Gavop shows you how to buy homeowners insurance in Newport, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Newport, KY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Retreat St, E Crescent Ave, Taylor Ave, Lafayette Ave, W Kimberly Dr, Park Ave, Villagrande Blvd, I- 471, Overview Ct, Central | $82,000 | $80,000 | $75,000-$100,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Orchard Ln, Cliffgate Ln, Aspen Pines Dr, 19th St, E 10th St, Sunset Dr, Orchard St, Queens View Ln, Riverside Pkwy, Lighthouse Ct | $50,500 | $50,000 | $50,000-$75,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Maine Ave, W Southgate St, Spindle Top Ln, Biehl St, Meadow Ln, Newman Ave, Zott St, W 11th St, Creekwood Dr, Summer Hill Ave | $109,500 | $100,000 | $100,000-$125,000 | $207,000 | $170,000 | $200,000-$250,000 |
| Miami Pkwy, Carol Ct, W 6th St, Roosevelt Ave, Queen City Rd, Amelia St, Willow St, W Walnut St, Beech Ave, Riverboat Row | $82,500 | $70,000 | $75,000-$100,000 | $168,000 | $140,000 | $175,000-$200,000 |
| Harriet Ave, Mount Pleasant Ln, Watch Point Dr, Mayo Ave, Highview Dr, Ward Ave, Ridgetrail Ct, Dave Cowens Dr, Home St, Brighton St | $164,000 | $140,000 | $125,000-$150,000 | $186,000 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $667 |
| Home and Two Car | -$117 | $615 |
| Home and Three Car | -$176 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $700 | $938 | $1,638 | $682 | $1,382 | $256 |
| Newport, KY | $2,500 | $724 | $3,224 | $526 | $3,026 | $198 |
| St. Bernard, OH | $300 | $617 | $917 | $448 | $748 | $168 |
| Turpin Hills, OH | $1,000 | $1,005 | $2,005 | $730 | $1,730 | $275 |
| Green, OH | $500 | $716 | $1,216 | $520 | $1,020 | $196 |
| Mulberry, OH | $2,500 | $734 | $3,234 | $533 | $3,033 | $201 |
| Hamilton, OH | $400 | $605 | $1,005 | $439 | $839 | $165 |
| Dearborn County, IN | $2,000 | $878 | $2,878 | $638 | $2,638 | $240 |
| Chilo, OH | $500 | $681 | $1,181 | $495 | $995 | $186 |
| Williamstown-Dry Ridge, KY | $1,500 | $860 | $2,360 | $625 | $2,125 | $235 |
| Camden, OH | $400 | $548 | $948 | $398 | $798 | $150 |
| New Lebanon, OH | $700 | $557 | $1,257 | $405 | $1,105 | $152 |
| Home Insurance Company Newport, KY | Homeowners Insurance Agency Newport, KY | Address | Popularity Score | Distance from Newport (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gartman Insurance Agency Inc | 495 Erlanger Rd Ste 104, Erlanger, KY, 41018 | 7.6 | |
| Liberty Mutual Independent | Crawford Insurance | 179 Fairfield Ave, Bellevue, KY, 41073 | 1.3 | |
| Travelers | Burkhart Insurance Agency | 803 Scott Street Ste 2, Covington, KY, 41011 | 1.1 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 5.2 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 12.6 | |
| Allstate | Hans Philippo | 7138 Price Pike, Florence, KY, 41042 | 9.6 | |
| State Farm | Tracy Davis | 919 N Fort Thomas Ave, Fort Thomas, KY, 41075 | 2.1 | |
| State Farm | Dave Wickline | 6504 Dixie Hwy, Florence, KY, 41042-2104 | 8.9 | |
| Allstate | Christopher Whitehead | 1671 Park Rd Ste 10, Fort Wright, KY, 41011 | 3.3 | |
| Liberty Mutual Independent | Adkisson Insurance Agency Inc | 1885 Dixie Highway Ste 320, Ft Wright, KY, 41011 | 3.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,250 | $640 |
| Campbell County, KY | $160,700 | $949 | $650 | $1,350 | $700 |
| Newport, KY | $122,700 | $732 | $500 | $1,010 | $510 |
| St. Bernard, OH | $99,900 | $624 | $460 | $880 | $420 |
| Turpin Hills, OH | $312,800 | $1,017 | $720 | $1,440 | $720 |
| Green, OH | $151,600 | $725 | $500 | $990 | $490 |
| Mulberry, OH | $150,000 | $743 | $510 | $1,060 | $550 |
| Hamilton, OH | $102,300 | $612 | $430 | $870 | $440 |
| Dearborn County, IN | $160,800 | $889 | $630 | $1,220 | $590 |
| Chilo, OH | $125,000 | $689 | $490 | $970 | $480 |
| Williamstown-Dry Ridge, KY | $122,400 | $870 | $600 | $1,230 | $630 |
| Camden, OH | $77,200 | $555 | $400 | $790 | $390 |
| New Lebanon, OH | $80,000 | $564 | $390 | $770 | $380 |