Gavop tells you how to get the best homeowners insurance in Shelby County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $124,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $143,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $785 |
| Superior Protection Discount | -$96 | $861 |
| Fire & Security Discount | -$86 | $871 |
| Hail Resistant Roof Discount | -$19 | $938 |
| Newly Constructed Home Discount | -$239 | $718 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $2,000 | $946 | $2,946 | $687 | $2,687 | $258 |
| Shelby County, TN | $2,500 | $946 | $3,446 | $687 | $3,187 | $258 |
| Rossville, TN | $400 | $1,239 | $1,639 | $900 | $1,300 | $339 |
| Golden Lake, AR | $700 | $918 | $1,618 | $667 | $1,367 | $251 |
| Birdsong, AR | $300 | $665 | $965 | $483 | $783 | $182 |
| Garland, TN | $2,500 | $920 | $3,420 | $668 | $3,168 | $251 |
| Horseshoe Lake, AR | $200 | $886 | $1,086 | $644 | $844 | $242 |
| Holly Springs, MS | $1,500 | $785 | $2,285 | $571 | $2,071 | $215 |
| Caraway, AR | $2,500 | $709 | $3,209 | $516 | $3,016 | $194 |
| Ashland, MS | $200 | $929 | $1,129 | $675 | $875 | $254 |
| Trumann, AR | $2,000 | $774 | $2,774 | $563 | $2,563 | $212 |
| Home Insurance Company Shelby County, TN | Homeowners Insurance Agency Shelby County, TN | Address | Popularity Score | Distance from Shelby County (miles) |
|---|---|---|---|---|
| Erie | Mosby Insurance | 5575 Poplar Avenue Suite 607, Memphis, TN, 38119 | 5.5 | |
| Travelers | Peterson Insurance Services | 8046 N Brother Blvd Ste 101, Bartlett, TN, 38133 | 6.1 | |
| Travelers | Lipscomb & Pitts Insurance | 2670 Union Avenue Ext , Suite 200, Memphis, TN, 38112 | 5.6 | |
| State Farm | Henry Hooper Ii | 348 S Main St, Memphis, TN, 38103-4208 | 9.7 | |
| Farmers | Amie Vowell | 8596 Farmington Blvd Ste 1, Germantown, TN, 38139 | 9.0 | |
| Travelers | Collier Insurance | 606 S Mendenhall Ste 200, Memphis, TN, 38117 | 4.8 | |
| Allstate | Ezekeil Hudson | 53 Monroe Ave, Memphis, TN, 38103 | 9.4 | |
| Erie | First Reliable Insurance Agency Llc | 5495 Winchester Road Suite 3, Memphis, TN, 38115 | 9.2 | |
| State Farm | Emerson Able | 14336 Highway 51 S Ste B, Atoka, TN, 38004-7605 | 16.4 | |
| State Farm | Jerry Nowlin | 8151 Walnut Grove Rd Ste 1, Cordova, TN, 38018-4286 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,450 | $690 |
| Shelby County, TN | $135,700 | $957 | $700 | $1,370 | $670 |
| Shelby County, TN | $135,700 | $957 | $700 | $1,330 | $630 |
| Rossville, TN | $245,000 | $1,254 | $900 | $1,790 | $890 |
| Golden Lake, AR | $85,500 | $929 | $680 | $1,330 | $650 |
| Birdsong, AR | $37,900 | $673 | $460 | $920 | $460 |
| Garland, TN | $116,000 | $931 | $670 | $1,330 | $660 |
| Horseshoe Lake, AR | $79,300 | $897 | $610 | $1,260 | $650 |
| Holly Springs, MS | $77,700 | $795 | $530 | $1,130 | $600 |
| Caraway, AR | $45,800 | $718 | $490 | $1,030 | $540 |
| Ashland, MS | $76,900 | $940 | $630 | $1,300 | $670 |
| Trumann, AR | $86,400 | $784 | $560 | $1,120 | $560 |