Gavop shows you how to buy homeowners insurance in Lake Bluff, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $157,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $277,000 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $604,500 | $490,000 | $500,000-$600,000 |
| 4 Bedroom | $830,500 | $710,000 | $900,000-$1,000,000 |
| 5 Bedroom | $757,000 | $690,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $927 |
| Superior Protection Discount | -$110 | $993 |
| Fire & Security Discount | -$110 | $993 |
| Hail Resistant Roof Discount | -$33 | $1,070 |
| Newly Constructed Home Discount | -$221 | $882 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
| Home Insurance Company Lake Bluff, IL | Homeowners Insurance Agency Lake Bluff, IL | Address | Popularity Score | Distance from Lake Bluff (miles) |
|---|---|---|---|---|
| State Farm | John Tyler Carlson | 829 Main St, Evanston, IL, 60202-1705 | 19.3 | |
| Allstate | Jason Hirsh | 1020 Weiland Rd, Buffalo Grove, IL, 60089 | 9.2 | |
| Allstate | Mary Schur | 3577 E New York St Ste 109, Aurora, IL, 60504 | 40.9 | |
| Allstate | Jack Hallberg Sr. | 3105 W 111th St, Chicago, IL, 60655 | 41.6 | |
| State Farm | Mark Trennert | 2930 Finley Rd, Downers Grove, IL, 60515-1042 | 32.2 | |
| Allstate | Randy Frank | 10395 Vine St, Huntley, IL, 60142 | 30.4 | |
| Travelers | The Lesser Agency | 7250 N Cicero Avenue Suite 105, Lincolnwood, IL, 60712 | 19.4 | |
| Allstate | Gur Singh | 482 N Milwaukee Ave Ste 3, Wheeling, IL, 60090 | 9.8 | |
| State Farm | Linda Kuczka | 954 W Webster Ave, Chicago, IL, 60614-3623 | 26.9 | |
| Nationwide | Jeff Vukovich | 422 N Northwest Hwy Ste 170, Park Ridge, IL, 60068-3261 | 18.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,200 | $610 |
| Lake County, IL | $251,400 | $926 | $620 | $1,270 | $650 |
| Lake Bluff, IL | $603,300 | $1,103 | $760 | $1,570 | $810 |
| Long Lake, IL | $148,600 | $785 | $540 | $1,110 | $570 |
| Rolling Meadows, IL | $224,400 | $776 | $570 | $1,100 | $530 |
| Barrington Hills, IL | $710,800 | $2,279 | $1,570 | $3,170 | $1,600 |
| Wood Dale, IL | $221,600 | $773 | $560 | $1,070 | $510 |
| Paris, WI | $301,000 | $838 | $610 | $1,190 | $580 |
| Sleepy Hollow, IL | $289,800 | $1,026 | $750 | $1,460 | $710 |
| Broadview, IL | $148,400 | $785 | $560 | $1,080 | $520 |
| Oakbrook Terrace, IL | $292,400 | $1,031 | $690 | $1,420 | $730 |
| Lake Ivanhoe, WI | $145,000 | $640 | $440 | $900 | $460 |
| Oswego, IL | $216,500 | $876 | $640 | $1,240 | $600 |