Gavop shows you how to buy homeowners insurance in Columbus County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Columbus County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Boone Ln, M M Ray Rd, S Wall St, Bee Tree Rd, W Holland St, Walker Rd, Lester Smith St, Masons Ln, Vine St, Brick City Rd | $122,500 | $120,000 | $100,000-$125,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Arrons Dr, State Rd 1572, Zachery Dr, Mary Gray Ln, State Rd 1555, Fox Estates Rd, Cow Branch Dr, State Rd 1416, Simmons Ln, Sundown Ln | $128,500 | $110,000 | $100,000-$125,000 | $90,500 | $80,000 | $75,000-$100,000 |
| March Ave, Four Wheel Dr, Graham St, Larrimore Dr, School Rd, Alton Singletary Rd, Lawson St, US Hwy 74 Bus, State Rd 1804, US Hwy 76 | $120,000 | $100,000 | $100,000-$125,000 | $52,500 | $50,000 | $50,000-$75,000 |
| State Rd 1845, Shug Norris Rd, State Rd 1317, Red Hill Rd, Livingston Hills, State Rd 1726, Murray Haywood Rd, Duck Haven Dr, Jim Field Ln, State Rd 1582 | $89,500 | $80,000 | $75,000-$100,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Radio Station Rd, State Rd 1739, Wright Rd, Swamp Fox Hwy E, Coleman Cemetary Rd, Richardson St, Crabtree Ln, Sunset Dr, Boswell Rd, Small St | $162,500 | $140,000 | $150,000-$175,000 | $117,000 | $110,000 | $100,000-$125,000 |
| Vinegar Loop Rd, State Rd 1439, State Rd 1193, Bertha Dr, Tyson Village Ln, Jones St, N J K Powell Blvd, Lacewell Ln, State Rd 1103, State Rd 1949 | $140,500 | $130,000 | $100,000-$125,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Stevens St, Doodle Hill Rd, Wyche Mews, A M Godwin Rd, State Hwy 904, Hoover Ray Rd, Crown Point Dr, Emily Dr, Barrow Dr, State Rd 1501 | $139,000 | $120,000 | $150,000-$175,000 | $84,500 | $70,000 | $50,000-$75,000 |
| Rube McCray Cir, Wildwood Dr, Ana Ln, Vine St, Seven Creeks Hwy, Bentmoore Dr, State Rd 1928, Independence Dr, State Rd 1570, Gapway Church Rd | $106,500 | $90,000 | $100,000-$125,000 | $56,000 | $50,000 | $50,000-$75,000 |
| James St, Shelly Ln, Cox Subdivison Rd, Angelo Cir, Irvin Enzor Rd N, Bettys Ln, Stanley Cir, Graham Ave, State Rd 1930, Crawford St | $119,500 | $110,000 | $125,000-$150,000 | $106,000 | $90,000 | $75,000-$100,000 |
| State Rd 1542, N J K Powell Blvd, Dasher St, State Rd 1180, Kendan Ave, Beaver Ridge Dr, W White Oak St, Orange St, State Rd 1453, Allen Dr | $121,000 | $110,000 | $125,000-$150,000 | $125,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $812 |
| Superior Protection Discount | -$88 | $890 |
| Fire & Security Discount | -$88 | $890 |
| Hail Resistant Roof Discount | -$20 | $959 |
| Newly Constructed Home Discount | -$274 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Columbus County | $700 | $967 | $1,667 | $702 | $1,402 | $264 |
| Columbus County, NC | $1,500 | $967 | $2,467 | $702 | $2,202 | $264 |
| Boardman, NC | $100 | $477 | $577 | $347 | $447 | $130 |
| Elizabethtown, NC | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Smyrna, NC | $400 | $437 | $837 | $317 | $717 | $119 |
| Navassa, NC | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| Leland, NC | $500 | $870 | $1,370 | $632 | $1,132 | $238 |
| Elrod, NC | $2,000 | $298 | $2,298 | $217 | $2,217 | $82 |
| New Hanover County, NC | $500 | $1,015 | $1,515 | $738 | $1,238 | $277 |
| Pender County, NC | $700 | $869 | $1,569 | $631 | $1,331 | $237 |
| Little Rock, SC | $400 | $272 | $672 | $197 | $597 | $74 |
| Home Insurance Company Columbus County, NC | Homeowners Insurance Agency Columbus County, NC | Address | Popularity Score | Distance from Columbus County (miles) |
|---|---|---|---|---|
| State Farm | Jonathan Calhoun | 432 Landmark Drive, Wilmington, NC, 28412-6310 | 40.7 | |
| Allstate | David Ager | 4837 Carolina Beach Rd Ste 101, Wilmington, NC, 28412 | 42.5 | |
| Allstate | Elite One Insurance | 206 S Main St, Tabor City, NC, 28463 | 15.8 | |
| Nationwide | Terri R. Locklear | 802 North Cedar St, Lumberton, NC, 28358-1648 | 32.6 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 41.9 | |
| State Farm | Greg Ochipa | 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434 | 43.1 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 43.4 | |
| State Farm | Thomas Murphy | 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607 | 42.0 | |
| State Farm | Josh Whitley | 4325 Fayetteville Rd, Lumberton, NC, 28358-2676 | 34.0 | |
| Travelers | Homeinsurance Com | 4829 Carolina Beach Rd Ste. 110, Wilmington, NC, 28412 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Columbus County, NC | $85,200 | $978 | $670 | $1,350 | $680 |
| Columbus County, NC | $85,200 | $978 | $660 | $1,400 | $740 |
| Boardman, NC | $75,000 | $483 | $350 | $690 | $340 |
| Elizabethtown, NC | $89,400 | $864 | $620 | $1,230 | $610 |
| Smyrna, NC | $68,300 | $442 | $300 | $620 | $320 |
| Navassa, NC | $114,400 | $696 | $470 | $990 | $520 |
| Leland, NC | $206,700 | $880 | $640 | $1,240 | $600 |
| Elrod, NC | $47,400 | $302 | $220 | $430 | $210 |
| New Hanover County, NC | $225,600 | $1,028 | $710 | $1,450 | $740 |
| Pender County, NC | $167,200 | $879 | $610 | $1,260 | $650 |
| Little Rock, SC | $47,300 | $275 | $190 | $390 | $200 |