Gavop's guide to buying homeowners insurance in Will County, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $128,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $238,500 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $218,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $408,500 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $735 |
| Superior Protection Discount | -$88 | $788 |
| Fire & Security Discount | -$70 | $805 |
| Hail Resistant Roof Discount | -$18 | $858 |
| Newly Constructed Home Discount | -$210 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Will County | $2,500 | $865 | $3,365 | $629 | $3,129 | $236 |
| Will County, IL | $1,000 | $865 | $1,865 | $629 | $1,629 | $236 |
| Lemont, IL | $300 | $819 | $1,119 | $595 | $895 | $224 |
| Clarendon Hills, IL | $2,500 | $963 | $3,463 | $700 | $3,200 | $263 |
| Montgomery, IL | $400 | $744 | $1,144 | $541 | $941 | $203 |
| Irwin, IL | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Glen Ellyn, IL | $400 | $990 | $1,390 | $720 | $1,120 | $271 |
| Lombard, IL | $1,000 | $906 | $1,906 | $658 | $1,658 | $248 |
| Villa Park, IL | $300 | $777 | $1,077 | $565 | $865 | $212 |
| Gary, IN | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Campton, IL | $300 | $872 | $1,172 | $634 | $934 | $238 |
| Wheatfield, IN | $1,500 | $906 | $2,406 | $658 | $2,158 | $248 |
| Home Insurance Company Will County, IL | Homeowners Insurance Agency Will County, IL | Address | Popularity Score | Distance from Will County (miles) |
|---|---|---|---|---|
| Farmers | Katie Kedziora | 9904 S Roberts Rd, Palos Hills, IL, 60465 | 19.9 | |
| Allstate | Eduardo Padilla | 17839 Wolf Rd, Orland Park, IL, 60467 | 9.2 | |
| State Farm | Chris Hoskinson | 2332 W Belmont Avenue, Chicago, IL, 60618-6966 | 37.1 | |
| Travelers | Schwaller Insurance Agency Inc | 15440 S Harlem Ave , Orland Park, IL, 60462 | 14.7 | |
| State Farm | John Kim | 5700 N Lincoln Ave Ste 209, Chicago, IL, 60659-4731 | 39.8 | |
| State Farm | Greg Mahoney | 405 N Eola Rd Ste G, Aurora, IL, 60502-8402 | 25.5 | |
| State Farm | Ken Mulheran | 11332 W Lincoln Hwy, Mokena, IL, 60448-8409 | 5.9 | |
| Travelers | Humbert Insurance Agency Ltd | 188 W Industrial Dr Ste 430, Elmhurst, IL, 60126 | 32.5 | |
| Allstate | William Ihaza | 7060 Centennial Dr Ste 104, Tinley Park, IL, 60477 | 14.1 | |
| Farmers | Sean Murphy | 11414 S Harlem Ave, Worth, IL, 60482 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,210 | $600 |
| Will County, IL | $216,400 | $876 | $600 | $1,240 | $640 |
| Will County, IL | $216,400 | $876 | $620 | $1,230 | $610 |
| Lemont, IL | $355,400 | $829 | $600 | $1,140 | $540 |
| Clarendon Hills, IL | $478,500 | $975 | $670 | $1,390 | $720 |
| Montgomery, IL | $207,300 | $753 | $530 | $1,050 | $520 |
| Irwin, IL | $116,100 | $700 | $480 | $990 | $510 |
| Glen Ellyn, IL | $424,300 | $1,002 | $720 | $1,370 | $650 |
| Lombard, IL | $244,900 | $917 | $660 | $1,300 | $640 |
| Villa Park, IL | $231,900 | $786 | $530 | $1,120 | $590 |
| Gary, IN | $66,300 | $935 | $660 | $1,280 | $620 |
| Campton, IL | $381,000 | $883 | $640 | $1,260 | $620 |
| Wheatfield, IN | $157,000 | $917 | $670 | $1,270 | $600 |