Gavop shows you how to buy homeowners insurance in Swain County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $126,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $91,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $229,500 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $124,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $573 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$75 | $607 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$164 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Swain County | $2,500 | $674 | $3,174 | $489 | $2,989 | $184 |
| Swain County, NC | $700 | $674 | $1,374 | $489 | $1,189 | $184 |
| Scott Creek, NC | $200 | $893 | $1,093 | $649 | $849 | $244 |
| Cullowhee, NC | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| Waynesville, NC | $500 | $779 | $1,279 | $566 | $1,066 | $213 |
| Jackson County, NC | $2,000 | $903 | $2,903 | $656 | $2,656 | $247 |
| Wildwood, TN | $300 | $1,080 | $1,380 | $785 | $1,085 | $295 |
| Lake Junaluska, NC | $1,000 | $1,165 | $2,165 | $847 | $1,847 | $318 |
| Maryville, TN | $500 | $805 | $1,305 | $585 | $1,085 | $220 |
| Tusquittee, NC | $1,500 | $913 | $2,413 | $663 | $2,163 | $249 |
| Hot Springs, NC | $100 | $867 | $967 | $630 | $730 | $237 |
| Lenoir City, TN | $2,500 | $782 | $3,282 | $568 | $3,068 | $214 |
| Home Insurance Company Swain County, NC | Homeowners Insurance Agency Swain County, NC | Address | Popularity Score | Distance from Swain County (miles) |
|---|---|---|---|---|
| State Farm | Jim Miller | 1504 Andrews Rd, Murphy, NC, 28906-5113 | 44.2 | |
| State Farm | Clay Dangerfield | 80 Crossroad Hill Rd, Canton, NC, 28716-3703 | 34.7 | |
| Allstate | Dalton Insurance Agency Of The Carolinas | 163 Main St Ste 1, Rosman, NC, 28772 | 46.6 | |
| Travelers | Smith Insurance Services Inc | 60 Woody Hampton Rd, Sylva, NC, 28779 | 20.0 | |
| State Farm | Meredith Baldridge | 120 E Main St Ste 202, Brevard, NC, 28712 | 47.5 | |
| Allstate | Myra Mente | 36 Marsh Lily Dr, Sylva, NC, 28779 | 18.5 | |
| Nationwide | Titmus Agency Llc | 38 South Main Street, Marshall, NC, 28753 | 46.7 | |
| State Farm | Beth Dunaway | 38 S Main St, Waynesville, NC, 28786-6701 | 27.5 | |
| State Farm | Jason Gurley | 93 Forest Gate Dr, Pisgah Forest, NC, 28768-7929 | 47.5 | |
| Nationwide | Hughes Insurance Group Llc | 901 Smokey Park Hwy Unit 65, Candler, NC, 28715 | 45.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,240 | $600 |
| Swain County, NC | $122,300 | $682 | $470 | $970 | $500 |
| Swain County, NC | $122,300 | $682 | $490 | $940 | $450 |
| Scott Creek, NC | $163,800 | $904 | $650 | $1,280 | $630 |
| Cullowhee, NC | $218,700 | $911 | $670 | $1,290 | $620 |
| Waynesville, NC | $173,400 | $789 | $540 | $1,130 | $590 |
| Jackson County, NC | $177,200 | $914 | $630 | $1,310 | $680 |
| Wildwood, TN | $170,500 | $1,093 | $780 | $1,510 | $730 |
| Lake Junaluska, NC | $251,400 | $1,179 | $810 | $1,660 | $850 |
| Maryville, TN | $193,200 | $815 | $590 | $1,120 | $530 |
| Tusquittee, NC | $169,300 | $924 | $660 | $1,280 | $620 |
| Hot Springs, NC | $156,900 | $878 | $610 | $1,250 | $640 |
| Lenoir City, TN | $119,000 | $791 | $580 | $1,120 | $540 |