Gavop shows you how to buy homeowners insurance in Evergreen, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $110,500 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $182,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $197,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $638 |
| Superior Protection Discount | -$77 | $692 |
| Fire & Security Discount | -$61 | $707 |
| Hail Resistant Roof Discount | -$15 | $753 |
| Newly Constructed Home Discount | -$223 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Conecuh County | $2,000 | $690 | $2,690 | $501 | $2,501 | $188 |
| Evergreen, AL | $2,500 | $759 | $3,259 | $552 | $3,052 | $208 |
| Georgiana, AL | $400 | $721 | $1,121 | $524 | $924 | $197 |
| East Brewton, AL | $700 | $870 | $1,570 | $633 | $1,333 | $238 |
| Chapman, AL | $300 | $871 | $1,171 | $633 | $933 | $238 |
| Escambia County, AL | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Rose Hill-Gantt, AL | $100 | $1,275 | $1,375 | $926 | $1,026 | $348 |
| Butler County, AL | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| Pine Level, FL | $400 | $877 | $1,277 | $638 | $1,038 | $240 |
| Kinston, AL | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Allentown, FL | $500 | $1,546 | $2,046 | $1,124 | $1,624 | $423 |
| Coy-Fatama, AL | $1,000 | $670 | $1,670 | $487 | $1,487 | $183 |
| Home Insurance Company Evergreen, AL | Homeowners Insurance Agency Evergreen, AL | Address | Popularity Score | Distance from Evergreen (miles) |
|---|---|---|---|---|
| State Farm | Al Snellgrove | 1384 S Forest Ave, Luverne, AL, 36049-7311 | 41.3 | |
| Travelers | Horton Insurance | Po Box 2190, East Brewton, AL, 36427 | 21.6 | |
| Allstate | David Brooks | 1831 E Three Notch St, Andalusia, AL, 36421 | 23.5 | |
| State Farm | Sharyn Smith | 1805 E Three Notch St Ste 4, Andalusia, AL, 36421-2403 | 23.6 | |
| Allstate | Christopher Kirk | 100 S Carney St, Atmore, AL, 36502 | 44.9 | |
| State Farm | Brian Moss | 631 Willow Ln Ste M, Greenville, AL, 36037-8028 | 35.1 | |
| Allstate | Christopher Jackson | 408 River Falls St, Andalusia, AL, 36420 | 22.0 | |
| Travelers | Southeast Insurance & Real Estate | 416 N Claxton Ave, Elba, AL, 36323 | 46.7 | |
| Allstate | Gary Maddox | 510 N Main St, Opp, AL, 36467 | 35.9 | |
| State Farm | Kenneth Calhoun | 324 Simmons St, Elba, AL, 36323-1758 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,650 | $800 |
| Conecuh County, AL | $76,100 | $698 | $470 | $990 | $520 |
| Evergreen, AL | $88,500 | $769 | $550 | $1,080 | $530 |
| Georgiana, AL | $62,500 | $730 | $490 | $1,010 | $520 |
| East Brewton, AL | $83,300 | $881 | $630 | $1,210 | $580 |
| Chapman, AL | $83,500 | $882 | $590 | $1,210 | $620 |
| Escambia County, AL | $94,500 | $916 | $620 | $1,310 | $690 |
| Rose Hill-Gantt, AL | $158,500 | $1,290 | $920 | $1,780 | $860 |
| Butler County, AL | $88,800 | $770 | $530 | $1,090 | $560 |
| Pine Level, FL | $72,300 | $888 | $690 | $1,190 | $500 |
| Kinston, AL | $92,700 | $943 | $680 | $1,300 | $620 |
| Allentown, FL | $172,700 | $1,565 | $1,220 | $2,100 | $880 |
| Coy-Fatama, AL | $55,900 | $678 | $490 | $940 | $450 |