Gavop shows you how to buy homeowners insurance in Bay Point, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bay Point, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Napa Ct, Red Leaf Way, Montego Bay St, Marcia Ct, Quartz Ct, Klamath, Parkview Dr, Tradewinds Ct, Pico Pl, Ferness | $173,500 | $150,000 | $125,000-$150,000 | $94,500 | $90,000 | $75,000-$100,000 |
| W Catamaran Cir, Ackerman Dr, Cleveland Ave, Amador Ct, Saint Raphael Dr, Sapone Ln, Beaulieu Ct, Washington St, Shadelands Ct, Beaulieu Dr | $178,000 | $160,000 | $150,000-$175,000 | $157,500 | $140,000 | $175,000-$200,000 |
| Hanlon Way, Summer Way, Santa Teresa Ct, Azores Ct, Wharf Dr, Bridgeview St, Begonia Ct, Briones Ct, Ambrosia Way, Butte Ct | $165,000 | $140,000 | $125,000-$150,000 | $107,500 | $100,000 | $75,000-$100,000 |
| Golf Club Ct, Harbor Dr, Beverly Dr, Mellowood St, Norman Ave, Bernauer, Enes Ave, Black Leaf, Delta Vista Ln, Dawson Ct | $149,000 | $130,000 | $125,000-$150,000 | $91,000 | $80,000 | $100,000-$125,000 |
| Lawlor Ct, Bora Pl, Caskey St, Bates Ave, Orangevale, Woodhill Dr, Birdhaven Way, Port Chicago Hwy, Clifford Ct, Chadwick Cir | $356,500 | $310,000 | $350,000-$400,000 | $218,000 | $200,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $617 |
| Home and Two Car | -$107 | $563 |
| Home and Three Car | -$168 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Contra Costa County | $1,500 | $1,385 | $2,885 | $1,007 | $2,507 | $379 |
| Bay Point, CA | $1,500 | $662 | $2,162 | $481 | $1,981 | $181 |
| Antioch-Pittsburg, CA | $100 | $795 | $895 | $578 | $678 | $217 |
| Antioch, CA | $700 | $837 | $1,537 | $608 | $1,308 | $229 |
| Allendale, CA | $500 | $1,720 | $2,220 | $1,250 | $1,750 | $470 |
| Fremont, CA | $1,000 | $1,331 | $2,331 | $967 | $1,967 | $364 |
| Foster City, CA | $200 | $1,179 | $1,379 | $857 | $1,057 | $322 |
| Nicasio, CA | $2,000 | $553 | $2,553 | $402 | $2,402 | $151 |
| West Menlo Park, CA | $500 | $815 | $1,315 | $592 | $1,092 | $223 |
| Monument Hills, CA | $700 | $1,562 | $2,262 | $1,135 | $1,835 | $427 |
| Montara, CA | $200 | $2,284 | $2,484 | $1,660 | $1,860 | $624 |
| Galt, CA | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Home Insurance Company Bay Point, CA | Homeowners Insurance Agency Bay Point, CA | Address | Popularity Score | Distance from Bay Point (miles) |
|---|---|---|---|---|
| State Farm | David Wong | 311 Miller Ave Ste A, Mill Valley, CA, 94941-2897 | 32.9 | |
| Travelers | Llamas Insurance Agency | 1630 Contra Costa Blvd Ste 220, Pleasant Hill, CA, 94523 | 7.7 | |
| Allstate | Alissa Gutierres | 3237 Alhambra Ave Ste 3, Martinez, CA, 94553 | 9.6 | |
| State Farm | Burch Boehner | 201 E Taylor St Ste 2, San Jose, CA, 95112-5036 | 47.1 | |
| Travelers | Ryan Hayes Insurance Brokerage | 1301 Ygnacio Valley Rd Ste 202, Walnut Creek, CA, 94596 | 9.8 | |
| Farmers | Marcos Ramirez | 2215 S El Camino Real Ste 201, San Mateo, CA, 94403 | 38.6 | |
| Travelers | Brick Insurance Agency | 2975 Treat Blvd Suite D-2, Concord, CA, 94518 | 7.4 | |
| Liberty Mutual Independent | Argo Insurance Brokers | 2300 Contra Costa Blvd Ste 375 , Pleasant Hill, CA, 94523 | 8.1 | |
| State Farm | Dave Dacus | 2950 Buskirk Ave Ste 212, Walnut Creek, CA, 94597-8803 | 9.0 | |
| Farmers | Katherine Beckheyer | 1104 S El Camino Real, San Mateo, CA, 94402 | 38.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Bay Point, CA | $251,700 | $671 | $500 | $910 | $410 |
| Antioch-Pittsburg, CA | $300,500 | $805 | $600 | $1,090 | $490 |
| Antioch, CA | $330,900 | $847 | $630 | $1,150 | $520 |
| Allendale, CA | $600,300 | $1,741 | $1,290 | $2,370 | $1,080 |
| Fremont, CA | $714,900 | $1,347 | $1,000 | $1,830 | $830 |
| Foster City, CA | $1,051,000 | $1,193 | $880 | $1,620 | $740 |
| Nicasio, CA | $1,625,000 | $559 | $410 | $760 | $350 |
| West Menlo Park, CA | $1,862,500 | $825 | $610 | $1,120 | $510 |
| Monument Hills, CA | $531,600 | $1,581 | $1,170 | $2,150 | $980 |
| Montara, CA | $870,700 | $2,312 | $1,710 | $3,140 | $1,430 |
| Galt, CA | $329,400 | $843 | $620 | $1,150 | $530 |