How Can I Make My Shelby County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Shelby County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Shelby County, TX Home Insurance Coverage Levels | Back to Top

Shelby County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Houston St, Co Rd 2520, Co Rd 1150, Lisa St, Cr 3795, Tennessee Rd, Garrison St, Co Rd 4249, Hurst St, Co Rd 2630 $86,500 $70,000 $100,000-$125,000 $80,500 $70,000 $50,000-$75,000
Co Rd 3505, Co Rd 2118, Woodlawn Dr, Center St, Garfield St, Scruggs Rd, Co Rd 2090, Tatum St, Co Rd 4354, Maxwell St $81,500 $70,000 $50,000-$75,000 $71,500 $60,000 $75,000-$100,000
Co Rd 1552, Co Rd 4021, Hill Ave, S Main St, Co Rd 4925, Hopkins St, Todd St, Co Rd 1080, Co Rd 2573, Co Rd 3340 $77,000 $70,000 $50,000-$75,000 $78,000 $70,000 $50,000-$75,000
Forest, Tennessee Rd, Co Rd 125, Co Rd 1299, Moore Dr, FM 2974, Manager Rd, S Pine St, Cr 2826, FM 699 $95,500 $90,000 $100,000-$125,000 $84,500 $80,000 $75,000-$100,000
FM 2974, FM 699, Co Rd 4256, Co Rd 1030, Co Rd 2816, Co Rd 3134, Co Rd 1446, Co Rd 1033, Cedar Ln, Co Rd 2014 $111,000 $100,000 $100,000-$125,000 $52,500 $50,000 $50,000-$75,000
McLaughlin St, W Wall St, Co Rd 3112, Co Rd 4777, FM 2427, Co Rd 2565, Brown St, S Center St, Co Rd 4323, Co Rd 1180 $86,500 $70,000 $75,000-$100,000 $78,000 $70,000 $50,000-$75,000
Co Rd 1292, Pine St, Cr 4577, Co Rd 4810, Co Rd 1234, Co Rd 3827, Oak Bend Dr, Co Rd 1097, Anita St, Co Rd 3188 $80,500 $70,000 $75,000-$100,000 $92,000 $80,000 $100,000-$125,000
Co Rd 3736, FS Rd 126A, Co Rd 3367, FM 1645, Co Rd 3737, Co Rd 2020, Co Rd 1274, Co Rd 2690, Hairgrove Rd, Co Rd 1187 $91,500 $80,000 $75,000-$100,000 $98,500 $90,000 $100,000-$125,000
Co Rd 3717, Co Rd 1015, Shoreline Dr, Jacob St, Marcus St, FM 353, Cr 2157, Co Rd 2350, Co Rd 2570, Co Rd 1047 $91,500 $80,000 $75,000-$100,000 $73,500 $70,000 $75,000-$100,000
Matlock St, Kindle St, Co Rd 2547, Co Rd 2024, Co Rd 4769, Co Rd 4084, Watlington St, Co Rd 1437, Baldwin St, Berry $105,000 $90,000 $100,000-$125,000 $89,500 $70,000 $100,000-$125,000

Choose the Best Shelby County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score >$150,000 No Pets, Non-Smoker $210
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $790
Retired 700-749 Credit Score $25 to 50,000 3 Pets, Smoker $110

Choose the Right Deductible for your Shelby County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $670 $1,170 $570 $1,070 $100
Shelby County, TX $1,500 $320 $820 $260 $1,760 $-940
Shelby County, TX $700 $250 $750 $210 $910 $-160
Center, TX $300 $390 $690 $330 $630 $60
Huxley, TX $1,500 $450 $950 $370 $1,870 $-920
Garrison, TX $200 $410 $610 $340 $540 $70
Long Branch-Dotson, TX $2,500 $350 $850 $280 $2,780 $-1,930
Milam, TX $300 $300 $600 $260 $560 $40
Grand Cane, LA $2,000 $530 $1,030 $450 $2,450 $-1,420
Beckville, TX $100 $390 $490 $340 $440 $50
Belmont, LA $1,000 $360 $860 $300 $1,300 $-440
Laneville, TX $200 $420 $620 $350 $550 $70
Greenwood, LA $2,000 $600 $1,100 $500 $2,500 $-1,400

Identify Top Home Insurance Agents near Shelby County, TX | Back to Top

Home Insurance Company Shelby County, TX Homeowners Insurance Agency Shelby County, TX Address Popularity Score Distance from Shelby County (miles)
Farmers Selena Mitchell 1411 Turtle Creek Dr Ste B, Lufkin, TX, 75904
48.6
State Farm Nikki Evans-Wallace 332 N University Dr, Nacogdoches, TX, 75961-5123
32.2
State Farm Sandy Wheeler 621 Tenaha St, Center, TX, 75935-3445
2.9
Travelers State Insurance Agency 119 East Columbia, San Augustine, TX, 75972
18.2
Travelers State Insurance Agency 119 East Columbia, San Augustine, TX, 75972
18.2
Farmers Darin Anthony 810 N Hill St, Tatum, TX, 75691
42.9
Allstate Courtney Smith 2006 Jacksonville Dr # 3, Henderson, TX, 75654
45.6
Farmers Bradley Boyett 803 North St, Nacogdoches, TX, 75961
32.6
Travelers Shoop Insurance Agency 206 Tenaha St, Center, TX, 75935
2.4
Allstate Lisa Evans Bullock 701 W Frank Ave, Lufkin, TX, 75904
46.8

Compare Rates for Shelby County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $730 $480 $1,120 $640
Shelby County, TX $68,400 $320 $210 $490 $280
Shelby County, TX $68,400 $360 $240 $550 $310
Center, TX $71,600 $350 $230 $540 $310
Huxley, TX $82,500 $400 $260 $620 $360
Garrison, TX $95,400 $470 $310 $720 $410
Long Branch-Dotson, TX $87,900 $390 $260 $600 $340
Milam, TX $82,300 $400 $260 $620 $360
Grand Cane, LA $99,200 $570 $400 $820 $420
Beckville, TX $82,900 $360 $240 $550 $310
Belmont, LA $79,000 $450 $320 $650 $330
Laneville, TX $78,000 $410 $270 $630 $360
Greenwood, LA $148,800 $740 $520 $1,070 $550