Gavop's guide to buying homeowners insurance in Holland, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $138,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $137,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $188,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $409,500 | $390,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $630 |
| Superior Protection Discount | -$75 | $675 |
| Fire & Security Discount | -$68 | $683 |
| Hail Resistant Roof Discount | -$15 | $735 |
| Newly Constructed Home Discount | -$180 | $570 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
| Home Insurance Company Holland, IA | Homeowners Insurance Agency Holland, IA | Address | Popularity Score | Distance from Holland (miles) |
|---|---|---|---|---|
| State Farm | Dick Mataloni | 1025 2nd Ave, Sibley, IA, 51249-1506 | 29.0 | |
| State Farm | Cindy Van Wyhe | 1479 S Main Ave, Sioux Center, IA, 51250-1257 | 7.2 | |
| State Farm | Michael Crank | 1243 Silent Prairie Rd, Le Mars, IA, 51031-2897 | 19.2 | |
| State Farm | Doug Markworth | 920 Morningside Ave, Sioux City, IA, 51106-9533 | 41.6 | |
| State Farm | Matt Weg | 715 8th St Se, Orange City, IA, 51041-7451 | 2.5 | |
| Allstate | Bill Hornbeck | 3162 Singing Hills Blvd, Sioux City, IA, 51106 | 44.5 | |
| Travelers | Northwest Consultants Inc | 205 E Southern St, Sutherland, IA, 51058 | 27.9 | |
| Travelers | Ea-Koele Inc | 1110 Main St, Hull, IA, 51239 | 11.7 | |
| Travelers | Northwest Consultants Inc | 116 Main St, Sioux Rapids, IA, 50585 | 46.1 | |
| Travelers | Northwest Consultants Inc | 217 Central Ave Ne, Orange City, IA, 51041 | 2.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,140 | $550 |
| Sioux County, IA | $153,800 | $850 | $570 | $1,220 | $650 |
| Holland, IA | $160,600 | $750 | $550 | $1,070 | $520 |
| O'Brien County, IA | $108,000 | $679 | $460 | $930 | $470 |
| George, IA | $77,700 | $603 | $430 | $850 | $420 |
| Cleghorn, IA | $68,800 | $560 | $380 | $780 | $400 |
| Moville, IA | $128,500 | $801 | $540 | $1,100 | $560 |
| Garfield, SD | $178,900 | $1,066 | $720 | $1,460 | $740 |
| Rushmore, MN | $75,000 | $633 | $440 | $890 | $450 |
| West Fork, IA | $144,400 | $850 | $600 | $1,220 | $620 |
| Grange, IA | $285,400 | $1,125 | $770 | $1,610 | $840 |
| Tea, SD | $196,000 | $1,119 | $820 | $1,540 | $720 |