Gavop shows you how to buy homeowners insurance in Shoal, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Shoal, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Troxler Ln, Cayuse Dr, S Faith St, NE O'Connell Rd, Co Rd 269, Valley Dr, NE Packard Ln, County Line Rd, SE Arroyo Dr, SE Atchison Rd | $119,000 | $100,000 | $100,000-$125,000 | $138,500 | $130,000 | $100,000-$125,000 |
| Sloan Dr, N Ingles St, Shawnee Dr, Mallard Dr, South St, Circle Dr, NE Gall Rd, New Platte Rd, SE Converse Rd, Dewey St | $181,500 | $150,000 | $150,000-$175,000 | $172,500 | $150,000 | $175,000-$200,000 |
| NE Shinn Ln, Jewell, Co Rd 48, Co Rd 228, Co Rd 232, NE 268th, Secourney, Pubelo Dr, NE 264th St, Kaw Dr | $120,000 | $100,000 | $125,000-$150,000 | $124,000 | $110,000 | $75,000-$100,000 |
| Co Rd 221, State Hwy V, Co Rd 70, W Clay Ave, Center St, Valley St, NE Fox Rd, Whitcomb St, NE Stonum Rd, Eastridge Ave | $197,500 | $180,000 | $175,000-$200,000 | $135,500 | $110,000 | $125,000-$150,000 |
| SW Middle Rd, SE Piper Dr, Centennial Pl, Co Rd 268, E Wells St, Co Rd 199, SE Wilson Rd, N Center St, S Ridge St, Co Rd 231 | $189,000 | $160,000 | $150,000-$175,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $742 |
| Superior Protection Discount | -$78 | $785 |
| Fire & Security Discount | -$69 | $794 |
| Hail Resistant Roof Discount | -$26 | $837 |
| Newly Constructed Home Discount | -$216 | $647 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $1,000 | $892 | $1,892 | $648 | $1,648 | $244 |
| Shoal, MO | $1,000 | $852 | $1,852 | $619 | $1,619 | $233 |
| Knoxville, MO | $500 | $1,138 | $1,638 | $827 | $1,327 | $311 |
| Pattonsburg, MO | $1,500 | $872 | $2,372 | $634 | $2,134 | $238 |
| McFall, MO | $300 | $790 | $1,090 | $574 | $874 | $216 |
| Richmond, MO | $1,500 | $814 | $2,314 | $592 | $2,092 | $222 |
| Platte County, MO | $100 | $1,126 | $1,226 | $818 | $918 | $308 |
| May, MO | $2,500 | $1,234 | $3,734 | $897 | $3,397 | $337 |
| Fleming, MO | $1,500 | $890 | $2,390 | $647 | $2,147 | $243 |
| Leisure Lake, MO | $200 | $867 | $1,067 | $630 | $830 | $237 |
| Rush, MO | $2,000 | $938 | $2,938 | $681 | $2,681 | $256 |
| Home Insurance Company Shoal, MO | Homeowners Insurance Agency Shoal, MO | Address | Popularity Score | Distance from Shoal (miles) |
|---|---|---|---|---|
| State Farm | Chad Mitchell | 3600 S Noland Rd Suite A, Independence, MO, 64055-1569 | 44.4 | |
| Travelers | Robertson Insurance Services | 417 Locust St, Chillicothe, MO, 64601 | 38.9 | |
| State Farm | Irvin Pete | 4450 Belleview Ave, Kansas City, MO, 64111-3517 | 47.6 | |
| Allstate | Dan Mahurin | 1203 S Bucknr Tarsney Rd Ste C, Grain Valley, MO, 64029 | 46.0 | |
| State Farm | Brandon Liberty | 216 N Main St, Plattsburg, MO, 64477-1238 | 12.6 | |
| State Farm | Traci Plemons | 1214 S Noland Road, Independence, MO, 64055-1322 | 42.8 | |
| State Farm | Larry Hawk | 4401 S Noland Rd, Independence, MO, 64055-4793 | 45.4 | |
| State Farm | Bret Ohlhausen | 8549 Church Rd Ste A, Kansas City, MO, 64157-1208 | 32.1 | |
| Farmers | Dennis King | 1132 Franklin Ave, Lexington, MO, 64067 | 40.5 | |
| State Farm | Philip Stueve | 4734 Frederick Ave, Saint Joseph, MO, 64506-3173 | 28.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,540 | $760 |
| Clinton County, MO | $142,000 | $903 | $640 | $1,240 | $600 |
| Shoal, MO | $125,000 | $863 | $580 | $1,190 | $610 |
| Knoxville, MO | $172,600 | $1,152 | $780 | $1,650 | $870 |
| Pattonsburg, MO | $82,900 | $883 | $640 | $1,230 | $590 |
| McFall, MO | $62,900 | $800 | $580 | $1,100 | $520 |
| Richmond, MO | $110,500 | $824 | $550 | $1,180 | $630 |
| Platte County, MO | $204,900 | $1,139 | $790 | $1,560 | $770 |
| May, MO | $215,800 | $1,249 | $890 | $1,740 | $850 |
| Fleming, MO | $87,500 | $901 | $600 | $1,290 | $690 |
| Leisure Lake, MO | $81,500 | $878 | $590 | $1,260 | $670 |
| Rush, MO | $100,900 | $949 | $650 | $1,320 | $670 |