Gavop tells you how to get the best homeowners insurance in Spring Lake Park, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $174,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $175,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $189,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $286,000 | $250,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $838 |
| Home and Two Car | -$155 | $756 |
| Home and Three Car | -$228 | $684 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anoka County | $1,000 | $1,110 | $2,110 | $807 | $1,807 | $303 |
| Spring Lake Park, MN | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| Forest Lake, MN | $100 | $929 | $1,029 | $675 | $775 | $254 |
| Rogers, MN | $1,000 | $1,036 | $2,036 | $753 | $1,753 | $283 |
| St. Paul Park, MN | $400 | $899 | $1,299 | $653 | $1,053 | $246 |
| Marine on St. Croix, MN | $1,500 | $1,715 | $3,215 | $1,246 | $2,746 | $469 |
| Somerset, WI | $200 | $784 | $984 | $570 | $770 | $214 |
| Lindstrom, MN | $2,000 | $1,131 | $3,131 | $822 | $2,822 | $309 |
| Miesville, MN | $400 | $1,244 | $1,644 | $904 | $1,304 | $340 |
| Bergen, MN | $2,500 | $1,354 | $3,854 | $984 | $3,484 | $370 |
| Pierce County, WI | $300 | $691 | $991 | $502 | $802 | $189 |
| Clear Lake, WI | $1,000 | $573 | $1,573 | $416 | $1,416 | $157 |
| Home Insurance Company Spring Lake Park, MN | Homeowners Insurance Agency Spring Lake Park, MN | Address | Popularity Score | Distance from Spring Lake Park (miles) |
|---|---|---|---|---|
| State Farm | Amy Wakem | 2191 Silver Lk Rd Nw, New Brighton, MN, 55112-5331 | 2.5 | |
| Farmers | Derek Mccoy | 7206 Forestview Ln N Ste 103, Maple Grove, MN, 55369 | 9.2 | |
| Farmers | Lyle Radloff | 1185 Concord St N Ste 113, South St Paul, MN, 55075 | 17.2 | |
| State Farm | Tim Meyer | 891 Highway 96 W, Shoreview, MN, 55126-1910 | 5.8 | |
| State Farm | Kimberly Nybo | 4634 Central Ave Ne, Columbia Heights, MN, 55421-2400 | 4.3 | |
| Liberty Mutual Independent | Hal Tiffany Agency Inc | 2573 Hamline Ave N Ste B, Roseville, MN, 55113 | 8.0 | |
| Allstate | Diane L. Anderson | 8741 Central Ave Ne # 201, Blaine, MN, 55434 | 1.1 | |
| Travelers | Advisornet Property & Casualty | 701 Fourth Ave S Ste 1620, Minneapolis, MN, 55415 | 9.8 | |
| State Farm | Janet Symons | 3502 Shoreline Dr, Wayzata, MN, 55391-9719 | 21.9 | |
| State Farm | Brian Youmans | 6175 Cahill Ave Ste 106, Inver Grove, MN, 55076-1527 | 20.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,680 | $880 |
| Anoka County, MN | $205,000 | $1,123 | $760 | $1,540 | $780 |
| Spring Lake Park, MN | $167,900 | $911 | $610 | $1,290 | $680 |
| Forest Lake, MN | $244,500 | $940 | $650 | $1,330 | $680 |
| Rogers, MN | $298,700 | $1,049 | $700 | $1,480 | $780 |
| St. Paul Park, MN | $167,300 | $910 | $620 | $1,260 | $640 |
| Marine on St. Croix, MN | $373,000 | $1,736 | $1,230 | $2,410 | $1,180 |
| Somerset, WI | $259,600 | $794 | $570 | $1,100 | $530 |
| Lindstrom, MN | $185,100 | $1,145 | $790 | $1,640 | $850 |
| Miesville, MN | $222,200 | $1,259 | $840 | $1,780 | $940 |
| Bergen, MN | $261,600 | $1,370 | $1,000 | $1,950 | $950 |
| Pierce County, WI | $193,300 | $699 | $470 | $990 | $520 |
| Clear Lake, WI | $119,500 | $580 | $390 | $830 | $440 |