Gavop's guide to buying homeowners insurance in Concordia, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Concordia, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Parish Rd 5A-47, Ross, Greathouse St, Fairview Landing Rd, Levens Addition Rd, Rabb Rd, Riverside St, Freeman Rd, Winston Ln, Doty Gardens Creek | $113,500 | $100,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Pecan Acres Ln, Vernon Rd, Applegate Rd, Sunshine Rd, Rogers Ln, Ames Rd, Parish Rd 2-75, Poole Rd, Gore Rd, Brookings Rd | $93,000 | $90,000 | $50,000-$75,000 | $90,500 | $70,000 | $75,000-$100,000 |
| Parish Rd 5A-84, Mosby Ct, Delaware Ave, Crouch Rd, Parish Rd 5a 45, Bell Ln, Parish Rd 5A-50, D Enlow Rd, 4th St, Parish Rd 5B-3 | $76,000 | $60,000 | $75,000-$100,000 | $90,000 | $70,000 | $75,000-$100,000 |
| S Oak St, Parish Rd 5b 37, Martin Luther King Blvd, Elizabeth Rd, Wilson Aly, Raymond Smith Dr, S 6th St, Parish Rd 5A-88, Cypress Ln, Weaver Dr | $86,000 | $80,000 | $75,000-$100,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Cottonwood Dr, Brookwater Rd, Concordia Park Dr, State Rte 15, Maple Bend Cir, 1st St, White Ln, Lake Dr, Georgia Ave, Fudickar St | $93,000 | $80,000 | $75,000-$100,000 | $52,000 | $40,000 | $25,000-$50,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $751 |
| Home and Two Car | -$132 | $693 |
| Home and Three Car | -$190 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Concordia Parish | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Concordia, LA | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Vidalia, LA | $400 | $1,045 | $1,445 | $760 | $1,160 | $286 |
| Fayette, MS | $1,500 | $808 | $2,308 | $587 | $2,087 | $221 |
| Gilbert, LA | $1,000 | $828 | $1,828 | $602 | $1,602 | $226 |
| Bude, MS | $400 | $897 | $1,297 | $652 | $1,052 | $245 |
| Norwood, LA | $700 | $1,344 | $2,044 | $976 | $1,676 | $367 |
| Ball, LA | $200 | $1,536 | $1,736 | $1,116 | $1,316 | $420 |
| Franklin, LA | $700 | $861 | $1,561 | $626 | $1,326 | $235 |
| Bunkie, LA | $300 | $820 | $1,120 | $596 | $896 | $224 |
| Banks Springs, LA | $1,500 | $836 | $2,336 | $607 | $2,107 | $228 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Concordia Parish, LA | $78,500 | $825 | $580 | $1,190 | $610 |
| Concordia, LA | $78,500 | $825 | $580 | $1,190 | $610 |
| Vidalia, LA | $84,900 | $1,058 | $740 | $1,520 | $780 |
| Fayette, MS | $60,300 | $818 | $560 | $1,140 | $580 |
| Gilbert, LA | $67,100 | $838 | $590 | $1,210 | $620 |
| Bude, MS | $72,400 | $908 | $610 | $1,300 | $690 |
| Norwood, LA | $114,000 | $1,360 | $950 | $1,960 | $1,010 |
| Ball, LA | $137,200 | $1,555 | $1,090 | $2,240 | $1,150 |
| Franklin, LA | $83,200 | $872 | $610 | $1,260 | $650 |
| Bunkie, LA | $66,500 | $830 | $580 | $1,200 | $620 |
| Banks Springs, LA | $67,700 | $846 | $590 | $1,220 | $630 |