Gavop's guide to buying homeowners insurance in Bethania, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bethania, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westinghouse Rd, State Rd 3955, Valhalla Rd, Old Griffin Rd, Academy St, Phelps Cir NE, Appalachian Rd, Donnaha Rd, Depot St, State Rd 3909 | $131,500 | $120,000 | $100,000-$125,000 | $115,000 | $90,000 | $125,000-$150,000 |
| Woodridge Ln, State Hwy 8, Twin Oak Dr, Watts Ct, Alandale Ln, Ridge Bluff Cir, Cobblestone Rd, Sr1611, Sweetbriar Rd, Shady Acres Farm Rd | $156,000 | $150,000 | $175,000-$200,000 | $177,000 | $160,000 | $200,000-$250,000 |
| Circle Dr, State Rd 1892, State Rd 1898, Village Trace Dr, Loretta Ln, Betsy Dr, Saint Joseph Ave, Austin Hill Ln, Matthews St, Junior Dr | $183,500 | $150,000 | $150,000-$175,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Cook Rd, Ozark Rd, Sallies Ln, State Rd 1684, Brakenwood Dr, Kiger Rd, Bunny Trl, State Rd 3978, Renwood Dr NW, Belle Ave | $182,500 | $150,000 | $150,000-$175,000 | $124,000 | $110,000 | $100,000-$125,000 |
| State Rd 1677, State Rd 1688, State Rd 3912, Bowen Rd, Sr3976, Glarestone Dr, River Dale Rd, State Rd 1669, Crestridge Ln, Red Kirby Rd | $133,000 | $120,000 | $125,000-$150,000 | $138,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $585 |
| Superior Protection Discount | -$70 | $627 |
| Fire & Security Discount | -$56 | $641 |
| Hail Resistant Roof Discount | -$21 | $676 |
| Newly Constructed Home Discount | -$139 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Forsyth County | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Bethania, NC | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Pilot, NC | $100 | $898 | $998 | $653 | $753 | $245 |
| Bermuda Run, NC | $700 | $1,122 | $1,822 | $816 | $1,516 | $307 |
| Arcadia, NC | $100 | $769 | $869 | $558 | $658 | $210 |
| South Westfield, NC | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Yadkin County, NC | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Shady Grove, NC | $2,500 | $986 | $3,486 | $717 | $3,217 | $269 |
| Tyro, NC | $400 | $660 | $1,060 | $479 | $879 | $180 |
| McLeansville, NC | $2,500 | $770 | $3,270 | $559 | $3,059 | $210 |
| Chatmoss, VA | $200 | $866 | $1,066 | $630 | $830 | $237 |
| Love Valley, NC | $1,500 | $468 | $1,968 | $340 | $1,840 | $128 |
| Home Insurance Company Bethania, NC | Homeowners Insurance Agency Bethania, NC | Address | Popularity Score | Distance from Bethania (miles) |
|---|---|---|---|---|
| State Farm | Emma Allen | 4680 Brownsboro Rd Ste D, Winston Salem, NC, 27106-3428 | 5.6 | |
| Travelers | Pegram Prevatte Insurance | 1105 S Church St, Burlington, NC, 27215 | 48.2 | |
| State Farm | Nick Jitima | 710 Coliseum Dr Ste 60, Winston Salem, NC, 27106-5354 | 7.4 | |
| Nationwide | Ohanlon Insurance & Financial Services | 5411-D West Friendly Ave, Greensboro, NC, 27410 | 24.9 | |
| State Farm | Will Wilkins | 6580 Shallowford Rd Ste 110, Lewisville, NC, 27023-8730 | 11.8 | |
| State Farm | Elizabeth Soots | 110 Oakwood Dr Ste E, Winston Salem, NC, 27103-1958 | 9.5 | |
| Nationwide | Sandra L. Mabe | 4012 Country Club Rd, Winston Salem, NC, 27104 | 9.7 | |
| Nationwide | Dray Insurance Services Inc. | 3445 Robinhood Rd Ste B, Winston Salem, NC, 27106 | 7.8 | |
| Allstate | Len Bluitt Jr | 4670 Yadkinville Rd Ste B, Pfafftown, NC, 27040 | 6.5 | |
| State Farm | Kristen Martin | 3487 Robinhood Rd, Winston Salem, NC, 27106-4701 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,230 | $580 |
| Forsyth County, NC | $151,400 | $831 | $610 | $1,170 | $560 |
| Bethania, NC | $125,800 | $697 | $490 | $1,000 | $510 |
| Pilot, NC | $165,200 | $909 | $620 | $1,250 | $630 |
| Bermuda Run, NC | $236,300 | $1,136 | $810 | $1,580 | $770 |
| Arcadia, NC | $169,700 | $778 | $540 | $1,100 | $560 |
| South Westfield, NC | $119,500 | $720 | $500 | $1,020 | $520 |
| Yadkin County, NC | $127,300 | $733 | $510 | $1,010 | $500 |
| Shady Grove, NC | $190,800 | $998 | $690 | $1,420 | $730 |
| Tyro, NC | $136,400 | $668 | $460 | $940 | $480 |
| McLeansville, NC | $132,600 | $779 | $550 | $1,080 | $530 |
| Chatmoss, VA | $203,600 | $877 | $640 | $1,220 | $580 |
| Love Valley, NC | $73,500 | $474 | $350 | $660 | $310 |