Gavop shows you how to buy homeowners insurance in Hamilton County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $155,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $165,000 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $296,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $536 |
| Superior Protection Discount | -$58 | $588 |
| Fire & Security Discount | -$45 | $601 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$136 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $2,500 | $639 | $3,139 | $464 | $2,964 | $175 |
| Hamilton County, IA | $2,000 | $639 | $2,639 | $464 | $2,464 | $175 |
| Hamilton, IA | $400 | $982 | $1,382 | $714 | $1,114 | $268 |
| Burnside, IA | $2,000 | $732 | $2,732 | $532 | $2,532 | $200 |
| Kelley, IA | $300 | $812 | $1,112 | $590 | $890 | $222 |
| Colo, IA | $700 | $697 | $1,397 | $506 | $1,206 | $190 |
| Ackley, IA | $100 | $568 | $668 | $413 | $513 | $155 |
| Ingham, IA | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Sheffield, IA | $200 | $674 | $874 | $490 | $690 | $184 |
| Pittsford, IA | $2,000 | $510 | $2,510 | $370 | $2,370 | $139 |
| Hancock County, IA | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Home Insurance Company Hamilton County, IA | Homeowners Insurance Agency Hamilton County, IA | Address | Popularity Score | Distance from Hamilton County (miles) |
|---|---|---|---|---|
| Allstate | Tony Strang | 107 Ne Delaware Ave Ste 5, Ankeny, IA, 50021 | 45.9 | |
| Travelers | Triplett Companies | 323 Fifth St, Ames, IA, 50010 | 25.6 | |
| Allstate | Janel Ketelsen | 110 N Ankeny Blvd # 700, Ankeny, IA, 50023 | 45.8 | |
| State Farm | Jerry Goebel | 1209 Superior St, Webster City, IA, 50595-2316 | 7.5 | |
| Allstate | Randy Highness | 516 Lincoln Way Ste B, Ames, IA, 50010 | 25.8 | |
| State Farm | Jeff Haupts | 116 N 15th St, Fort Dodge, IA, 50501-4212 | 25.3 | |
| State Farm | Mike Peschong | 101 E Linn St, Marshalltown, IA, 50158-2902 | 47.3 | |
| State Farm | Brian Hoff | 1620 N Anky Blvd Ste 104, Ankeny, IA, 50023-4111 | 45.0 | |
| State Farm | Andrea Sabus | 250 W 1st St Ste F, Grimes, IA, 50111-2138 | 48.7 | |
| State Farm | Brandon Geise | 617 Broad St, Story City, IA, 50248-1200 | 15.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,150 | $540 |
| Hamilton County, IA | $98,900 | $646 | $470 | $900 | $430 |
| Hamilton County, IA | $98,900 | $646 | $470 | $910 | $440 |
| Hamilton, IA | $207,100 | $994 | $680 | $1,370 | $690 |
| Burnside, IA | $110,900 | $741 | $530 | $1,030 | $500 |
| Kelley, IA | $135,200 | $822 | $560 | $1,130 | $570 |
| Colo, IA | $101,500 | $705 | $510 | $970 | $460 |
| Ackley, IA | $71,900 | $575 | $390 | $810 | $420 |
| Ingham, IA | $105,200 | $720 | $510 | $1,020 | $510 |
| Sheffield, IA | $95,800 | $682 | $460 | $930 | $470 |
| Pittsford, IA | $60,300 | $516 | $350 | $730 | $380 |
| Hancock County, IA | $97,600 | $642 | $440 | $890 | $450 |