Gavop shows you how to buy homeowners insurance in Throckmorton County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $52,500 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $117,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $114,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $781 |
| Superior Protection Discount | -$87 | $877 |
| Fire & Security Discount | -$77 | $887 |
| Hail Resistant Roof Discount | -$19 | $945 |
| Newly Constructed Home Discount | -$212 | $752 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Throckmorton County | $2,000 | $953 | $2,953 | $692 | $2,692 | $260 |
| Throckmorton County, TX | $700 | $953 | $1,653 | $692 | $1,392 | $260 |
| Olney, TX | $400 | $1,275 | $1,675 | $926 | $1,326 | $348 |
| Munday, TX | $700 | $1,204 | $1,904 | $875 | $1,575 | $329 |
| Breckenridge, TX | $100 | $928 | $1,028 | $674 | $774 | $254 |
| Stephens County, TX | $1,500 | $972 | $2,472 | $707 | $2,207 | $266 |
| Stamford, TX | $700 | $1,212 | $1,912 | $881 | $1,581 | $331 |
| Sagerton, TX | $100 | $1,356 | $1,456 | $985 | $1,085 | $370 |
| Jean-Loving, TX | $1,000 | $1,730 | $2,730 | $1,257 | $2,257 | $473 |
| Archer City, TX | $400 | $1,453 | $1,853 | $1,056 | $1,456 | $397 |
| Bryson, TX | $700 | $1,278 | $1,978 | $929 | $1,629 | $349 |
| Home Insurance Company Throckmorton County, TX | Homeowners Insurance Agency Throckmorton County, TX | Address | Popularity Score | Distance from Throckmorton County (miles) |
|---|---|---|---|---|
| Farmers | Randi Jones | 1221 Highway 16 S, Graham, TX, 76450 | 36.2 | |
| Farmers | Jim Raughton | 109 E Mcharg St, Stamford, TX, 79553 | 38.0 | |
| Travelers | Goosehead Insurance | 607 Elm St Ste 5, Graham, TX, 76450 | 36.0 | |
| Travelers | Haskell County Insurance Agency | 103 N. Ave E, Haskell, TX, 79521 | 30.6 | |
| Allstate | King & Robertson In | 9 South Main, Albany, TX, 76430 | 31.1 | |
| Travelers | Haskell County Insurance Agency | 103 N Ave E, Haskell, TX, 79521 | 30.6 | |
| Travelers | King & Robertson Insurance Agency | 9 South Main, Albany, TX, 76430 | 31.1 | |
| Travelers | Anson Insurance Agency | 1026 Commercial, Anson, TX, 79501 | 49.2 | |
| State Farm | Johnny Moore | 220 E Main St, Olney, TX, 76374-1951 | 29.7 | |
| State Farm | Mike Sipes | 431 Cliff Dr, Graham, TX, 76450-2941 | 37.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Throckmorton County, TX | $68,600 | $964 | $640 | $1,480 | $840 |
| Throckmorton County, TX | $68,600 | $964 | $640 | $1,480 | $840 |
| Olney, TX | $57,800 | $1,290 | $850 | $1,990 | $1,140 |
| Munday, TX | $47,200 | $1,219 | $800 | $1,880 | $1,080 |
| Breckenridge, TX | $62,700 | $939 | $620 | $1,450 | $830 |
| Stephens County, TX | $73,400 | $984 | $650 | $1,520 | $870 |
| Stamford, TX | $48,400 | $1,227 | $810 | $1,890 | $1,080 |
| Sagerton, TX | $71,300 | $1,372 | $910 | $2,110 | $1,200 |
| Jean-Loving, TX | $166,100 | $1,751 | $1,160 | $2,700 | $1,540 |
| Archer City, TX | $89,900 | $1,471 | $970 | $2,270 | $1,300 |
| Bryson, TX | $58,400 | $1,294 | $850 | $1,990 | $1,140 |