Gavop tells you how to get the best homeowners insurance in Steele County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Steele County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NE 76th St, Truman Ave, Plainview St, 13th St NE, E Fremont St, 2nd Ave NW, Hilltop Pl, Hickory Ln NE, SE 14th Ave, 3rd St NE | $144,500 | $140,000 | $125,000-$150,000 | $118,500 | $110,000 | $75,000-$100,000 |
| 4th Ave NW, NE 49th Ave, Mineral Springs Rd, NW 39th Ave, Birchwood Ln SE, E Rose St, Esther Ln, Oakview Pl, 270th St W, Co Hwy 30 | $197,500 | $180,000 | $200,000-$250,000 | $125,000 | $100,000 | $100,000-$125,000 |
| Broadway St, Co Hwy 30, 6th Ave W, State Hwy 30, 5th Ave NE, Co Hwy 16, SW 148th St, 1st St NW, E Main St, W Rice St | $200,000 | $190,000 | $175,000-$200,000 | $119,000 | $110,000 | $100,000-$125,000 |
| Woodland Dr, Hoffman Dr NW, Frontage Rd W, 2nd St NE, Hemlock Ln, Leif Ave NW, W Park Sq, SE 89th Ave, US Hwy 218, NW 19th Ave | $154,500 | $140,000 | $175,000-$200,000 | $194,000 | $180,000 | $200,000-$250,000 |
| 21st Ave NW, SE 158th St, Hilltop Ave, 4th Ave NW, Park Dr, NE 15th Ave, SE 64th Ave, Minnesota Ave, 6th St N, Mineral Springs Ave NE | $178,500 | $170,000 | $175,000-$200,000 | $104,000 | $90,000 | $100,000-$125,000 |
| 6th St S, 12th St SE, SE 74th Ave, SW 128th St, 4th Ave NW, Dale Ct, 19th St NE, E Pearl St, Co Hwy 27, Hazeltine Ave NE | $195,000 | $170,000 | $200,000-$250,000 | $149,000 | $120,000 | $175,000-$200,000 |
| Johnson Blvd SE, Mower Pl NW, SE 108th St, SW 95th Ave, Co Rd 73, Valley Ave, 11th St SE, SW 51st St, School St, Willowood Ln | $156,000 | $140,000 | $175,000-$200,000 | $117,500 | $110,000 | $100,000-$125,000 |
| SE 68th St, Co Hwy 4, Dane Rd, SW 75th St, 22nd St SE, 1st St NW, Cardinal Dr, NW 86th St, Walker Dr, Dunkirk Pl | $204,000 | $180,000 | $200,000-$250,000 | $141,000 | $120,000 | $125,000-$150,000 |
| Birch Ave, E Vine St, SE 136th St, Woodcrest Dr NE, N Beaver Lake Rd, Kelly St, 1st St NE, Willow Ave, Mineral Springs Ave NE, 36th St NW | $180,500 | $150,000 | $175,000-$200,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Lee St NE, SW 62nd Ave, Co Hwy 9, Meadow Ln, Co Hwy 34, 340th St, Dutton, Caleta Pl, N Co Rd 45, Woodlawn Ave | $161,500 | $150,000 | $125,000-$150,000 | $150,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $834 |
| Superior Protection Discount | -$99 | $893 |
| Fire & Security Discount | -$109 | $883 |
| Hail Resistant Roof Discount | -$20 | $973 |
| Newly Constructed Home Discount | -$278 | $715 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Steele County | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Steele County, MN | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Otisco, MN | $300 | $1,135 | $1,435 | $825 | $1,125 | $310 |
| Myrtle, MN | $1,000 | $435 | $1,435 | $316 | $1,316 | $119 |
| Cordova, MN | $300 | $1,304 | $1,604 | $948 | $1,248 | $356 |
| St. Clair, MN | $1,500 | $973 | $2,473 | $707 | $2,207 | $266 |
| Webster, MN | $100 | $1,556 | $1,656 | $1,131 | $1,231 | $425 |
| Grand Meadow, MN | $2,500 | $760 | $3,260 | $552 | $3,052 | $208 |
| Sumner, MN | $300 | $1,349 | $1,649 | $980 | $1,280 | $369 |
| Hammond, MN | $1,500 | $772 | $2,272 | $561 | $2,061 | $211 |
| Oshawa, MN | $100 | $1,294 | $1,394 | $941 | $1,041 | $354 |
| Home Insurance Company Steele County, MN | Homeowners Insurance Agency Steele County, MN | Address | Popularity Score | Distance from Steele County (miles) |
|---|---|---|---|---|
| Travelers | Miller-Hartwig Insurance | 20960 Holyoke Ave, Lakeville, MN, 55044 | 43.5 | |
| Farmers | David Turner | 16372 Kenrick Ave Ste 130, Lakeville, MN, 55044 | 48.2 | |
| State Farm | Brett Mcsparron | 15030 Glazier Ave Ste 100, Apple Valley, MN, 55124-7810 | 49.5 | |
| State Farm | Steve Justice | 1405 15th Ave Nw, Austin, MN, 55912-1911 | 25.8 | |
| State Farm | Judy Plemel | 920 Hoffman Dr Ste 1, Owatonna, MN, 55060-1190 | 5.4 | |
| Travelers | Northfield Insurance Agency Inc | 711 Division St S, Northfield, MN, 55057 | 30.3 | |
| Farmers | Michael Bishman | 121 W Broadway St, Owatonna, MN, 55060 | 4.8 | |
| State Farm | Greg Meyer | 1110 First Avenue Sw, Austin, MN, 55912-2404 | 26.8 | |
| Farmers | Gene Drake | 116 E Broadway St, Owatonna, MN, 55060 | 4.8 | |
| Travelers | Tincher Peterson And Sincock | 285 18th St Se, Owatonna, MN, 55060 | 3.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,680 | $880 |
| Steele County, MN | $154,300 | $993 | $700 | $1,360 | $660 |
| Steele County, MN | $154,300 | $993 | $670 | $1,360 | $690 |
| Otisco, MN | $186,300 | $1,149 | $840 | $1,600 | $760 |
| Myrtle, MN | $47,500 | $440 | $310 | $630 | $320 |
| Cordova, MN | $243,800 | $1,320 | $960 | $1,860 | $900 |
| St. Clair, MN | $142,400 | $985 | $660 | $1,390 | $730 |
| Webster, MN | $330,400 | $1,575 | $1,090 | $2,220 | $1,130 |
| Grand Meadow, MN | $97,700 | $769 | $520 | $1,100 | $580 |
| Sumner, MN | $260,000 | $1,365 | $940 | $1,940 | $1,000 |
| Hammond, MN | $100,000 | $781 | $560 | $1,090 | $530 |
| Oshawa, MN | $240,000 | $1,310 | $890 | $1,860 | $970 |