Gavop's guide to buying homeowners insurance in Nashville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Nashville, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1300, State Rd 1702, Flat Rock Dr, State Rd 1570, State Rd 1909, Moses Ct, State Rd 1907, Buckboard Trl, Ward Rd, State Rd 1503 | $263,000 | $250,000 | $200,000-$250,000 | $166,500 | $150,000 | $175,000-$200,000 |
| Coventry Dr, Troon Ct, State Rte 1687, Crabtree Rd, Lacy Ln, State Rd 1510, Tanbark Dr, Spring Pond Rd, Rock Hill Ln, State Rd 1852 | $109,000 | $90,000 | $100,000-$125,000 | $142,000 | $130,000 | $100,000-$125,000 |
| Bessie Cir, State Rd 1913, Tanbark, King George Ave, State Rte 1671, Bayberry Ct, Pond View Ct, E Baker St, County Line Rd, Walking Horse Ln | $156,000 | $130,000 | $150,000-$175,000 | $167,500 | $150,000 | $125,000-$150,000 |
| First St Exd, Waynes Ln, Sykes Rd, State Rd 1703, Reges Store Rd, Hearthstone Ct, Country Ln, Coriolan Rd, S Creek Dr, Jenkins Rd | $170,500 | $160,000 | $150,000-$175,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Lee Sharon Ln, Morningside Ln, State Rd 1908, E Beulah Rd, Redfield Ln, Mosswood Dr, Lily Walk, E Castalia Rd, State Rd 1507, Murray Loop Rd | $151,000 | $120,000 | $125,000-$150,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $564 |
| Superior Protection Discount | -$60 | $611 |
| Fire & Security Discount | -$47 | $624 |
| Hail Resistant Roof Discount | -$13 | $658 |
| Newly Constructed Home Discount | -$181 | $490 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
| Home Insurance Company Nashville, NC | Homeowners Insurance Agency Nashville, NC | Address | Popularity Score | Distance from Nashville (miles) |
|---|---|---|---|---|
| Erie | Hodges Insurance Agency Inc. | 120 N Main Street, Louisburg, NC, 27549 | 19.2 | |
| Travelers | Brightway Insurance | 2456 Sw Cary Pkwy, Cary, NC, 27513 | 49.2 | |
| Nationwide | Michelle Keener & Associates Inc. | 101 New Fidelity Ct, Garner, NC, 27529 | 40.6 | |
| State Farm | Blake Burd | 2550 Capitol Dr Ste 102, Creedmoor, NC, 27522-9450 | 42.3 | |
| State Farm | Melvin Patrick | 6416 Tryon Rd, Cary, NC, 27518-7050 | 46.4 | |
| Erie | Pelnik Insurance | 100 Ridge View Drive Suite 100, Cary, NC, 27511 | 47.0 | |
| Allstate | Robert Fleming | 504 S Main St, Rolesville, NC, 27571 | 27.3 | |
| State Farm | Sally Cox | 1141 Kildaire Farm Rd, Cary, NC, 27511-4563 | 47.0 | |
| Allstate | Reginald Wright | 2310 S Miami Blvd Ste 131, Durham, NC, 27703 | 47.9 | |
| State Farm | Paul Shelton | 127 College St, Oxford, NC, 27565-2909 | 40.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,280 | $650 |
| Nash County, NC | $123,100 | $715 | $520 | $1,020 | $500 |
| Nashville, NC | $137,300 | $671 | $450 | $930 | $480 |
| Dortches, NC | $168,800 | $922 | $670 | $1,310 | $640 |
| Stony Creek, NC | $136,500 | $669 | $450 | $960 | $510 |
| Zebulon, NC | $145,000 | $831 | $600 | $1,170 | $570 |
| Edgecombe County, NC | $84,000 | $987 | $700 | $1,350 | $650 |
| Micro, NC | $104,800 | $648 | $430 | $910 | $480 |
| Speights Bridge, NC | $75,200 | $484 | $330 | $690 | $360 |
| Four Oaks, NC | $113,000 | $689 | $490 | $960 | $470 |
| Stokes, NC | $46,200 | $294 | $210 | $400 | $190 |
| Meherrin, VA | $140,300 | $719 | $490 | $1,030 | $540 |
| Martin County, NC | $83,100 | $879 | $590 | $1,220 | $630 |