Gavop's guide to buying homeowners insurance in Minden, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Minden, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brackin St, Allums Rd, Parish Rd 115A, Louisiana Ave, Betty Ln, Chandler St, Normandie Ln, Pereira Ln, Westfield Rd, Dennis Dr | $126,500 | $100,000 | $125,000-$150,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Gail Ln, Womack Rd, Natchitoches Ave, Chrysler St, Palmer Rd, Chandler St, Mandy Ln, Apple St, Yellow Pine Rd, Noles Landing Rd | $120,000 | $100,000 | $75,000-$100,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Jones Ave, Camps Smokehouse Rd, Green St, Big Oak Rd, Abney St, Sand Plant Rd, Dorcheat Lndg, Willow St, Pennsylvania Ave, Parish Rd 126B | $97,000 | $90,000 | $100,000-$125,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Chaffee St, Winwood Dr, Jo Ann Ln, US Ford Dr, N Talton St, Parish Rd 114C, Franklin St, Sheppard St, Church St, Brenda Cir | $48,500 | $40,000 | $25,000-$50,000 | $46,500 | $40,000 | $25,000-$50,000 |
| Harris Cir, Parish Rd 174B, Walraven Rd, Tillman Church Rd, Marshall St, Whitlock St, Bistineau Line Rd, Davis Dr, Walter Lyons Rd, Ty Trl | $104,500 | $100,000 | $100,000-$125,000 | $63,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $752 |
| Superior Protection Discount | -$84 | $845 |
| Fire & Security Discount | -$102 | $826 |
| Hail Resistant Roof Discount | -$19 | $910 |
| Newly Constructed Home Discount | -$213 | $715 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Webster Parish | $2,500 | $967 | $3,467 | $702 | $3,202 | $264 |
| Minden, LA | $2,500 | $917 | $3,417 | $666 | $3,166 | $251 |
| Heflin, LA | $100 | $1,272 | $1,372 | $924 | $1,024 | $347 |
| Claiborne, LA | $2,000 | $770 | $2,770 | $560 | $2,560 | $210 |
| Shongaloo, LA | $300 | $1,523 | $1,823 | $1,106 | $1,406 | $416 |
| Haynesville, LA | $1,000 | $864 | $1,864 | $628 | $1,628 | $236 |
| Lucky, LA | $400 | $517 | $917 | $376 | $776 | $141 |
| Martin, LA | $700 | $1,450 | $2,150 | $1,054 | $1,754 | $396 |
| Stonewall, LA | $500 | $1,834 | $2,334 | $1,333 | $1,833 | $501 |
| Junction City, AR | $1,000 | $844 | $1,844 | $613 | $1,613 | $231 |
| Ida, LA | $300 | $897 | $1,197 | $652 | $952 | $245 |
| Home Insurance Company Minden, LA | Homeowners Insurance Agency Minden, LA | Address | Popularity Score | Distance from Minden (miles) |
|---|---|---|---|---|
| State Farm | Paul Mcmurry | 1326 Highway 80, Haughton, LA, 71037-9436 | 20.2 | |
| State Farm | Nora Brooks | 6041 Five Oaks Dr, Shreveport, LA, 71129-2540 | 41.8 | |
| State Farm | Wesley Eckles | 6121 Hearne Ave, Shreveport, LA, 71108-4319 | 31.9 | |
| Allstate | Kraig Wood | 9478 Mansfield Rd, Shreveport, LA, 71118 | 35.3 | |
| Travelers | Pulley-White Insurance Agency Inc | 1400 Barksdale Blvd, Bossier City, LA, 71111 | 27.3 | |
| Travelers | Querbes & Nelson | 214 Milam St, Shreveport, LA, 71101 | 28.6 | |
| Liberty Mutual Independent | Querbes & Nelson Insurance | 214 Milam St, Shreveport, LA, 71101 | 28.6 | |
| Allstate | Jeff Pace | 4505 Youree Dr, Shreveport, LA, 71105 | 28.5 | |
| Liberty Mutual Independent | Mcinnis Insurance Agency | 119 Pearl St, Minden, LA, 71055 | 0.9 | |
| State Farm | Kyle Allen | 1000 Chinaberry Dr Ste 203, Bossier City, LA, 71111-2461 | 26.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Webster Parish, LA | $81,600 | $978 | $680 | $1,410 | $730 |
| Minden, LA | $89,000 | $928 | $650 | $1,340 | $690 |
| Heflin, LA | $106,300 | $1,287 | $900 | $1,850 | $950 |
| Claiborne, LA | $74,100 | $780 | $550 | $1,120 | $570 |
| Shongaloo, LA | $135,400 | $1,541 | $1,080 | $2,220 | $1,140 |
| Haynesville, LA | $69,900 | $874 | $610 | $1,260 | $650 |
| Lucky, LA | $45,000 | $523 | $370 | $750 | $380 |
| Martin, LA | $126,300 | $1,468 | $1,030 | $2,110 | $1,080 |
| Stonewall, LA | $187,100 | $1,856 | $1,300 | $2,670 | $1,370 |
| Junction City, AR | $71,000 | $854 | $590 | $1,200 | $610 |
| Ida, LA | $72,500 | $908 | $640 | $1,310 | $670 |