Gavop tells you how to get the best homeowners insurance in St. Johns, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. Johns, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Lansing St, Sunview Dr, S Emmons St, S Lansing St, W State St, W Steel St, S Krepps Rd, Linden St, County Farm Rd, S Ottawa St | $208,000 | $170,000 | $200,000-$250,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Chalen Dr, Ross St, W Sickles St, Lincolnshire Dr, N Clinton Ave, Galaxy Way, N Scott Rd, W Sturgis St, Short St, E State St | $117,500 | $100,000 | $75,000-$100,000 | $113,500 | $90,000 | $100,000-$125,000 |
| Wight St, N Dewitt Rd, Kelcrasta Dr, E Sturgis St, Trillium Creek Way, E Townsend Rd, S Morton St, E State St, Daisy Dr, N Whittmore | $115,500 | $100,000 | $100,000-$125,000 | $122,000 | $110,000 | $100,000-$125,000 |
| W Higham St, Wheatfield Dr, W Sickles St, N Spring St, Bentley Dr, N Morton St, W State St, W Park St, N Prospect St, N Mead St | $142,000 | $130,000 | $150,000-$175,000 | $111,000 | $90,000 | $100,000-$125,000 |
| Squirrel Run, Bills Ln, N Swegles St, E Lincoln St, Harvest Moon Way, W Cass St, W Parks Rd, W Walker St, W Taft Rd, W Walker Rd | $180,000 | $170,000 | $150,000-$175,000 | $182,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $597 |
| Superior Protection Discount | -$63 | $639 |
| Fire & Security Discount | -$49 | $653 |
| Hail Resistant Roof Discount | -$14 | $688 |
| Newly Constructed Home Discount | -$190 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $1,000 | $779 | $1,779 | $566 | $1,566 | $213 |
| St. Johns, MI | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Woodhull, MI | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Bancroft, MI | $1,500 | $660 | $2,160 | $480 | $1,980 | $180 |
| Sebewa, MI | $200 | $772 | $972 | $561 | $761 | $211 |
| Bethany, MI | $1,000 | $738 | $1,738 | $536 | $1,536 | $202 |
| Orleans, MI | $500 | $714 | $1,214 | $519 | $1,019 | $195 |
| Clayton charter, MI | $2,500 | $639 | $3,139 | $464 | $2,964 | $175 |
| Brookfield, MI | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Iosco, MI | $1,000 | $847 | $1,847 | $615 | $1,615 | $231 |
| Howell, MI | $500 | $667 | $1,167 | $485 | $985 | $182 |
| Waterloo, MI | $1,500 | $816 | $2,316 | $593 | $2,093 | $223 |
| Home Insurance Company St. Johns, MI | Homeowners Insurance Agency St. Johns, MI | Address | Popularity Score | Distance from St. Johns (miles) |
|---|---|---|---|---|
| State Farm | Jamie Puente | 6241 Grand River Rd Ste 200, Brighton, MI, 48114-7709 | 47.4 | |
| Farmers | Andy Hinojosa | 8445 S Saginaw St Ste 104, Grand Blanc, MI, 48439 | 48.7 | |
| Allstate | Don Miles | 12402 Highland Rd Ste C, Hartland, MI, 48353 | 49.8 | |
| State Farm | Marc Debusschere | 211 S Main St Ste A, Chesaning, MI, 48616-1534 | 25.8 | |
| State Farm | Tony Puente | 6241 Grand River Rd Ste 200, Brighton, MI, 48114-7709 | 47.4 | |
| State Farm | David Sutherland | 10490 Highland Rd Ste B, Hartland, MI, 48353-2639 | 48.4 | |
| Allstate | Laura Wilkerson | 5424 E Grand River Ave Ste 101, Howell, MI, 48843 | 46.4 | |
| Farmers | Eric Frantti | 3473 E Grand River Ave Ste C, Howell, MI, 48843 | 44.3 | |
| Allstate | David Schenk | 887 S Old Us 23, Brighton, MI, 48114 | 49.6 | |
| State Farm | Brad Charles | 11548 Highland Rd, Hartland, MI, 48353-2732 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Clinton County, MI | $164,700 | $789 | $560 | $1,120 | $560 |
| St. Johns, MI | $121,900 | $702 | $510 | $980 | $470 |
| Woodhull, MI | $186,900 | $842 | $570 | $1,160 | $590 |
| Bancroft, MI | $70,900 | $668 | $460 | $920 | $460 |
| Sebewa, MI | $140,200 | $781 | $540 | $1,100 | $560 |
| Bethany, MI | $116,800 | $747 | $520 | $1,070 | $550 |
| Orleans, MI | $101,100 | $723 | $510 | $1,030 | $520 |
| Clayton charter, MI | $132,500 | $647 | $440 | $890 | $450 |
| Brookfield, MI | $111,000 | $738 | $530 | $1,030 | $500 |
| Iosco, MI | $198,200 | $857 | $590 | $1,210 | $620 |
| Howell, MI | $157,600 | $675 | $470 | $940 | $470 |
| Waterloo, MI | $174,600 | $826 | $550 | $1,140 | $590 |