Gavop's guide to buying homeowners insurance in Cheshire, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cheshire, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sloper Ln, Eastgate Dr, Bethany Mountain Rd, Summer Hill Ct, Mountain Edge Ct, Buckland Dr, Pehr Ln, Bear Path Ct, Foxwood Ct, Moneta Ln | $347,500 | $310,000 | $300,000-$350,000 | $327,000 | $270,000 | $250,000-$300,000 |
| Pace Dr, Greens Loop, Broadview Rd, State Hwy 801, Sable Ct, Dryden Dr, Poplar Dr, Far Horizon Dr, Pound Ridge Rd, Blueberry Pl | $391,500 | $370,000 | $400,000-$500,000 | $400,000 | $340,000 | $300,000-$350,000 |
| Bellamy Rd, Bittersweet Ln, Rabideau Cir, N Wood Ct, Robin Ct, Contour Dr, Chatham Woods Ct, N Pond Rd, Gateway Ct, Old Waterbury Rd | $326,000 | $270,000 | $300,000-$350,000 | $527,500 | $490,000 | $500,000-$600,000 |
| Hayledge Ct, Mountaincrest Dr, Roslyn Dr, Jarvis St, Stratton Dr, Oregon Rd, Wyndmere Ct, Eastgate Dr, Lexington Ct, Atwater Pl | $354,000 | $310,000 | $350,000-$400,000 | $368,500 | $310,000 | $300,000-$350,000 |
| Higgins Rd, Ives Row, Mayview Ave, Moss Farms Ct, Elmwood Cir, N Brooksvale Rd, Charles Dr, Brittany Ct, Hitchcock Ct, Elmwood Dr | $243,500 | $220,000 | $200,000-$250,000 | $509,000 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $863 |
| Superior Protection Discount | -$90 | $913 |
| Fire & Security Discount | -$80 | $923 |
| Hail Resistant Roof Discount | -$30 | $973 |
| Newly Constructed Home Discount | -$281 | $722 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Cheshire, CT | Homeowners Insurance Agency Cheshire, CT | Address | Popularity Score | Distance from Cheshire (miles) |
|---|---|---|---|---|
| Travelers | Montagno Insurance Agency | 344 Robbins St, Waterbury, CT, 6708 | 8.8 | |
| Liberty Mutual Independent | Lamburt Corporation | 1980 Main St, Stratford, CT, 6615 | 25.3 | |
| Nationwide | The Sig Insurance Agencies | 25 Crescent St Floor 1, Stamford, CT, 6906 | 44.2 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Tpke , Woodbridge, CT, 6525 | 12.0 | |
| Nationwide | Margaret M. Kramer | 2643 Whitney Ave, Hamden, CT, 06518-2916 | 8.3 | |
| Travelers | A & S Insurance Llc | 511 Orange St, New Haven, CT, 6511 | 13.6 | |
| Travelers | Wilson Agency Inc | 30 Huntington St, Shelton, CT, 6484 | 19.5 | |
| Travelers | Huntington Insurance Llc | 18 Sportsman Dr, Shelton, CT, 6484 | 19.4 | |
| State Farm | Mo Kader | 130 Scott Rd Ste 2, Waterbury, CT, 06705-5204 | 5.0 | |
| Travelers | A Maffucci & Son Insurance Agency | 25 Crescent St, Stamford, CT, 6906 | 44.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,770 | $910 |
| New Haven County, CT | $244,400 | $1,183 | $790 | $1,640 | $850 |
| Cheshire, CT | $329,000 | $1,003 | $680 | $1,370 | $690 |
| Waterbury, CT | $128,600 | $759 | $540 | $1,080 | $540 |
| Middlebury, CT | $355,400 | $1,058 | $750 | $1,490 | $740 |
| Plymouth, CT | $193,400 | $865 | $580 | $1,190 | $610 |
| Newington, CT | $229,900 | $1,062 | $730 | $1,510 | $780 |
| New Hartford, CT | $305,400 | $958 | $640 | $1,330 | $690 |
| Deep River Center, CT | $266,700 | $1,244 | $860 | $1,700 | $840 |
| Redding, CT | $597,500 | $1,150 | $830 | $1,580 | $750 |
| Wilton, CT | $815,500 | $922 | $640 | $1,320 | $680 |
| Coventry Lake, CT | $168,700 | $945 | $640 | $1,310 | $670 |
| Westfield, MA | $220,500 | $959 | $640 | $1,320 | $680 |