Gavop's guide to buying homeowners insurance in Wellsburg, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wellsburg, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Buckey Hill Rd, 18th St, Point Breeze Dr, Walnut Ave, Pine Ter, Hedges Run Rd, Washington Pike, Jamison Ln, Windy Hill and Hukill Run Rd, Co Hwy 27/6 | $129,500 | $110,000 | $100,000-$125,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Crossroads Ln, Sunset Ave, 9th St, 11th St, 12th St, 20th St, Elmhurst Dr, Duval Hts, 16th St, Irish Est | $134,000 | $120,000 | $125,000-$150,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Summit Ave, 8th St, N High St, Co Hwy 7, 1st St, Kendo Ave, Apple Pie Ridge Rd, Old Washington Pike, Mar Lou Ln, Co Hwy 7/5 | $121,000 | $110,000 | $100,000-$125,000 | $64,500 | $50,000 | $50,000-$75,000 |
| Shelby Ln, Sidney Rd, Co Hwy 32/1, Co Hwy 11/1, Longs Run Rd, Locust St, Hartley Hill Rd, Co Hwy 28, Rine St, Commerce St | $88,000 | $80,000 | $100,000-$125,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Lindsay Ave, Northview Rd, Kircher Ave, 6th St, Co Hwy 18/3, Atchinson Rd, Majestic Ln, Co Hwy 30, Sanders Ave, Park Addition | $81,500 | $70,000 | $75,000-$100,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $475 |
| Superior Protection Discount | -$53 | $533 |
| Fire & Security Discount | -$47 | $539 |
| Hail Resistant Roof Discount | -$18 | $568 |
| Newly Constructed Home Discount | -$170 | $416 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brooke County | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Wellsburg, WV | $2,500 | $579 | $3,079 | $421 | $2,921 | $158 |
| Joffre, PA | $400 | $588 | $988 | $427 | $827 | $161 |
| Eighty Four, PA | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Yellow Creek, OH | $100 | $646 | $746 | $470 | $570 | $177 |
| Sewickley Hills, PA | $1,000 | $1,319 | $2,319 | $959 | $1,959 | $360 |
| Glassport, PA | $300 | $478 | $778 | $348 | $648 | $131 |
| Long Branch, PA | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Republic, PA | $500 | $500 | $1,000 | $363 | $863 | $137 |
| East McKeesport, PA | $1,000 | $516 | $1,516 | $375 | $1,375 | $141 |
| Rowes Run, PA | $100 | $551 | $651 | $401 | $501 | $151 |
| Wampum, PA | $2,500 | $565 | $3,065 | $411 | $2,911 | $154 |
| Home Insurance Company Wellsburg, WV | Homeowners Insurance Agency Wellsburg, WV | Address | Popularity Score | Distance from Wellsburg (miles) |
|---|---|---|---|---|
| Erie | Paree Insurance Centers | 306 Kruger Street, Wheeling, WV, 26003 | 13.9 | |
| Allstate | Joyia Lytle | 3612 Pennsylvania Ave, Weirton, WV, 26062 | 13.0 | |
| State Farm | Bill Garvey | 700 Charles Street, Wellsburg, WV, 26070-1616 | 3.6 | |
| State Farm | Milton Zinaich | 3726 Penna Ave, Weirton, WV, 26062-4112 | 12.8 | |
| State Farm | Jack Fowler | 3034 Penna Ave, Weirton, WV, 26062-3721 | 12.9 | |
| State Farm | Linda Smith | 2192 National Rd, Wheeling, WV, 26003-5248 | 13.3 | |
| State Farm | Cindy Nickerson | 1028 Main St, Follansbee, WV, 26037-1345 | 7.2 | |
| State Farm | Doug Bissett | 1111 Main Street, Wheeling, WV, 26003-2703 | 13.4 | |
| State Farm | Chad Broadwater | 1601 Warwood Ave, Wheeling, WV, 26003-7110 | 9.9 | |
| Erie | Assure America Corporation | 3546 Pennsylvania Avenue, Weirton, WV, 26062 | 12.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $1,000 | $480 |
| Brooke County, WV | $91,000 | $606 | $440 | $860 | $420 |
| Wellsburg, WV | $84,800 | $586 | $420 | $810 | $390 |
| Joffre, PA | $100,200 | $595 | $400 | $840 | $440 |
| Eighty Four, PA | $167,200 | $739 | $510 | $1,030 | $520 |
| Yellow Creek, OH | $111,100 | $654 | $440 | $920 | $480 |
| Sewickley Hills, PA | $400,000 | $1,335 | $950 | $1,860 | $910 |
| Glassport, PA | $60,500 | $484 | $330 | $670 | $340 |
| Long Branch, PA | $112,900 | $626 | $430 | $880 | $450 |
| Republic, PA | $67,700 | $506 | $360 | $700 | $340 |
| East McKeesport, PA | $73,100 | $522 | $360 | $720 | $360 |
| Rowes Run, PA | $85,900 | $558 | $390 | $800 | $410 |
| Wampum, PA | $91,300 | $572 | $420 | $810 | $390 |