Gavop shows you how to buy homeowners insurance in Fenton charter, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $105,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $202,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $306,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $456,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $621 |
| Superior Protection Discount | -$72 | $649 |
| Fire & Security Discount | -$58 | $664 |
| Hail Resistant Roof Discount | -$14 | $707 |
| Newly Constructed Home Discount | -$144 | $577 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Genesee County | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Fenton charter, MI | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Mayfield, MI | $200 | $634 | $834 | $461 | $661 | $173 |
| Fostoria, MI | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Ingham County, MI | $200 | $725 | $925 | $527 | $727 | $198 |
| Tuscola, MI | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Ypsilanti, MI | $200 | $644 | $844 | $468 | $668 | $176 |
| Saginaw, MI | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Ray, MI | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Dearborn, MI | $1,000 | $726 | $1,726 | $528 | $1,528 | $199 |
| Mount Clemens, MI | $300 | $642 | $942 | $467 | $767 | $176 |
| St. Clair Shores, MI | $1,000 | $712 | $1,712 | $517 | $1,517 | $195 |
| Home Insurance Company Fenton charter, MI | Homeowners Insurance Agency Fenton charter, MI | Address | Popularity Score | Distance from Fenton charter (miles) |
|---|---|---|---|---|
| State Farm | Steve Donovan | 11455 E 13 Mile Rd, Warren, MI, 48093-2502 | 43.4 | |
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 32.2 | |
| State Farm | Nick Morang | 7726 Auburn Rd, Utica, MI, 48317-5221 | 39.1 | |
| Farmers | Cheryl Van Deusen | 292 S Broadway St Ste 2a-2b, Lake Orion, MI, 48362 | 26.3 | |
| State Farm | Glenda Mcguire | 26600 Gratiot Ave, Roseville, MI, 48066-3388 | 47.5 | |
| State Farm | Brad Budka | 9278 Highland Rd Ste 7, White Lake, MI, 48386-2385 | 18.7 | |
| State Farm | Vev Tripp | 24530 Gratiot Ave, Eastpointe, MI, 48021-3309 | 47.6 | |
| Allstate | Jeff Babisz | 23123 21 Mile Rd, Macomb, MI, 48042 | 46.5 | |
| Allstate | Craig Borowsky | 41300 Dequindre Rd Ste 210, Sterling Heights, MI, 48314 | 37.4 | |
| Farmers | Eric Frantti | 3473 E Grand River Ave Ste C, Howell, MI, 48843 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,070 | $500 |
| Genesee County, MI | $96,500 | $694 | $480 | $960 | $480 |
| Fenton charter, MI | $200,000 | $722 | $500 | $1,000 | $500 |
| Mayfield, MI | $128,600 | $642 | $460 | $890 | $430 |
| Fostoria, MI | $109,800 | $736 | $540 | $1,010 | $470 |
| Ingham County, MI | $123,700 | $734 | $510 | $1,010 | $500 |
| Tuscola, MI | $118,400 | $750 | $520 | $1,040 | $520 |
| Ypsilanti, MI | $136,700 | $652 | $440 | $910 | $470 |
| Saginaw, MI | $38,600 | $865 | $610 | $1,200 | $590 |
| Ray, MI | $191,200 | $848 | $580 | $1,170 | $590 |
| Dearborn, MI | $124,200 | $735 | $530 | $1,040 | $510 |
| Mount Clemens, MI | $87,000 | $650 | $470 | $900 | $430 |
| St. Clair Shores, MI | $114,200 | $721 | $500 | $1,030 | $530 |