How Can I Make My Clear Creek, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Clear Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Clear Creek, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $61,000 $50,000 $50,000-$75,000
2 Bedroom $119,500 $110,000 $125,000-$150,000
3 Bedroom $186,000 $170,000 $200,000-$250,000
4 Bedroom $297,000 $260,000 $300,000-$350,000
5 Bedroom $328,000 $290,000 $250,000-$300,000

Choose the Best Clear Creek, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $25 to 50,000 3 Pets, Non-Smoker $500
Freelancer 750-799 Credit Score <$25,000 2 Pets, Smoker $80
Part Time Job Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $720

Choose the Right Deductible for your Clear Creek, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $700 $800 $560 $660 $140
Henderson County, NC $1,000 $990 $1,490 $830 $1,830 $-340
Clear Creek, NC $2,500 $500 $1,000 $430 $2,930 $-1,930
Balfour, NC $300 $650 $950 $530 $830 $120
Biltmore Forest, NC $2,000 $2,150 $2,650 $1,850 $3,850 $-1,200
Mills River, NC $100 $850 $950 $710 $810 $140
Spindale, NC $1,000 $460 $960 $390 $1,390 $-430
Marion, NC $100 $480 $580 $400 $500 $80
Haywood County, NC $1,000 $600 $1,100 $520 $1,520 $-420
Nebo, NC $100 $430 $530 $370 $470 $60
Startex, SC $2,000 $250 $750 $210 $2,210 $-1,460
Glen Alpine, NC $100 $530 $630 $450 $550 $80
Barkers Creek, NC $700 $800 $1,300 $670 $1,370 $-70

Identify Top Home Insurance Agents near Clear Creek, NC | Back to Top

Home Insurance Company Clear Creek, NC Homeowners Insurance Agency Clear Creek, NC Address Popularity Score Distance from Clear Creek (miles)
Travelers Morrow Insurance Agency 246 S Main St, Marion, NC, 28752
30.3
Erie Earle Insurance Agency 1913 Asheville Highway, Hendersonville, NC, 28791
5.3
State Farm Wayne Smith 268 New Leicester Hwy, Asheville, NC, 28806-2019
17.7
State Farm Rick Franklin 507 Burkemont Ave Ste A, Morganton, NC, 28655-4468
46.8
Erie Marco Insurance Services 221 S Lafayette Street Suite 3, Shelby, NC, 28150
50.1
State Farm Rebecca Sandoval 788 Merrimon Ave, Asheville, NC, 28804-2444
17.5
State Farm Tracy Gunn 1760 Brevard Rd, Hendersonvlle, NC, 28791-3202
6.8
State Farm Diane Bauknight 5 Long Shoals Rd, Arden, NC, 28704-7783
8.6
State Farm Charles Wolfe 180 Webster Road, Sylva, NC, 28779-9688
44.5
Allstate Ins Serv Associates 193 Walnut Ave, Spruce Pine, NC, 28777
40.9

Compare Rates for Clear Creek, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $860 $610 $1,200 $590
Henderson County, NC $187,800 $940 $670 $1,300 $630
Clear Creek, NC $125,400 $650 $450 $920 $470
Balfour, NC $155,300 $780 $570 $1,100 $530
Biltmore Forest, NC $834,500 $2,090 $1,400 $2,990 $1,590
Mills River, NC $200,400 $1,120 $750 $1,600 $850
Spindale, NC $88,400 $430 $310 $610 $300
Marion, NC $102,000 $500 $360 $720 $360
Haywood County, NC $157,700 $800 $540 $1,140 $600
Nebo, NC $100,500 $400 $270 $570 $300
Startex, SC $66,400 $370 $250 $510 $260
Glen Alpine, NC $110,500 $510 $360 $720 $360
Barkers Creek, NC $158,800 $870 $590 $1,240 $650