Gavop's guide to buying homeowners insurance in Stokes County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $106,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $191,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $214,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $250,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $589 |
| Superior Protection Discount | -$65 | $653 |
| Fire & Security Discount | -$50 | $668 |
| Hail Resistant Roof Discount | -$22 | $696 |
| Newly Constructed Home Discount | -$201 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stokes County | $2,000 | $709 | $2,709 | $515 | $2,515 | $194 |
| Stokes County, NC | $1,500 | $709 | $2,209 | $515 | $2,015 | $194 |
| Sauratown, NC | $100 | $643 | $743 | $467 | $567 | $176 |
| Middle Fork II, NC | $2,500 | $792 | $3,292 | $576 | $3,076 | $217 |
| Cana, VA | $400 | $482 | $882 | $350 | $750 | $132 |
| North Liberty, NC | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Bermuda Run, NC | $400 | $1,122 | $1,522 | $816 | $1,216 | $307 |
| Laurel Fork, VA | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Leaksville, NC | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Turnersburg, NC | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Whitsett, NC | $500 | $972 | $1,472 | $707 | $1,207 | $266 |
| Greene, NC | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Home Insurance Company Stokes County, NC | Homeowners Insurance Agency Stokes County, NC | Address | Popularity Score | Distance from Stokes County (miles) |
|---|---|---|---|---|
| State Farm | Mark Hutson | 3512 Nc Highway 8, Lexington, NC, 27292-6779 | 43.3 | |
| Nationwide | Stormie Speaks Agency | 328 N Main St, Walnut Cove, NC, 27052 | 9.7 | |
| Nationwide | Simmons Insurance Agency Inc. | 534 S Keystreet, Pilot Mountain, NC, 27041-9601 | 11.7 | |
| Nationwide | Jim Annas Agency Inc. | 3447 Robinhood Rd Suite 207, Winston Salem, NC, 27106-4701 | 19.2 | |
| State Farm | Kristen Martin | 3487 Robinhood Rd, Winston Salem, NC, 27106-4701 | 19.2 | |
| Nationwide | Daniel J. Zeller | 309 S Main St, Reidsville, NC, 27323-2839 | 33.6 | |
| Nationwide | Young Insurance Agency Inc. | 2100 W Cornwallis Dr Suite O, Greensboro, NC, 27408-7015 | 32.3 | |
| State Farm | Kirt Watkins | 930 W 4th St, Winston Salem, NC, 27101-2518 | 20.5 | |
| State Farm | Brock Thomas | 725 W Main St Ste D, Jamestown, NC, 27282-7507 | 32.7 | |
| Nationwide | Stephen J. Hill | 310 Bethania-Rural Hall Rd, Rural Hall, NC, 27045-9281 | 10.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Stokes County, NC | $123,900 | $718 | $500 | $1,010 | $510 |
| Stokes County, NC | $123,900 | $718 | $520 | $1,010 | $490 |
| Sauratown, NC | $115,200 | $651 | $470 | $900 | $430 |
| Middle Fork II, NC | $137,900 | $802 | $540 | $1,140 | $600 |
| Cana, VA | $87,400 | $488 | $350 | $690 | $340 |
| North Liberty, NC | $140,400 | $682 | $460 | $980 | $520 |
| Bermuda Run, NC | $236,300 | $1,136 | $770 | $1,600 | $830 |
| Laurel Fork, VA | $121,000 | $647 | $450 | $890 | $440 |
| Leaksville, NC | $85,400 | $871 | $620 | $1,190 | $570 |
| Turnersburg, NC | $114,300 | $695 | $470 | $950 | $480 |
| Whitsett, NC | $186,700 | $984 | $670 | $1,360 | $690 |
| Greene, NC | $169,900 | $926 | $680 | $1,320 | $640 |