How Can I Make My Bemidji, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Bemidji, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Bemidji, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $42,500 $40,000 $25,000-$50,000
2 Bedroom $121,000 $110,000 $100,000-$125,000
3 Bedroom $139,500 $120,000 $125,000-$150,000
4 Bedroom $126,000 $120,000 $100,000-$125,000
5 Bedroom $239,500 $220,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Bemidji, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$141 $642
Superior Protection Discount -$70 $712
Fire & Security Discount -$78 $705
Hail Resistant Roof Discount -$23 $759
Newly Constructed Home Discount -$172 $611

Choose your Bemidji, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,536
Hail Damage $5,426
Wind Damage $9,615
Expensive Claims
Fire $36,411
Accidental Discharge/Leakage $8,194
Optional Coverage Losses $8,403

Identify Top Home Insurance Agents near Bemidji, MN | Back to Top

Home Insurance Company Bemidji, MN Homeowners Insurance Agency Bemidji, MN Address Popularity Score Distance from Bemidji (miles)
State Farm Jake Bluhm 512 Beltrami Ave Nw, Bemidji, MN, 56601-3010
0.6
Allstate Dale Schmidt Agency 8322 Balsam Rd Nw, Bemidji, MN, 56601
6.4
Travelers Headwaters Agency Inc 315 Park Ave S, Park Rapids, MN, 56470
39.7
Travelers Insurance Brokers Of Mn Inc 1008 Paul Bunyan Dr Nw 5, Bemidji, MN, 55303
0.9
Allstate Itasca Region Insurance Agency 1012 1st St E # 34, Park Rapids, MN, 56470
39.3
State Farm Brad Spry 314 Railroad Ave. W., Walker, MN, 56484-0279
29.8
State Farm Jon Labraaten 25 Clearwater Ave Sw, Bagley, MN, 56621-8318
24.4
Allstate Insure Forward 700 Paul Bunyan Dr Nw, Bemidji, MN, 56601
0.7
Travelers Island Financial Agency Inc 7165 Dew Drop Trl Nw, Walker, MN, 56484
32.3
State Farm Andy Kueber 301 1st St E, Park Rapids, MN, 56470-1614
39.5

Compare Rates for Bemidji, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $820 $1,660 $840
Beltrami County, MN $153,100 $988 $660 $1,390 $730
Bemidji, MN $130,100 $783 $560 $1,110 $550
Turtle River, MN $224,000 $1,265 $850 $1,780 $930
Clay, MN $340,900 $1,611 $1,160 $2,220 $1,060
Columbia, MN $167,900 $1,085 $790 $1,510 $720
West Roy Lake, MN $85,000 $695 $470 $970 $500
Gould, MN $219,600 $1,252 $890 $1,720 $830
Heier, MN $137,500 $964 $650 $1,370 $720
La Garde, MN $150,000 $1,017 $700 $1,450 $750
Sletten, MN $167,600 $1,084 $730 $1,500 $770
Slater, MN $209,700 $1,222 $890 $1,720 $830