Gavop shows you how to buy homeowners insurance in Madison County, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $83,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $110,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $216,000 | $200,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $796 |
| Home and Two Car | -$149 | $726 |
| Home and Three Car | -$201 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,500 | $864 | $2,364 | $628 | $2,128 | $236 |
| Madison County, AR | $1,500 | $864 | $2,364 | $628 | $2,128 | $236 |
| Plumlee, AR | $500 | $932 | $1,432 | $677 | $1,177 | $255 |
| Hickory, AR | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Chain-O-Lakes, MO | $1,500 | $1,157 | $2,657 | $841 | $2,341 | $316 |
| Bentonville, AR | $400 | $1,282 | $1,682 | $932 | $1,332 | $350 |
| Mountain, MO | $500 | $962 | $1,462 | $699 | $1,199 | $263 |
| Springtown, AR | $1,500 | $1,057 | $2,557 | $768 | $2,268 | $289 |
| Pindall, AR | $500 | $1,128 | $1,628 | $820 | $1,320 | $308 |
| Indian Point, MO | $1,500 | $1,144 | $2,644 | $831 | $2,331 | $313 |
| Home Insurance Company Madison County, AR | Homeowners Insurance Agency Madison County, AR | Address | Popularity Score | Distance from Madison County (miles) |
|---|---|---|---|---|
| Nationwide | Cheryl Long Insurance Inc | 4040 N Frontage Rd, Fayetteville, AR, 72703 | 24.7 | |
| Farmers | Brent Hale | 3291 S Thompson St Ste B103, Springdale, AR, 72764 | 25.5 | |
| State Farm | Robert Lewis | 2832 Bella Vista Way, Bella Vista, AR, 72714-3708 | 41.1 | |
| State Farm | Scott Smith | 1160 S Rogers St, Clarksville, AR, 72830-9157 | 41.0 | |
| State Farm | Bryan Lewis | 4201 W New Hope Rd Ste 103, Rogers, AR, 72758-8251 | 32.8 | |
| Travelers | Professional Insurance Group | 1122 N. Walton Blvd., Bentonville, AR, 72712 | 37.8 | |
| Travelers | Mcnair & Associates | 104 N East Suite C, Fayetteville, AR, 72701 | 24.7 | |
| State Farm | Greg Brown | 2023 E Main St, Siloam Springs, AR, 72761 | 46.1 | |
| State Farm | Tommy Reddick | 3162 W Mlk Blvd Ste 11, Fayetteville, AR, 72704-7679 | 27.1 | |
| State Farm | Darryl Andrews | 3396 N Futrall Dr, Fayetteville, AR, 72703-4057 | 25.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $780 | $1,540 | $760 |
| Madison County, AR | $108,500 | $874 | $590 | $1,250 | $660 |
| Madison County, AR | $108,500 | $874 | $600 | $1,240 | $640 |
| Plumlee, AR | $88,300 | $943 | $690 | $1,300 | $610 |
| Hickory, AR | $85,000 | $926 | $640 | $1,270 | $630 |
| Chain-O-Lakes, MO | $180,400 | $1,171 | $840 | $1,600 | $760 |
| Bentonville, AR | $203,800 | $1,298 | $900 | $1,840 | $940 |
| Mountain, MO | $108,300 | $974 | $710 | $1,350 | $640 |
| Springtown, AR | $114,600 | $1,070 | $740 | $1,520 | $780 |
| Pindall, AR | $130,400 | $1,142 | $790 | $1,590 | $800 |
| Indian Point, MO | $175,000 | $1,158 | $820 | $1,600 | $780 |