Gavop shows you how to buy homeowners insurance in Beaverdam, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Beaverdam, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lothlorian Rd, Woodlawn Cir, Sutton Pl, Ford Hollow Rd, Maple St, Abel Rd, Tracy Ln, Patrick Dr, Ballew St, Fieldcrest Dr | $145,000 | $120,000 | $150,000-$175,000 | $103,500 | $100,000 | $100,000-$125,000 |
| Acadia Pl, Frank St, W Cove Rd, Talon Ln, Camp Hope Rd, Tranquil Trce, State Rd 1845, Ironwood Dr, Cedar Bend Ln, Windy Knoll Dr | $151,000 | $130,000 | $125,000-$150,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Laurel Dr, Mull Ln, Cherry St, Aquarius Rd, Redsleeve Dr, State Rd 1619, Dave Way, Lake Dr, Rice Cove Rd, Why Worry Blvd | $167,500 | $150,000 | $125,000-$150,000 | $106,500 | $90,000 | $100,000-$125,000 |
| State Rd 1613, Cleo Dr, Wagon Gap Trl, Murphy Blvd, Woodruff St, Shallow Creek Loop, Pasadena St, Belmont St, Clark Ln, Hampton Heights Rd | $160,500 | $130,000 | $150,000-$175,000 | $77,000 | $60,000 | $75,000-$100,000 |
| Owen Dr, Champion Dr, Smokey Ridge Loop, Creekview Ln, Crescent Loop, Potter St, State Rd 1106, Music Dr, Keystone Ln, Stroupe Rd | $151,000 | $120,000 | $150,000-$175,000 | $137,000 | $120,000 | $125,000-$150,000 |
| McDowell Dr, Danielwood Ct, Strawberry Hill Dr, Evergreen Farm Cir, Doctors Dr, State Rd 1906, Chapel View Dr, Anne St, Branchview Dr, Timberwild Trl | $178,500 | $160,000 | $175,000-$200,000 | $157,000 | $130,000 | $125,000-$150,000 |
| Cochran Ln, Mount Chalet Rd, State Rd 1101, Black Branch Rd, Hugh McCracken Rd, Center St, Cottontail Ln, Wooldridge Loop, Stillwater Dr, State Rd 1546 | $149,000 | $130,000 | $125,000-$150,000 | $177,500 | $150,000 | $175,000-$200,000 |
| York Dr, Plott Farm Cir, Silo Ridge Rd, Fiberville St, Old Clyde Rd, Voyager Trce, Grandpas Trl, Pleasant Ln, Lene Way, State Hwy 110 | $195,000 | $160,000 | $175,000-$200,000 | $151,000 | $140,000 | $175,000-$200,000 |
| Barn Loop Ln, Coffee Branch Rd, Hannah Cove Rd, Buchanan Ln, Putnam Rd, Sassy Ln, Granite Falls Cv, Bailey St, Andrew Ln, S Azalea Dr | $186,000 | $180,000 | $175,000-$200,000 | $160,000 | $140,000 | $150,000-$175,000 |
| Briarwood Ln, Boone Orchard Rd, Cedar St, Glade Mountain Dr, Crawford Creek Rd, Cugees Ln, Grace Dr, Roosevelt Ridge, Wounded Knee Dr, Dazzling Brook Ln | $137,500 | $130,000 | $125,000-$150,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $585 |
| Superior Protection Discount | -$70 | $634 |
| Fire & Security Discount | -$63 | $641 |
| Hail Resistant Roof Discount | -$21 | $684 |
| Newly Constructed Home Discount | -$169 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Haywood County | $1,500 | $898 | $2,398 | $653 | $2,153 | $245 |
| Beaverdam, NC | $1,500 | $696 | $2,196 | $506 | $2,006 | $190 |
| West Canton, NC | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Biltmore Forest, NC | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Balfour, NC | $100 | $873 | $973 | $635 | $735 | $239 |
| Webster, NC | $700 | $1,050 | $1,750 | $763 | $1,463 | $287 |
| Forest Hills, NC | $100 | $1,201 | $1,301 | $873 | $973 | $328 |
| Edneyville, NC | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Price Creek, NC | $200 | $650 | $850 | $472 | $672 | $178 |
| Crabtree, NC | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Baneberry, TN | $400 | $1,206 | $1,606 | $877 | $1,277 | $330 |
| Jefferson County, TN | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Home Insurance Company Beaverdam, NC | Homeowners Insurance Agency Beaverdam, NC | Address | Popularity Score | Distance from Beaverdam (miles) |
|---|---|---|---|---|
| Allstate | Joseph Taylor | 2170 Hendersonville Rd, Arden, NC, 28704 | 17.9 | |
| State Farm | Clay Dangerfield | 80 Crossroad Hill Rd, Canton, NC, 28716-3703 | 1.1 | |
| Travelers | Webb Insurance | 216 Asheland Avenue, Asheville, NC, 28801 | 15.6 | |
| Allstate | Bill Shytle | 2170 Hendersonville Rd, Arden, NC, 28704 | 17.9 | |
| Nationwide | Titmus Agency Llc | 38 South Main Street, Marshall, NC, 28753 | 18.9 | |
| State Farm | Beth Dunaway | 38 S Main St, Waynesville, NC, 28786-6701 | 9.9 | |
| Travelers | Carolina Insurance Group | 151 Everett St, Bryson City, NC, 28713 | 35.8 | |
| State Farm | Jason Gurley | 93 Forest Gate Dr, Pisgah Forest, NC, 28768-7929 | 20.2 | |
| Nationwide | Hughes Insurance Group Llc | 901 Smokey Park Hwy Unit 65, Candler, NC, 28715 | 9.8 | |
| Allstate | Terry L. Gahagan | 1070 Tunnel Rd Ste 20, Asheville, NC, 28805 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,240 | $610 |
| Haywood County, NC | $175,900 | $909 | $650 | $1,300 | $650 |
| Beaverdam, NC | $146,800 | $705 | $470 | $970 | $500 |
| West Canton, NC | $130,800 | $771 | $530 | $1,090 | $560 |
| Biltmore Forest, NC | $848,700 | $794 | $540 | $1,100 | $560 |
| Balfour, NC | $158,400 | $884 | $600 | $1,220 | $620 |
| Webster, NC | $211,600 | $1,063 | $730 | $1,480 | $750 |
| Forest Hills, NC | $264,600 | $1,216 | $890 | $1,680 | $790 |
| Edneyville, NC | $183,700 | $974 | $650 | $1,370 | $720 |
| Price Creek, NC | $106,800 | $658 | $470 | $910 | $440 |
| Crabtree, NC | $147,300 | $841 | $610 | $1,190 | $580 |
| Baneberry, TN | $229,100 | $1,221 | $820 | $1,700 | $880 |
| Jefferson County, TN | $136,700 | $960 | $700 | $1,320 | $620 |