How Can I Make My Swain County, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Swain County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Swain County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $50,500 $40,000 $50,000-$75,000
2 Bedroom $126,000 $110,000 $125,000-$150,000
3 Bedroom $91,500 $90,000 $100,000-$125,000
4 Bedroom $229,500 $180,000 $250,000-$300,000
5 Bedroom $124,000 $110,000 $125,000-$150,000

Choose the Best Swain County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $50 to $75,000 3 Pets, Smoker $210
Part Time Job 800-850 Credit Score $25 to 50,000 1 Pet, Smoker $340
Unemployed 600-649 Credit Score <$25,000 No Pets, Smoker $960

Choose the Right Deductible for your Swain County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $560 $860 $470 $770 $90
Swain County, NC $2,500 $640 $1,140 $530 $3,030 $-1,890
Swain County, NC $700 $540 $1,040 $440 $1,140 $-100
Scott Creek, NC $200 $770 $970 $660 $860 $110
Cullowhee, NC $2,500 $910 $1,410 $770 $3,270 $-1,860
Waynesville, NC $500 $750 $1,250 $610 $1,110 $140
Jackson County, NC $2,000 $640 $1,140 $540 $2,540 $-1,400
Wildwood, TN $300 $860 $1,160 $730 $1,030 $130
Lake Junaluska, NC $1,000 $1,280 $1,780 $1,100 $2,100 $-320
Maryville, TN $500 $800 $1,300 $650 $1,150 $150
Tusquittee, NC $1,500 $470 $970 $390 $1,890 $-920
Hot Springs, NC $100 $330 $430 $280 $380 $50
Lenoir City, TN $2,500 $490 $990 $410 $2,910 $-1,920

Identify Top Home Insurance Agents near Swain County, NC | Back to Top

Home Insurance Company Swain County, NC Homeowners Insurance Agency Swain County, NC Address Popularity Score Distance from Swain County (miles)
State Farm Jim Miller 1504 Andrews Rd, Murphy, NC, 28906-5113
44.2
State Farm Clay Dangerfield 80 Crossroad Hill Rd, Canton, NC, 28716-3703
34.7
Allstate Dalton Insurance Agency Of The Carolinas 163 Main St Ste 1, Rosman, NC, 28772
46.6
Travelers Smith Insurance Services Inc 60 Woody Hampton Rd, Sylva, NC, 28779
20.0
State Farm Meredith Baldridge 120 E Main St Ste 202, Brevard, NC, 28712
47.5
Allstate Myra Mente 36 Marsh Lily Dr, Sylva, NC, 28779
18.5
Nationwide Titmus Agency Llc 38 South Main Street, Marshall, NC, 28753
46.7
State Farm Beth Dunaway 38 S Main St, Waynesville, NC, 28786-6701
27.5
State Farm Jason Gurley 93 Forest Gate Dr, Pisgah Forest, NC, 28768-7929
47.5
Nationwide Hughes Insurance Group Llc 901 Smokey Park Hwy Unit 65, Candler, NC, 28715
45.7

Compare Rates for Swain County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $800 $570 $1,130 $560
Swain County, NC $123,900 $660 $460 $930 $470
Swain County, NC $123,900 $660 $480 $920 $440
Scott Creek, NC $157,700 $930 $680 $1,320 $640
Cullowhee, NC $178,100 $1,030 $750 $1,420 $670
Waynesville, NC $176,000 $840 $600 $1,200 $600
Jackson County, NC $169,300 $850 $600 $1,160 $560
Wildwood, TN $167,100 $870 $640 $1,240 $600
Lake Junaluska, NC $261,700 $1,540 $1,110 $2,170 $1,060
Maryville, TN $184,600 $780 $520 $1,080 $560
Tusquittee, NC $116,300 $520 $350 $710 $360
Hot Springs, NC $75,800 $350 $230 $500 $270
Lenoir City, TN $115,200 $470 $310 $670 $360