Gavop shows you how to buy homeowners insurance in Lexington County, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $76,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $132,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $232,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $261,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $806 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$104 | $844 |
| Hail Resistant Roof Discount | -$19 | $930 |
| Newly Constructed Home Discount | -$190 | $759 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexington County | $2,000 | $937 | $2,937 | $681 | $2,681 | $256 |
| Lexington County, SC | $700 | $937 | $1,637 | $681 | $1,381 | $256 |
| Batesburg-Leesville, SC | $100 | $792 | $892 | $576 | $676 | $216 |
| Hopkins, SC | $1,000 | $806 | $1,806 | $586 | $1,586 | $220 |
| Trenton, SC | $100 | $694 | $794 | $504 | $604 | $190 |
| Ridgeway, SC | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Fort Motte-Lone Star, SC | $200 | $725 | $925 | $527 | $727 | $198 |
| Cope, SC | $1,000 | $519 | $1,519 | $377 | $1,377 | $142 |
| Rowesville, SC | $100 | $578 | $678 | $420 | $520 | $158 |
| Barnwell, SC | $1,500 | $617 | $2,117 | $448 | $1,948 | $168 |
| Dalzell, SC | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Home Insurance Company Lexington County, SC | Homeowners Insurance Agency Lexington County, SC | Address | Popularity Score | Distance from Lexington County (miles) |
|---|---|---|---|---|
| State Farm | Roe Young | 4020 Platt Springs Rd, West Columbia, SC, 29170-1283 | 7.7 | |
| Travelers | Gmm Insurance | 115-A Library Hill Ln, Lexington, SC, 29072 | 6.5 | |
| State Farm | Shannon Rikard | 384 Saint Andrews Road, Columbia, SC, 29210-4427 | 13.0 | |
| Allstate | Gary Blight | 5335 Sunset Blvd Ste B, Lexington, SC, 29072 | 8.4 | |
| Travelers | Carolina Insurance Group Of Sc | 141 Charter Oak Rd, Lexington, SC, 29072 | 6.5 | |
| Travelers | Palmetto Financial Consultants | 111 E Library Hill Ln, Lexington, SC, 29072 | 6.5 | |
| State Farm | Larry Dibiase | 2043 W Dekalb St, Camden, SC, 29020-2094 | 44.0 | |
| Travelers | Tidwell Agency Inc | 2650 Augusta Highway, Lexington, SC, 29071 | 6.6 | |
| Allstate | Christopher Petty | 3347 Augusta Hwy Ste E, Gilbert, SC, 29054 | 7.6 | |
| State Farm | Chuck Nash | 1120 Little St, Camden, SC, 29020-3613 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,350 | $690 |
| Lexington County, SC | $148,400 | $948 | $640 | $1,300 | $660 |
| Lexington County, SC | $148,400 | $948 | $670 | $1,300 | $630 |
| Batesburg-Leesville, SC | $89,500 | $802 | $550 | $1,100 | $550 |
| Hopkins, SC | $79,400 | $816 | $550 | $1,130 | $580 |
| Trenton, SC | $101,600 | $702 | $510 | $990 | $480 |
| Ridgeway, SC | $134,900 | $766 | $560 | $1,060 | $500 |
| Fort Motte-Lone Star, SC | $106,300 | $734 | $540 | $1,010 | $470 |
| Cope, SC | $77,300 | $525 | $350 | $730 | $380 |
| Rowesville, SC | $85,300 | $585 | $420 | $830 | $410 |
| Barnwell, SC | $97,200 | $624 | $420 | $880 | $460 |
| Dalzell, SC | $128,200 | $873 | $600 | $1,250 | $650 |