Gavop tells you how to get the best homeowners insurance in Buford, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $150,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $186,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $192,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $282,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $625 |
| Superior Protection Discount | -$75 | $677 |
| Fire & Security Discount | -$53 | $700 |
| Hail Resistant Roof Discount | -$23 | $730 |
| Newly Constructed Home Discount | -$158 | $595 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $2,500 | $987 | $3,487 | $717 | $3,217 | $270 |
| Buford, NC | $1,500 | $744 | $2,244 | $540 | $2,040 | $203 |
| Goose Creek, NC | $300 | $904 | $1,204 | $657 | $957 | $247 |
| New Salem, NC | $1,500 | $1,168 | $2,668 | $849 | $2,349 | $319 |
| Ruby, SC | $300 | $688 | $988 | $500 | $800 | $188 |
| Bethune, SC | $700 | $576 | $1,276 | $419 | $1,119 | $157 |
| Stanly County, NC | $500 | $748 | $1,248 | $544 | $1,044 | $205 |
| Concord, NC | $1,000 | $910 | $1,910 | $661 | $1,661 | $249 |
| Wolf Pit, NC | $200 | $868 | $1,068 | $631 | $831 | $237 |
| Black Jack, NC | $2,000 | $339 | $2,339 | $246 | $2,246 | $93 |
| Lowell, NC | $300 | $727 | $1,027 | $528 | $828 | $199 |
| Sharon, SC | $1,000 | $605 | $1,605 | $439 | $1,439 | $165 |
| Home Insurance Company Buford, NC | Homeowners Insurance Agency Buford, NC | Address | Popularity Score | Distance from Buford (miles) |
|---|---|---|---|---|
| State Farm | Melanie Stone | 8811 Blakny Prof Dr Ste 110, Charlotte, NC, 28277-6599 | 19.0 | |
| State Farm | Maeghan Mckenzie | 819 Central Ave, Charlotte, NC, 28204-2025 | 29.4 | |
| Liberty Mutual Independent | Bear Insurance Service | 602 Main St W, Locust, NC, 28097 | 27.9 | |
| State Farm | Staci Waters | 203 N Broome St Ste C, Waxhaw, NC, 28173-7482 | 12.2 | |
| Nationwide | Michael Y. Baucom | 300 E Phifer St, Monroe, NC, 28110-3039 | 9.0 | |
| Liberty Mutual Independent | Carolina Underwriters And Financial Group | 2509 Plantation Center Dr, Matthews, NC, 28105 | 18.7 | |
| State Farm | Payton King | 8420 New Town Rd, Waxhaw, NC, 28173 | 15.8 | |
| Travelers | Aacia-Mielak | 8179 Ardrey Kell Rd Ste 204, Charlotte, NC, 28277 | 18.8 | |
| State Farm | John Sullivan Clu, Chfc | 2940 Senna Drive, Suite A, Matthews, NC, 28105 | 19.9 | |
| Erie | Robbins & Associates Insurance Agency Inc. | 500 N Church Street, Monroe, NC, 28110 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Union County, NC | $215,200 | $999 | $680 | $1,430 | $750 |
| Buford, NC | $161,600 | $753 | $550 | $1,050 | $500 |
| Goose Creek, NC | $220,300 | $915 | $660 | $1,290 | $630 |
| New Salem, NC | $252,400 | $1,182 | $840 | $1,680 | $840 |
| Ruby, SC | $100,800 | $696 | $500 | $1,000 | $500 |
| Bethune, SC | $85,000 | $583 | $420 | $810 | $390 |
| Stanly County, NC | $133,000 | $758 | $550 | $1,070 | $520 |
| Concord, NC | $179,200 | $921 | $670 | $1,320 | $650 |
| Wolf Pit, NC | $71,400 | $879 | $620 | $1,260 | $640 |
| Black Jack, NC | $53,200 | $343 | $230 | $480 | $250 |
| Lowell, NC | $122,900 | $736 | $530 | $1,050 | $520 |
| Sharon, SC | $88,900 | $612 | $440 | $870 | $430 |