanon, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Home Insurance Company Hanover, PA | Homeowners Insurance Agency Hanover, PA | Address | Popularity Score | Distance from Hanover (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Keller Brown Insurance Services | 9 S Main St, Shrewsbury, PA, 17361 | 16.4 | |
| Erie | Basile Insurance Agency Llc | 2210 W Market Street, York, PA, 17404 | 14.8 | |
| Allstate | Kelly Mckee | 600 Carlisle St Ste C, Hanover, PA, 17331 | 0.4 | |
| State Farm | Sue Beckner | 15 Ram Dr, Hanover, PA, 17331-8814 | 1.7 | |
| State Farm | Rick Milanak | 2466 New Holland Pike, Lancaster, PA, 17601-5936 | 44.7 | |
| Travelers | Reilly Insurance Llc | 3030 Gettysburg Rd, Camp Hill, PA, 17011 | 28.9 | |
| Travelers | Lauer-Mann Insurance Agency Inc | 39 Old Farm Ln, Shrewsbury, PA, 17361 | 16.9 | |
| Nationwide | Gerald E Serfass Ii | 2220 East Market Street, York, PA, 17402-2856 | 19.5 | |
| Travelers | Miller-Hanover Inc | 334 High Street, Hanover, PA, 17331 | 0.7 | |
| Erie | Miller-Hanover Inc | 410 Lincoln Way E, New Oxford, PA, 17350 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| York County, PA | $170,300 | $723 | $520 | $1,030 | $510 |
| Hanover, PA | $155,400 | $666 | $450 | $910 | $460 |
| Grantley, PA | $220,600 | $837 | $570 | $1,160 | $590 |
| Spring Garden, PA | $164,800 | $683 | $480 | $970 | $490 |
| Penbrook, PA | $121,300 | $645 | $470 | $900 | $430 |
| Conestoga, PA | $203,500 | $806 | $540 | $1,120 | $580 |
| Middle Paxton, PA | $193,400 | $787 | $530 | $1,120 | $590 |
| Hamilton, PA | $208,000 | $684 | $470 | $940 | $470 |
| Lititz, PA | $180,900 | $642 | $470 | $880 | $410 |
| Mount Briar, MD | $228,300 | $863 | $680 | $1,090 | $410 |
| Lebanon, PA | $88,600 | $732 | $490 | $1,000 | $510 |