Gavop shows you how to buy homeowners insurance in Millersville, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Millersville, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Manor House Ln, Rosedale Ave, Yorktown Rd, Baron Dr, President Ave, Water Valley Rd, Goldenrod Ct, Barbara St, Windgate Ct, Landis Ave | $192,000 | $160,000 | $200,000-$250,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Sterling Pl, N George St, Bent Pine Ct S, Cottontail Ct, Windsor Ct, Birchwood Rd, Shenks Ln, Leaman Ave, Crossfield Dr, Fieldbridge Ct | $136,500 | $110,000 | $125,000-$150,000 | $113,500 | $100,000 | $125,000-$150,000 |
| Rice Rd, Valley Dr, Kentshire Dr, Cold Stream Dr, Hemlock Rd, Kendes Rd, Gamber Ln, Victoria Rd, Kensington Ter, Descartes Dr | $182,000 | $160,000 | $150,000-$175,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Townshed Ct, Lynne Ln, Model Ave, Misty Dr, Charlestown Rd, Cricklewood Ct, Calvert Ln, Bent Pine Ct N, Oakgrove Ln, Grafton Cir | $135,500 | $110,000 | $150,000-$175,000 | $101,500 | $80,000 | $100,000-$125,000 |
| Drummers Ln, Davis Dr, Raven Ct, Watson Ave, Pickford Dr, Greyfield Dr, Meadowcroft Ln, Charles Rd, Richmond Rd, Chadwick Cir | $153,000 | $140,000 | $150,000-$175,000 | $133,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $561 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$68 | $608 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$149 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $700 | $754 | $1,454 | $548 | $1,248 | $206 |
| Millersville, PA | $2,000 | $668 | $2,668 | $485 | $2,485 | $183 |
| Landisville, PA | $500 | $847 | $1,347 | $615 | $1,115 | $231 |
| Mount Wolf, PA | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Marion, PA | $300 | $841 | $1,141 | $611 | $911 | $230 |
| Charlestown, MD | $700 | $893 | $1,593 | $649 | $1,349 | $244 |
| Parkville, PA | $100 | $651 | $751 | $473 | $573 | $178 |
| Dillsburg, PA | $2,000 | $729 | $2,729 | $530 | $2,530 | $199 |
| Mays Chapel, MD | $200 | $861 | $1,061 | $626 | $826 | $235 |
| Glasgow, DE | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Adams County, PA | $400 | $761 | $1,161 | $553 | $953 | $208 |
| Albany, PA | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Home Insurance Company Millersville, PA | Homeowners Insurance Agency Millersville, PA | Address | Popularity Score | Distance from Millersville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Core Insurance Group | 16 Campus Blvd Ste 125, Newtown Square, PA, 19073 | 49.3 | |
| Allstate | Ed Ennis | 292 Wilmington W Chester Pike # 202, Chadds Ford, PA, 19317 | 44.3 | |
| State Farm | Steve Melniczak | 873 Lancaster Ave, Devon, PA, 19333-1315 | 49.8 | |
| State Farm | Maryanne Broemel | 1440 Conchester Hwy Ste 1b, Garnet Valley, PA, 19060-2105 | 47.7 | |
| Allstate | Richard C. Gallo | 1100 W Valley Rd Ste 10, Wayne, PA, 19087 | 49.3 | |
| Liberty Mutual Independent | Susquehanna Insurance | 650 Delp Road, Lancaster, PA, 17601 | 5.6 | |
| Liberty Mutual Independent | Beiler Insurance Agency Inc | 5406 Lincoln Hwy, Gap, PA, 17527 | 17.9 | |
| Travelers | J L Davis Insurance Inc | 1723 Swamp Pike, Gilbertsville, PA, 19525 | 45.0 | |
| Travelers | Village One Insurance Inc | 296 W Ridge Pike Suite 102, Limerick, PA, 19468 | 46.8 | |
| Erie | The Mackrides Insurance Group | 790 E Market Street Suite 230, West Chester, PA, 19382 | 40.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,030 | $490 |
| Lancaster County, PA | $193,200 | $763 | $520 | $1,090 | $570 |
| Millersville, PA | $161,200 | $676 | $480 | $930 | $450 |
| Landisville, PA | $231,400 | $857 | $580 | $1,210 | $630 |
| Mount Wolf, PA | $128,000 | $660 | $460 | $940 | $480 |
| Marion, PA | $228,400 | $851 | $570 | $1,170 | $600 |
| Charlestown, MD | $249,400 | $904 | $710 | $1,140 | $430 |
| Parkville, PA | $151,900 | $659 | $470 | $940 | $470 |
| Dillsburg, PA | $167,000 | $738 | $510 | $1,010 | $500 |
| Mays Chapel, MD | $371,900 | $872 | $690 | $1,100 | $410 |
| Glasgow, DE | $291,900 | $792 | $630 | $1,050 | $420 |
| Adams County, PA | $197,400 | $770 | $550 | $1,060 | $510 |
| Albany, PA | $226,300 | $847 | $580 | $1,200 | $620 |